Business Details
31 Years
experience
Your Trusted Partner for Specialist Insurance Solutions in London
Established in 1995, Square Mile Insurance has built a reputation for delivering tailored insurance solutions to businesses, startups, and high-net-worth individuals. Our approach combines personalised service with access to leading UK insurers and Lloyds syndicates, ensuring clients receive coverage from financially robust providers rated Category A by AM Best and Standard & Poors. As appointed brokers for major trade associations and household names, we leverage decades of industry expertise to conduct thorough risk assessments and design policies aligned with specific business exposures. Regulated by the Financial Conduct Authority and supported by memberships including BIBA, we prioritise transparency, regulatory compliance, and client-centric service.Our team of specialists works closely with clients to navigate complex insurance landscapes, offering bespoke coverage options for sectors ranging from hospitality to technology. With thousands of commercial and personal clients, we maintain a commitment to treating each client as an individual, not a number, while staying at the forefront of industry developments through continuous monitoring of emerging risks and market changes.
Services
Restaurant Insurance
Takeaway Insurance
Function Suites Insurance
Nightclub Insurance
Commercial Property Insurance
Public Liability Insurance
Employment Liability Insurance
Event Insurance
Startup Business Insurance
High Net Worth Insurance
Details
- Year established: 1995
Highlights and features
- We offer personalised insurance solutions tailored to specific business needs
- Our partnerships with leading UK insurers ensure reliable coverage options
- We specialise in industry-specific risk assessment and bespoke policy design
- Our team holds appointments with major trade associations and household names
- We maintain FCA regulation and rigorous compliance with industry standards
Associations and certifications
- Financial Conduct Authority (FCA)
- British Insurance Brokers' Association (BIBA)
Services
Restaurant Insurance
Our restaurant insurance provides comprehensive protection against public liability, property damage, and business interruption risks. Tailored policies address food safety, staff safety, and customer incident coverage while incorporating delivery vehicle insurance where required. With specialist underwriters, we ensure hospitality businesses maintain operational continuity through unexpected disruptions.
Function Suites Insurance
Designed for entertainment venues, this coverage addresses public liability, employment liability, and commercial property risks specific to function suites. Our risk assessment experts identify exposures from large gatherings to equipment usage, creating policies that protect against event cancellations, property damage, and third-party injury claims.
Startup Business Insurance
We provide customised insurance packages for emerging businesses, covering essential risks without unnecessary extras. Our policies address property protection, liability coverage, and business interruption safeguards while offering guidance on regulatory compliance and risk mitigation strategies tailored to early-stage operations.
High Net Worth Insurance
Specialist coverage for affluent individuals combines household, motor, and liability protections with bespoke risk management. Our policies extend to unique assets and lifestyle requirements, offering enhanced coverage limits and personalised service for complex insurance needs across properties and luxury assets.
Commercial Property Insurance
This core coverage protects business premises against fire, flood, and theft while including optional business interruption extensions. We assess property-specific risks to determine appropriate coverage levels for buildings, contents, and stock, ensuring businesses maintain operational resilience following physical damage events.
Questions
What types of businesses do you specialise in insuring?
We specialise in hospitality sectors including restaurants, takeaways, and nightclubs, plus function suites, construction firms, technology startups, and high-net-worth individuals.
Does your business interruption insurance cover pandemic-related losses?
Our standard business interruption policies exclude pandemic coverage as these risks weren't foreseeable at policy inception. We advise clients on alternative risk management strategies for such events.
How do you tailor insurance policies to specific business needs?
Our risk assessment experts analyse your operations, sector-specific exposures, and regulatory requirements to create bespoke coverage combining multiple protection elements into cohesive policies.
What accreditations verify your insurance brokerage credentials?
We're authorised and regulated by the Financial Conduct Authority (ref: 311852) and hold membership with the British Insurance Brokers' Association (BIBA) No. 004452.
