Business Details
14 Years
experience
Your Trusted Car Finance Broker in the UK
At Luv Car Loans, we operate as a leading independent car finance broker dedicated to providing tailored financing solutions for customers seeking to purchase new or used vehicles. Our extensive network of lenders and financial institutions enables us to secure competitive interest rates and favorable terms, ensuring affordability and accessibility for a wide range of credit profiles. With a team of experienced finance professionals, we prioritise understanding individual financial circumstances, including those with poor credit histories, to offer personalised guidance and suitable options.We pride ourselves on transparency, integrity, and exceptional customer service, simplifying the car finance process while empowering clients to make informed decisions. Our commitment to excellence is reflected in our strong lender relationships and dedication to helping customers drive away in their desired vehicles with confidence.
Services
Car Finance Brokerage
Bad Credit Finance Solutions
New & Used Car Financing
Competitive Loan Rates
Quick Online Application
Details
- Year established: 2012
Highlights and features
- We offer tailored car finance solutions for diverse credit profiles, including poor credit.
- Our extensive lender network secures competitive rates and flexible terms.
- Personalised guidance ensures clients find financing matching their budget and needs.
- Quick 60-second online application streamlines the approval process.
- Transparent fee structure with no hidden charges for all services.
Associations and certifications
- Financial Conduct Authority
Services
Car Finance Brokerage
We connect customers with competitive car finance options through a panel of trusted lenders. Our brokerage service ensures tailored solutions for new and used vehicles, with rates based on individual credit profiles. Expert guidance simplifies the process from application to approval.
Bad Credit Finance Solutions
Specialist financing options for customers with adverse credit histories. We assess individual circumstances beyond credit scores, including income stability and employment history, to secure viable loan terms from our lender network.
New & Used Car Financing
Flexible financing for both new and pre-owned vehicles. We offer competitive rates across all credit profiles, ensuring accessibility to quality cars while maintaining transparent fee structures and repayment terms.
Competitive Loan Rates
Access to market-leading interest rates negotiated through our extensive lender relationships. Rates start from 9.9% APR, with personalised options ensuring affordability based on individual financial circumstances.
Quick Online Application
Streamlined 60-second application process for immediate finance decisions. Our digital platform ensures convenience while maintaining security, with dedicated support available for complex cases or specific requirements.
Questions
What is car financing?
Car financing allows you to purchase a vehicle by borrowing funds, repaid with interest over an agreed period.
How do I apply for car finance?
Complete our 60-second online application or contact our team for assistance with your finance request.
Can I get finance with bad credit?
Yes, we consider poor credit histories and work with lenders to find suitable financing options.
Do I need insurance for financed cars?
Lenders typically require comprehensive insurance to protect their investment in the vehicle.
What happens if I miss payments?
Missed payments may incur fees, impact credit scores, and risk vehicle repossession if unresolved.
Can I refinance my car loan?
Yes, refinancing can secure better terms if you find a lower interest rate or improved financial status.
Reviews (4)
Ellie Flynn
Aug 22, 2021
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I have the worst credit score ever. Never thought I'd be able to get a car, but quess what I've got one, only with the help off these fabulous people .I couldn't fault them from start to finish they've achieved the impossible,their customer service is amazing. I was looking for certain things in my car like sat nav Bluetooth and other things and they managed to get me that and alot more. I can't thank them enough for all their help especially Abby she set it all up and also Mathew and Jordan..AMAZING Joanne Clough xx
Jennifer Gobel
Jul 26, 2021
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Luv loans were absolutely amazing. Got my loan approved on Tuesday, they helped me find my dream car that same day, arranged everything, and I drove off in her on Thursday. The best Financiers I've ever worked with. Thank you so much Rob for being so hands on with everything!!! You were fantastic.
Keri Evans
Jun 13, 2021
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I dealt with Oliver from start to finish. He was amazing at sorting out the car I wanted. They got back to me within 1 hour to say my finance application had been accepted. Everything was completed within hours. I have just done my security check and my car will be delivered on the wkend. Oliver was very polite, helpful, nothing was too much trouble, he went over and beyond to secure the car I wanted. Excellent service. I will definitely be using them again
Sharon Higgins
May 19, 2021
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Wanted to update my car but i knew my credit was not all that good but contacted this company and within mintues got a reasonable loan which relfects my budget. A BIG THANK YOU to Matthew Smith - customer account manager, he was amazing, very patient and calme in particular with me constantly ringing up regarding potential cars. He gave me ease and peace of mind, happy to explain if need be several times. Your AWESOME...
