Business Details
Your Trusted Financial Partner in Solihull
At Lucent Financial Planning, we are dedicated to transforming financial complexity into clarity and confidence. Our Chartered status reflects our commitment to the highest professional standards, ensuring our advice aligns with the strictest industry benchmarks. We specialise in holistic financial planning tailored to individuals, families, and business owners, focusing on purpose-driven wealth management. Our evidence-based investment strategies prioritise risk management, while our tax and inheritance planning services safeguard your legacy.As members of the Financial Vulnerability Taskforce, we champion ethical, client-centric advice. Cyber Essentials certification underscores our dedication to data security. Through the Lucent Community, we foster connections beyond finance, offering exclusive events and resources. With over 500 five-star reviews, our reputation for trustworthy, jargon-free guidance is built on decades of combined expertise. We serve clients across the UK, blending in-person and virtual consultations to accommodate modern lifestyles.
Services
Financial Planning
Tax Planning
Investment Management
Inheritance Tax Planning
Retirement Planning
Cashflow Modelling
Financial Protection
Highlights and features
- We are Chartered Financial Planners with the highest industry standards.
- Our evidence-based investment strategies prioritise risk management and growth.
- Cyber Essentials certified for robust data protection and client security.
- Over 500 five-star reviews demonstrating proven client satisfaction.
- Holistic approach covering tax, inheritance, retirement, and wealth management.
Associations and certifications
- Chartered Insurance Institute
- Cyber Essentials
- Financial Conduct Authority
What people say
Personalised service
Transparent communication
Expert financial advice
Proven results
Trustworthy team
Services
Financial Planning
Our holistic financial planning service creates tailored strategies for individuals, families, and business owners. We combine retirement planning, tax optimisation, and investment management to build secure financial futures. With a focus on long-term wealth preservation, we help clients navigate complex financial decisions while maintaining compliance with regulatory standards.
Tax Planning
We develop custom tax planning solutions to maximise your financial efficiency. Our experts identify legitimate tax reliefs and allowances while ensuring compliance with HMRC regulations. From inheritance tax mitigation to business tax optimisation, we help clients retain more of their hard-earned wealth through strategic financial structuring.
Investment Management
Our evidence-based investment management service balances risk and reward through diversified portfolios. We create personalised investment strategies aligned with your financial goals and risk tolerance. Regular portfolio reviews ensure your investments remain optimised for long-term growth while adapting to market changes and personal circumstances.
Inheritance Tax Planning
We specialise in inheritance tax planning to protect your legacy for future generations. Our strategies include trust creation, gifting strategies, and asset restructuring to minimise tax liabilities. We work closely with legal professionals to ensure your estate planning aligns with your wishes while maintaining compliance with current tax legislation.
Retirement Planning
Our comprehensive retirement planning service ensures financial security during your post-work years. Using advanced cashflow modelling, we assess pension provisions, investment performance, and lifestyle requirements. We help clients transition smoothly into retirement while optimising tax efficiency and ensuring sustainable income streams throughout their retirement.
People
Steve Rowe
Financial Adviser
With over 20 years' experience, Steve specialises in retirement planning and tax-efficient wealth transfer. He holds Chartered status with the CII and focuses on building long-term client relationships through transparent advice.
Keely Woods
Financial Adviser
Keely brings expertise in investment management and financial wellness. Her client-centred approach helps individuals overcome financial anxiety through clear communication and evidence-based strategies tailored to personal circumstances.
Questions
What is financial planning?
Financial planning creates a roadmap for your financial future through budgeting, saving, investing, and retirement strategies tailored to your life goals.
Are you regulated by the Financial Conduct Authority (FCA)?
Yes, we're authorised and regulated by the FCA under reference number 945107, ensuring compliance with strict financial standards.
Do you provide independent financial advice?
Yes, we offer unbiased advice as an independent firm not tied to any financial institutions or products.
Do your financial planners hold Chartered status?
Many of our planners hold Chartered status with the Chartered Insurance Institute, demonstrating advanced expertise and ethical standards.
Can you help clients outside the Midlands region?
Yes, we serve clients nationwide through video consultations and remote financial planning services.
Reviews (4)
Matthew Peake
Nov 19, 2020
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A really professional financial planning service with friendly. expert staff. I received some top tips about tax savings for business owners and I'm happy to recommend Steve and his team. If you seek a sound financial future, speak to Lucent.
Michael Niblett
Jan 20, 2019
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Fantastic service. Highly recommended. Knowledge is of the highest standard. Best financial adviser in Solihull wouldnt go anywhere else
Sugar Mouse
Nov 09, 2018
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Recently used lucent and found them very Professional and helpful would highly recommend them for all their services. Nothing was too much trouble and delivered a great service. Many thanks
D. Holland
Sep 09, 2015
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Sent Spam Mail to my email account, I doubt that this is the companies fault. but someone may be using their name. I Hate my email being hacked, as I have not had dealings with this company.
