Business Details
Trusted Prestige Car Finance Solutions
Oracle Finance has established itself as the UK's leading independent car finance broker, specialising in funding prestige, sports, and classic vehicles. With over two decades of experience and a panel of more than 20 lenders, we provide tailored finance solutions including Personal Contract Purchase, Hire Purchase, and Balanced Payments. Our team of award-winning specialists, recognised by the Car Finance Awards 2025, offers a five-star personal service, supported by dedicated SAF Approved Account Managers.We pride ourselves on our industry partnerships, including being the Official Vehicle Finance Partner of Porsche Club GB, and our commitment to transparency, with over 2.25 billion in funding arranged for clients. Our manual underwriting process ensures swift decisions, while our regulatory compliance with the Financial Conduct Authority guarantees client protection.
Services
Prestige Car Finance
Supercar Finance
Classic Car Finance
Personal Contract Purchase
Hire Purchase
Balanced Payments
Refinance
Equity Release
Auction Car Finance
Private Sale Finance
Highlights and features
- We have over 20 years of experience in prestige vehicle finance.
- Our panel includes 20+ specialist lenders for competitive options.
- Dedicated SAF Approved Account Managers guide you through the process.
- Tailored finance solutions for vehicles from 25,000 to 10m+.
- Official Vehicle Finance Partner of Porsche Club GB since 2025.
Associations and certifications
- Financial Conduct Authority
What people say
Expert service
Tailored solutions
Hassle-free process
Trusted specialists
Competitive rates
Services
Prestige Car Finance
We specialise in funding high-value prestige vehicles from 25,000 to 10 million. Our tailored finance packages include flexible deposits and balloon payments, with manual underwriting ensuring swift decisions. Dedicated Account Managers provide expert guidance for marques like Bentley, Rolls-Royce, and Tesla.
Classic Car Finance
Tailored financing for classic and vintage cars of any age or marque. Our specialists offer flexible terms, equity release options, and rapid valuations. With over 19 years' experience, we support collectors and enthusiasts in acquiring or refinancing historic vehicles.
Supercar Finance
Specialist funding for new or pre-owned supercars from 25,000. We provide quick credit decisions through real people, not algorithms, with loan amounts up to 10 million. Dedicated support covers exotic marques like Ferrari, Lamborghini, and McLaren.
Balanced Payments
Our tax-efficient finance product offers fixed monthly payments with potential savings if interest rates fall. Designed for business users seeking predictable costs, this solution combines stability with flexibility for high-value vehicle acquisitions.
Private Sale Finance
Secure funding for vehicles purchased from private sellers. Our team facilitates seamless transactions with competitive rates and flexible terms, ensuring you can acquire your desired prestige or classic car without dealership constraints.
Questions
What types of vehicles can I finance through Oracle?
We fund prestige, sports, classic, supercars, and racing vehicles from £25,000 to £10 million, including private sales and auction purchases.
Are your finance rates competitive?
Yes, with rates from 8.9% APR and flexible terms tailored to your circumstances through our panel of 20+ lenders.
How does the application process work?
Complete our online quote form or call us. A dedicated Account Manager will discuss your needs and match you with suitable finance options.
Can I refinance my existing vehicle?
Yes, we offer refinancing solutions to extend terms, lower payments, or release equity from your current vehicle.
Are you regulated by financial authorities?
We are authorised and regulated by the Financial Conduct Authority (Register No. 662576) for consumer credit services.
Do you offer finance for classic cars?
Yes, with specialist funding for vintage vehicles since 2004, including flexible terms and rapid valuation processes.
Reviews (6)
Zeeshan Mahmood
Dec 17, 2021
Report
Top service from Oracle - especially Dan Carey. Would highly recommend using oracle for your car purchase - the process is streamlined and smooth as possible!
Sanjay Sundaresh
Nov 16, 2021
Report
I would like express my genuine thanks to Oracle Finance and Mr.Ben from Oracle Finance. It was really difficult to find a finance company to finance a classic car in the market but when I came across oracle finance and when Ben went through the finance package information for classic vehicles, I was extremely happy to know that I can finally purchase a car I always wanted to drive. The process from beginning was very clear, straight forward and was very much informed about the status of the application throughout the process. I would definitely recommend oracle finance to my friends and I am extremely
Artist Marketplace
Oct 30, 2021
Report
10/10 experience. A remarkable company that provides nothing short of a fantastic customer experience when buying a car. Specifically, Tom Williams is an absolute asset to this company. I have had worked with Tom now for the purchase of two vehicles. Each time the process has been an absolute real delight with just great communication throughout. No complaints, even when I sent over 20 cars to be checked. I cannot express this enough. Tom, we are bringing you champagne for Christmas! Oracle - please give this man a raise (and whatever else he wants) - seriously. I shall be a customer for life.
Aarti Patel
Sep 26, 2021
Report
I used Oracle to help me purchase my first car, I dealt with Joe Walberg he was friendly, professional and very organised. I had a very smooth process and I was kept informed from start to finish about the status of my car. Now that my car is sitting in the driveway it feels like a dream. I would like to say thank you very much & I hope the business continues to grow with its excellent staff and service.
Liam Robinson
Feb 18, 2021
Report
Cannot thank Arj and Oracle enough.
Ive financed 2 Cars through Oracle in the space of 6 months, something i thought was impossible due to my income not being the easiest to prove, However Arj made it a walk in the park, hes a nice honest guy and straight to the point, No pressure or anything like that, felt i could ask him anything regarding Finance or the cars i was interested in buying. Without a doubt i shall be returning to Arj and Oracle to purchase my next car, the service couldnt have been better and i honestly dont think id have either car if it wasnt for them.
Ive financed 2 Cars through Oracle in the space of 6 months, something i thought was impossible due to my income not being the easiest to prove, However Arj made it a walk in the park, hes a nice honest guy and straight to the point, No pressure or anything like that, felt i could ask him anything regarding Finance or the cars i was interested in buying. Without a doubt i shall be returning to Arj and Oracle to purchase my next car, the service couldnt have been better and i honestly dont think id have either car if it wasnt for them.
Matthew Adams
Sep 09, 2019
Report
How thing change! my first experience 18 months ago from Oracle was fantastic, on changing my car in May this year the service I received fell short of my expectations. Jeremy at Oracle response was amazing, quick polite & organised, I can say with confidence, this a company that stands by it reputation and its commitment to there customers, with true confidence I can recommend Oracle for your finance needs. Matthew
