Business Details
Expert Equipment Finance Solutions
As a trusted source of finance, we have been providing equipment finance and business funding solutions for over 30 years. Our approach prioritises merit-based credit assessment over traditional scoring systems, enabling tailored agreements for both new and established businesses. With decisions available in as little as six hours and flexible payment plans, we support UK-wide clients across diverse sectors including health, beauty, fitness, and leisure.Our FCA-authorised status and in-house underwriting team ensure swift, transparent processes, while our focus on preserving client cashflow through leasing and commercial loans has earned us long-term partnerships with suppliers, brokers, and thousands of businesses.
Services
Asset Finance
Equipment Leasing
Hire Purchase
Commercial Loans
Vehicle Finance
Sale & Leaseback
Professional Practice Loans
Highlights and features
- We provide tailored finance solutions assessed on merit, not credit scores
- Decisions available within six hours for straightforward applications
- Support businesses from start-ups to established enterprises with 1k-500k facilities
- Specialise in sector-specific equipment finance for health, beauty, and fitness industries
- Offer flexible payment plans accommodating seasonal business requirements
Associations and certifications
- Financial Conduct Authority
What people say
Super reactive
Smooth process
Tailored solutions
Stress-free
Quick turnaround
Services
Equipment Leasing
Our equipment leasing solutions enable businesses to acquire essential machinery and technology without upfront capital expenditure. This approach preserves cashflow while providing immediate access to necessary assets. With terms ranging from 12 months to seven years, we offer flexible agreements tailored to specific business requirements and seasonal cashflow patterns.
Commercial Loans
We provide commercial loans up to 500,000 for established businesses seeking working capital, stock purchases, or property refurbishments. Facilities range from three-month VAT loans to five-year terms, with repayments structured to align with business cashflow cycles and growth objectives.
Hire Purchase
Our hire purchase agreements allow businesses to spread equipment costs over time while building asset ownership. With fixed interest rates and options to pay VAT upfront or in instalments, this solution combines financial flexibility with long-term asset acquisition benefits.
Sale & Leaseback
This service enables businesses to unlock capital tied in existing equipment through sale and leaseback arrangements. By selling assets to us and leasing them back, companies gain immediate liquidity while retaining operational use of critical machinery and infrastructure.
Professional Practice Loans
Tailored financing solutions for healthcare, beauty, and professional service providers seeking to establish or expand their practices. These loans cover fit-out costs, equipment purchases, and working capital requirements with repayment terms aligned to practice cashflow patterns.
People
Bruno Caballero
Head of Finance & People
With extensive experience in financial management, Bruno oversees finance and HR operations at Blanc De Provence, a sustainable dry cleaning business that has grown through Admiral's equipment financing support since 2013.
Ben Whitehead
Managing Director
As managing director of Hale Training Club, Ben has leveraged Admiral's financing solutions to expand fitness facilities, praising their streamlined process that transformed equipment acquisition into a stress-free experience.
Ian Hulme
Director
Ian has directed Alliance & General for over 25 years, maintaining a 20-year partnership with Admiral that has delivered tailored finance solutions for garage equipment suppliers and manufacturers across the UK.
Questions
What finance options do you offer UK businesses?
We provide equipment leasing, hire purchase, commercial loans, sale & leaseback arrangements, and professional practice loans with facilities from £1,000 to £500,000.
How quickly can I get a finance decision?
Straightforward applications receive decisions within six hours, with larger deals typically processed within 24 hours while maintaining transparent communication.
What are the benefits of equipment leasing?
Leasing preserves cashflow, offers tax advantages through deductible payments, and enables businesses to spread costs while maintaining access to working capital.
Do you finance second-hand equipment?
Yes, we consider finance applications for both new and used business-critical equipment including machinery, vehicles, and technology assets.
Can start-up businesses access finance?
We specialise in supporting new businesses with tailored finance solutions, assessing each application on its merits rather than relying solely on credit history.
