Business Details
20 Years
experience
Your Trusted Mortgage & Insurance Broker in Norwich
Go Direct has been helping consumers compare mortgage rates and insurance products since 2006. Our platform provides access to exclusive deals from a whole-of-market panel of lenders, supported by expert advisors available at flexible times. We offer no-fee advice for most cases, backed by a 48-hour mortgage agreement in principle promise. Our online tools allow instant comparisons across thousands of mortgage and protection products, with commission sacrifices reducing customer premiums. Through our partnership with LMS, we also provide competitive conveyancing services with no completion, no fee guarantees. 
Services
Mortgages
Remortgages
Buy to Let
Life Insurance
Conveyancing
Bad Credit Mortgages
Portfolio Mortgages
Income Protection
Critical Illness Cover
No Fee Advice
Details
- Year established: 2006
Highlights and features
- No broker fee mortgage advice* for most cases
- Exclusive mortgage deals unavailable directly from lenders
- 48-hour mortgage agreement in principle promise
- Commission sacrifice reduces life insurance premiums by 15%
- Nationwide conveyancing with no completion, no fee guarantee
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Mortgages
Go Direct provides comprehensive mortgage comparison services across fixed, tracker, and discounted rate products. Our platform connects clients with exclusive deals from major UK lenders while offering expert guidance on first-time buyer schemes, equity assessments, and affordability calculations. Advisors help navigate complex criteria for standard applications and specialist cases requiring portfolio or adverse credit mortgages.
Remortgages
Our remortgage specialists help homeowners access better rates and release equity for home improvements or debt consolidation. We compare thousands of products daily including fee-free valuations, free legal work options, and deals tailored for complex cases with CCJs or previous bankruptcies. Advisors ensure clients understand redemption penalties and new product tie-ins before switching.
Buy to Let
We specialise in buy-to-let mortgages for individual landlords and portfolio investors. Services include stress test evaluations, limited company BTL solutions, and HMO financing. Our tools calculate rental income requirements (125% at pay rate) while advisors explain tax implications and recommend appropriate structures for short-term holiday lets or long-term residential investments.
Life Insurance
Our protection services cover term life, critical illness, and income protection policies with 50% commission sacrifice reducing premiums. Advisors explain policy differences between decreasing term cover for mortgages and level term protection for family financial security. We compare providers like Aviva and Legal & General to find cost-effective solutions with flexible payout options.
Bad Credit Mortgages
Specialist mortgage solutions for clients with credit issues including CCJs, defaults, or bankruptcy discharge. We work with non-conforming lenders who assess applications through traditional underwriting rather than automated scoring. Our advisors explain rehabilitation requirements and how consecutive on-time payments can transition clients to mainstream products after three years.
Questions
Do you charge fees for mortgage advice?
Most cases receive no broker fee advice. Complex applications involving debt consolidation or specialist lending attract a £399 fee payable on mortgage offer.
Can I get a mortgage with bad credit?
Yes. We work with specialist lenders for adverse credit cases including CCJs, defaults, and previous bankruptcies, though rates may be higher due to increased risk assessment.
What mortgage types do you compare?
We compare all major types: fixed rate, tracker, offset, buy-to-let, portfolio, and no-fee remortgage products across 90%+ LTV options.
How quickly can you provide mortgage advice?
Our advisors typically offer mortgage agreement in principal within 24 hours after understanding your specific requirements and financial situation.
Do you offer conveyancing services?
Yes, through LMS we provide competitive no-completion-no-fee conveyancing with nationwide solicitors who update progress tracked online 24/7.
How do life insurance quotes save money?
We sacrifice 50%+ initial commissions back into policies, reducing premiums by approximately 15% compared to standard direct rates from insurers like Aviva.
