Business Details
Emergency
services
Specialist Commercial Insurance Solutions
Swainrisk Solutions is a client-focused commercial insurance brokerage committed to delivering tailored protection for businesses across the United Kingdom. With over two decades of experience in the motor trade insurance sector, the company combines deep industry knowledge with a distinctive emphasis on personalised service. Founded by Laura Swain, a seasoned professional known for her integrity and approachability, the team prioritises understanding client needs through comprehensive fact-finding to create customised policies. Their capabilities are enhanced by strategic partnerships with leading insurers, enabling competitive pricing and access to specialist schemes.Clients benefit from dedicated account management, with direct access to team members who provide year-round support rather than relying on impersonal call centres. The firm's expertise spans motor trade risks including Defective Workmanship coverage, MoT testing, and tyre/repair operations. Their service extends beyond policy formulation to include critical post-incident support, with MID updates available during non-standard hours. As an appointed representative of FCA-authorised Brown & Brown Insurance Brokers, they uphold the highest regulatory standards while maintaining the agility of a small, responsive firm.
Services
Motor Trade Insurance
Commercial Insurance
Risk Assessment
Policy Customisation
Claims Support
Highlights and features
- 20+ years' motor trade insurance expertise with specialist insurer partnerships
- Dedicated account managers provide year-round direct support
- Access to exclusive risk schemes unavailable through general brokers
- Tailored policy structuring for niche automotive business needs
- FCA-authorised operations with proven claims resolution capabilities
Associations and certifications
- Financial Conduct Authority
Services
Motor Trade Insurance
Comprehensive coverage for automotive businesses including repair workshops, MoT centres, and tyre specialists. Protects against operational risks like Defective Workmanship claims while offering competitive premiums through exclusive insurer partnerships. Policies are tailored to specific business models and risk profiles.
Commercial Insurance
Custom solutions for SMEs across sectors, addressing property damage, liability, and business continuity risks. Combines broad market access with personalised risk assessment to create cost-effective packages that evolve with business needs and regulatory requirements.
Policy Customisation
Specialist service matching insurance terms to unique operational requirements. Involves detailed client consultations to structure policies covering specific exposures, including hard-to-place risks like automotive trade liabilities within the UK market context.
Claims Support
End-to-end claims management with dedicated advisor support. Includes policy interpretation, documentation guidance, and insurer liaison during claims events. Offers after-hours MID update assistance for urgent motor trade requirements.
Risk Assessment
Structured evaluation identifying business-specific exposures through in-depth client interviews. Forms foundation for insurance strategies while advising on proactive risk mitigation measures aligned with industry best practices and regulatory obligations.
People
Laura Swain
Founder
With over 20 years' motor trade insurance experience, Laura established SRS to deliver client-focused protection solutions. Prioritises relationship-based brokerage over aggressive sales tactics, leveraging industry connections to secure competitive terms for niche risks.
Nicky Wilson
Senior Advisor
Key team member supporting Laura Swain, specialises in client relationship management and policy structuring. Combines technical expertise with approachable service delivery to maintain SRS's personal touch in insurance provision.
Questions
What specialist motor trade insurance options do you offer?
We provide coverage for garages, MoT centres, tyre fitters and body shops including Defective Workmanship protection through exclusive insurer partnerships.
How do you tailor insurance policies to specific business needs?
Our process begins with a detailed fact-finding assessment to understand your operational risks and commercial requirements before selecting appropriate coverage.
Are you regulated by the Financial Conduct Authority?
Yes, we operate as an appointed representative of FCA-authorised Brown & Brown Insurance Brokers (reference 745618).
Can you assist with urgent motor insurance updates?
We offer out-of-hours MID update assistance for clients with pressing operational requirements.
How do you handle insurance claims support?
Your dedicated account manager provides step-by-step guidance through the claims process, including documentation preparation and insurer liaison.
What regions do you cover?
We serve clients nationwide from our Coventry base, with particular expertise in the West Midlands automotive industry.
