Business Details
7 Years
experience
Trusted Financial Advisers in York Specialising in SSAS Pensions
Established in 2019, Bootham Pensions & Investments provides tailored financial guidance to private, corporate, and trustee clients across the UK. Our expertise lies in SSAS pensions and non-regulated investments, with a focus on empowering business owners to leverage pension funds for business growth. With decades of combined experience in financial services, our team delivers bespoke solutions that align with clients' long-term goals, risk tolerance, and family circumstances.We prioritise transparency, offering competitive fees starting from 0.33% for ongoing guidance, and maintain strong industry partnerships to facilitate funding, legal frameworks, and specialist valuations. Our approach combines technical excellence with enduring client relationships, ensuring clients receive integrated advice that adapts to evolving financial landscapes.
Services
SSAS Pensions
Investment Guidance
Pension Transfers
Tax Planning
Funding Solutions
Details
- Year established: 2019
Highlights and features
- We specialise in SSAS pensions for business growth with 35+ years of industry experience
- Transparent fees starting from 0.33% for ongoing financial guidance
- Tailored solutions for property developers and limited company owners
- Established partnerships with legal firms, valuers, and funding providers
- Proven track record in tax-efficient pension-led business financing
What people say
Transparent fees
Expert tax planning
Business growth support
Personalised service
Strong industry partnerships
Services
SSAS Pension Schemes
We help business owners establish and manage Small Self-Administered Schemes (SSAS) to unlock capital for property development and corporate growth. Our guidance enables tax-efficient pension loans to limited companies while maintaining HMRC compliance. Clients benefit from strategic succession planning and corporation tax reduction through tailored pension structures.
Investment Guidance
Our bespoke investment strategies focus on multi-asset portfolios and commercial property acquisitions through pension funds. We collaborate with RICS valuers and fund managers to ensure optimal risk-adjusted returns. Clients receive ongoing portfolio reviews and performance meetings to align investments with evolving business objectives.
Funding Solutions
We connect clients with private funders, bridging lenders, and commercial finance brokers to facilitate pension-backed business loans. Our network supports property acquisitions, development projects, and working capital requirements. We structure transactions to meet both pension scheme and business needs while maintaining regulatory compliance.
Tax Planning
Our specialists help clients maximise tax reliefs through corporate pension ownership. We advise on inheritance tax mitigation strategies using lifetime allowances and coordinate with accountants to reduce overall tax liabilities. Services include HMRC compliance guidance and succession planning for family businesses.
Pension Transfers
We assist with transferring defined benefit pensions and existing SSAS schemes to optimise investment flexibility. Our process includes risk assessment, fund manager selection, and ongoing reporting to ensure alignment with retirement goals and regulatory requirements.
People
Peter Lunan
Managing Director
With 35+ years in financial services, Peter specialises in SSAS pensions for property developers and business owners. He established Bootham Pensions after senior roles at Aviva and London SSAS trustees. Peter focuses on pension-led business funding and tax-efficient investment strategies.
Questions
What is a SSAS pension?
A Small Self-Administered Scheme (SSAS) is a business pension allowing loans to your company, commercial property purchases, and tax-efficient growth. We help structure these schemes for maximum business benefit.
How can a SSAS help my business?
SSAS pensions enable tax-deductible contributions, pension-backed business loans, and commercial property acquisitions. We help directors use these features to improve cashflow and fund growth projects.
What fees do you charge?
Our ongoing guidance starts at 0.33% annually for portfolios over £150,000. We provide transparent cost breakdowns before any work, with no hidden fees or transaction-based charges.
Do you offer regulated advice?
We provide non-regulated guidance, with access to FCA-regulated advice through our appointed representative arrangement for clients requiring formal recommendations.
How do you handle tax planning?
We collaborate with accountants to structure pension schemes that reduce corporation tax and optimise inheritance tax planning using HMRC-approved strategies and lifetime allowances.
Reviews (1)
Nicholas Abercrombie
Dec 10, 2019
Report
Peter has been instrumental in guiding me through a number of complex pension related issues and provided specific advice on a SSAS pension. Peter is personable, knowledgeable and above all gets results.
