Business Details
25 Years
experience
Trusted Financial Advisers in Ashtead
Established in 2001, we provide independent financial advice specialising in equity release, lifetime mortgages, and retirement planning. Our principal adviser Harriet Trendell brings extensive expertise from her career in financial services and property management, offering tailored solutions for clients navigating complex financial decisions. We prioritise holistic advice, covering long-term care funding, estate planning, and family protection to meet individual needs.Our approach combines deep market knowledge with a commitment to finding practical solutions for clients across different life stages. Operating under FCA regulation, we maintain rigorous professional standards while serving clients in Ashtead, Weybridge, and surrounding areas. Our focus remains on delivering clear, actionable advice that empowers clients to make informed financial decisions.
Services
Equity Release
Lifetime Mortgages
Retirement Planning
Estate Management
Long-term Care Funding
Family Protection
Mortgage Advice
Wills & Power of Attorney
Details
- Year established: 2001
Highlights and features
- We offer 20+ years' experience in financial advisory services since 2001
- Our holistic approach covers equity release, retirement planning, and estate management
- FCA regulated with rigorous professional standards maintained
- Principal adviser specialises in complex equity release solutions
- Client-centric approach tailored to individual life stage requirements
Associations and certifications
- Financial Conduct Authority
Services
Equity Release
Equity release solutions enable homeowners to access funds tied up in their property while maintaining residency. We provide impartial advice on lifetime mortgages and reversion schemes, helping clients enhance retirement income or support family members financially. Our FCA-regulated specialists assess individual circumstances to determine appropriate solutions.
Retirement Planning
Comprehensive retirement planning services assess current assets and future needs to create sustainable income strategies. We evaluate pension arrangements, savings, and investment portfolios to develop tailored plans that support desired retirement lifestyles while addressing potential care requirements.
Estate Management
Estate planning services focus on asset distribution, inheritance tax mitigation, and legal documentation. We help clients establish wills, power of attorney arrangements, and intergenerational wealth transfer strategies to ensure clear succession plans aligned with their wishes.
Lifetime Mortgages
Specialist lifetime mortgage advice caters to older homeowners seeking flexible borrowing solutions. We explain different product features, interest rate options, and repayment structures to help clients make informed decisions about releasing equity from their primary residence.
Long-term Care Funding
Our care funding advice addresses potential future care home costs and support options. We analyse government assistance eligibility, asset protection strategies, and insurance solutions to create sustainable plans covering residential or domiciliary care requirements.
People
Harriet Trendell
Principal Financial Adviser
With over 20 years' experience in financial services and property management, Harriet specialises in equity release and retirement planning. Her career began in the family estate agency business before establishing Mushroom Ltd in 2001.
Tom O'Keefe
Admin / Business Development
Supporting the advisory team with administrative and business development functions, Tom ensures efficient service delivery across all client interactions.
Questions
What financial services do you specialise in?
We specialise in equity release, lifetime mortgages, retirement planning, long-term care funding, and estate management solutions.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under registration number 527132.
Do you offer advice for different life stages?
Yes, we provide tailored financial advice for all life stages from early adulthood through to retirement.
Can you help with inheritance tax planning?
Yes, we offer estate planning services including strategies to reduce future inheritance tax liabilities.
What areas do you cover?
We serve clients in Ashtead, Weybridge, Epsom, Leatherhead, Sutton and surrounding Surrey areas.
