Business Details
23 Years
experience
Trusted Financial Advisers in Epping for Equity Release & Mortgages
Scott & Goose is a dedicated financial advisory firm specialising in equity release, mortgages, and insurance solutions. Established with a commitment to fostering long-term client relationships, we prioritise understanding individual needs to deliver tailored financial strategies. Our team of experienced professionals, including owner Ian Scott with over two decades in the industry, provides impartial advice aligned with clients' aspirations. As an FCA-regulated entity, we adhere to stringent standards of conduct, ensuring transparency and ethical practices.Our whole-of-market approach grants access to diverse products, enabling clients to secure optimal deals without hidden fees. We pride ourselves on demystifying complex financial concepts through jargon-free communication, supported by a customer charter guaranteeing free initial consultations and ongoing support. With a proven track record evidenced by numerous five-star reviews, we combine technical expertise with a personal touch to navigate clients through critical financial decisions.
Services
Equity Release
Mortgages
Insurance
Lifetime Mortgages
Buy to Let
Details
- Year established: 2003
Highlights and features
- FCA-regulated financial expertise since 2003
- Personalised service with direct mobile access to advisers
- Whole-of-market broker with no tied product limitations
- Jargon-free explanations of complex financial products
- 24/7 availability for urgent client consultations
Associations and certifications
- Financial Conduct Authority
- Equity Release Council
What people say
Great service
Knowledgeable professionals
No pressure approach
Excellent communications
First class service
Services
Equity Release
We help homeowners aged 55+ access tax-free cash from their property while retaining residency rights. Our FCA-regulated advisers explain lifetime mortgages and home reversion plans, ensuring compliance with Equity Release Council standards. Clients receive detailed illustrations showing how released funds might affect inheritance and benefits, with guaranteed no-negative-equity protection.
Mortgage Advice
Our whole-of-market brokerage covers first-time buyer deals, buy-to-let investments, and complex cases including self-employed applicants. We compare thousands of products to find optimal rates, handling applications from initial consultation through to completion while explaining all fees and repayment implications clearly.
Insurance Solutions
We provide life assurance, critical illness cover, and income protection tailored to individual circumstances. Our advisers explain policy terms clearly, ensuring clients understand coverage limits and exclusions while matching protection levels to financial obligations like mortgage repayments.
People
Ian Scott
Owner & Mortgage Adviser
With over 20 years' experience since 2003, Ian specialises in complex mortgage cases and equity release solutions. He holds relevant financial qualifications and maintains FCA accreditation while prioritising transparent client communication.
Jude Somo
Mortgage Adviser
Bringing 15+ years of mortgage broking experience, Jude excels at explaining financial products clearly. He focuses on helping clients understand long-term implications of their borrowing decisions while maintaining FCA compliance.
Questions
What types of equity release plans do you offer?
We provide lifetime mortgages and home reversion plans compliant with Equity Release Council standards, including fixed/variable interest options and drawdown facilities.
Can you help with bad credit mortgages?
Yes, our whole-of-market approach includes specialist lenders offering competitive rates for applicants with adverse credit histories.
Are your services available outside normal office hours?
Our advisers offer flexible availability including evenings and weekends for client convenience.
How do you get paid for your advice?
We receive commission from lenders, with any applicable fees clearly disclosed before proceeding with applications.
What protections exist for equity release customers?
All our plans include no-negative-equity guarantees, ensuring you'll never owe more than your home's value.
