Business Details
42 Years
experience
Trusted Insurance Brokers in Bournemouth
At Read Insurance Brokers, we operate with the principle of treating our clients as we would wish to be treated ourselvesas individuals. Our approach combines the benefits of independent ownership with the strengths of being an appointed representative of Momentum Broker Solutions Limited. We maintain thorough knowledge of our clients' businesses through regular visits and annual assessments, ensuring we provide tailored insurance solutions. Our independence allows us to prioritise client needs without interference from remote management structures.With over 40 years of experience in commercial insurance, including FCA regulation and Chartered Insurance Institute qualifications, we offer professional expertise in risk management. Our services include claims support at no additional charge, reflecting our commitment to long-term client relationships built on trust and transparency.
Services
Legal Expenses Cover
Commercial Combined Insurance
Engineering Insurance
Professional Indemnity Insurance
Liability Insurance
Details
- Year established: 1984
Highlights and features
- Independently owned with direct access to key insurance personnel
- Annual business assessments and regular client visits
- No additional charge for claims handling services
- FCA regulated with Chartered Insurance Institute qualifications
- Specialised expertise in engineering and manufacturing sectors
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Personal touch
Professional expertise
Thorough assessments
Competitive pricing
Prompt attention
Services
Legal Expenses Cover
We provide comprehensive legal protection policies for businesses facing employment disputes, contract issues, or regulatory challenges. Our coverage includes legal representation costs, settlement payments, and advisory services. With sector-specific expertise in engineering and manufacturing, we help businesses manage litigation risks while maintaining operational continuity.
Commercial Combined Insurance
Our tailored packages integrate multiple protections including property damage, business interruption, and liability coverage. Designed for service sector companies comprising 90% of Bournemouth's workforce, these policies offer flexible terms with optional add-ons like cyber security protection and equipment breakdown coverage. Annual assessments ensure evolving business needs remain fully protected.
Engineering Insurance
Specialist policies for engineering firms protecting against equipment failure, project delays, and third-party liability claims. We cover both traditional manufacturing operations and modern fabrication businesses throughout Poole's industrial heritage. Policies include machinery breakdown protection, contractor all risks coverage, and product liability safeguards tailored to specific engineering disciplines.
Professional Indemnity Insurance
Tailored protection for service-based businesses against negligence claims and professional errors. Particularly suited to accountancy firms, IT consultants, and design professionals operating in Dorset's service economy. Policies cover legal defence costs, compensation payments, and regulatory investigation expenses while providing access to risk management resources.
Liability Insurance
Essential protection for businesses facing third-party injury or property damage claims. Designed for hospitality businesses in Bournemouth's tourism sector, including hotels, restaurants, and entertainment venues. Policies feature flexible limits, combined single and product liability options, and include legal representation during claims investigation processes.
People
Peter Read
Manager
Commercial insurance broker since 1984 with Chartered Insurance Institute qualification. Manages insurance programs for UK and international companies, maintaining personal client relationships while implementing modern technology solutions.
Questions
What areas do you cover?
We primarily serve Bournemouth, Poole, Wimborne, Verwood and Ferndown areas, with clients across the UK.
Which industries do you specialise in?
We have particular expertise in engineering, manufacturing, service sectors and hospitality businesses.
Are you FCA regulated?
Yes, we operate as an authorised representative of Momentum Broker Solutions Limited (FCA Firm No: 448937).
Do you charge for claims assistance?
No, our claims handling support forms part of our standard service offering at no additional cost.
How often do you review policies?
We conduct annual business assessments and visit most clients at least once per year for policy reviews.
What makes you different from other brokers?
We combine independent ownership with 40 years' local experience and direct access to insurance specialists.
