Business Details
Trusted Insurance Loss Assessors in London
Established in 1842, BSN has evolved into a leading specialist in high-value and complex insurance claims for corporate and private clients across the United Kingdom. Our expertise spans business, property, and construction losses arising from fire, water damage, subsidence, burglary, business interruption, and other perils. Led by Steven Newman, who brings over 35 years of claims experience, we prioritise client interests by balancing the inherent power dynamics between policyholders and insurers.Our team combines pragmatic advice with strategic advocacy to navigate claims processes, resolve disputes, and secure equitable settlements. We operate under a contingency fee model, ensuring our success is aligned with client outcomes, and maintain formal relationships with major loss adjusters while upholding FCA regulation and professional indemnity coverage.
Services
Insurance Loss Assessment
Complex Claims Management
Property Damage Claims
Business Interruption Claims
Subsidence Claims
Fire Damage Claims
Water Damage Claims
Burglary Claims
Landlords Property Claims
Insurance Broker Support
Highlights and features
- We offer 35+ years of specialist claims experience in property and business loss sectors.
- Our contingency fee model aligns success with client outcomes.
- We maintain constructive working relationships with major loss adjuster firms.
- FCA authorisation ensures regulatory compliance and client protection.
- Free initial consultations provide immediate, obligation-free expert guidance.
Associations and certifications
- Financial Conduct Authority
Services
Insurance Loss Assessment
We provide specialist assessment of property and business insurance claims, identifying coverage gaps and quantifying losses. Our expertise ensures accurate documentation to support claims against insurers. Our FCA-regulated processes combine technical knowledge with strategic negotiation to maximise settlement outcomes.
Complex Claims Management
Our team manages intricate claims involving multiple parties, policy layers, or technical disputes. We coordinate evidence collection, expert reports, and legal considerations while maintaining communication with insurers. This structured approach streamlines resolution of high-value, multi-faceted claims.
Business Interruption Claims
We quantify financial impacts of operational disruptions, ensuring claims cover profit losses, increased costs, and recovery expenses. Our analysis considers policy terms, historical performance, and market conditions to substantiate claims for business continuity support.
Subsidence Claims
Specialist evaluation of subsidence-related property damage includes cause analysis, repair cost estimation, and policy coverage assessment. We coordinate geological surveys and structural engineer reports to validate claims and negotiate appropriate remediation funding.
Fire Damage Claims
Comprehensive assessment of fire-damaged properties covers structural integrity, contents valuation, and business continuity impacts. We document losses against policy terms, coordinate rebuild planning, and negotiate settlements covering repair, replacement, and associated financial losses.
People
Steven Newman
Director
With over 35 years in insurance claims, Steven leads BSN's specialist team, combining technical expertise with strategic advocacy to resolve complex property and business loss cases.
Questions
What types of insurance claims does BSN handle?
BSN specialises in high-value property, business, and construction losses including fire, water damage, subsidence, burglary, and business interruption claims.
How does BSN's fee structure work?
We typically charge contingency fees based on claim settlement percentages, with alternative time-based models for specific cases.
Are BSN's services regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority with professional indemnity insurance coverage.
Can BSN assist with disputed insurance claims?
We actively challenge unfair insurer decisions and negotiate settlements, utilising our expertise in policy interpretation and loss quantification.
What areas does BSN operate in?
We serve corporate and private clients across the United Kingdom from our London base.
