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21 Years
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Specialist Home Insurance for Non-Standard Properties
Highworth Insurance specialises in providing tailored insurance solutions for high-value and non-standard properties. With access to a leading panel of insurers, we offer bespoke coverage for listed buildings, thatched properties, flood risk areas, and other unique homes. Our knowledgeable UK-based account managers deliver competitive pricing without compromising on coverage, ensuring clients receive comprehensive protection suited to their specific needs.

We pride ourselves on efficient service, with instant quotes and policy documents available online, supported by experienced professionals who understand the complexities of non-standard insurance requirements.
Services
High-Value Home Insurance Non-Standard Insurance Jewellery Insurance Art & Collections Insurance Flood Risk Property Insurance Thatched Property Insurance Listed Building Insurance
Details
  • Year established: 2005
Highlights and features
  • Specialist home insurers with a leading panel of providers
  • Competitive prices with high levels of cover
  • Knowledgeable staff offering instant policy documents
  • UK-based account managers with specialist expertise
  • Tailored solutions for non-standard properties and circumstances
Associations and certifications
  • Financial Conduct Authority (FCA)
What people say
Proactive, competitive company Hassle free application Easy to work with Listened and made recommendations Top of the class service
Services
High-Value Home Insurance
Specialist insurance for high-value buildings and contents, offering tailored coverage through a panel of specialist insurers. Provides comprehensive protection for properties valued up to several million pounds, including worldwide all-risks cover for contents, jewellery, and personal possessions. Features include business equipment cover, identity theft protection, and alternative accommodation during repairs.
Non-Standard Insurance
Insurance solutions for properties with unique construction materials or challenges, including thatched roofs, timber frames, and flat roofs. Covers subsidence, underpinning, and historical movement issues while maintaining competitive pricing. Includes flood risk properties and listed buildings requiring specialist valuation and rebuilding cost assessments.
Jewellery Insurance
Comprehensive standalone or integrated jewellery insurance covering items globally. Offers flexible coverage options for engagement rings, watches, and high-value collections. Includes worldwide all-risks protection with no requirement to specify items under 15,000 with selected insurers.
Art & Collections Insurance
Specialist insurance for art, antiques, and valuable collections. Provides stand-alone policies or integration with home insurance, covering items like stamps, coins, musical instruments, and wine collections. Includes protection for private collectors with items valued up to 50,000 without prior specification.
Flood Risk Property Insurance
Tailored insurance for properties in flood risk areas, offering case-by-case assessments and competitive pricing. Includes Flood Re eligibility support and preventative measure guidance. Covers alternative accommodation and storm damage repairs without excess increases for water ingress claims.
Questions
Do you cover listed buildings requiring specialist insurance?
Yes, we specialise in listed building insurance with tailored solutions for Grade I and II properties, including coverage for skilled restoration work and alternative accommodation.
Can I get insurance for a thatched property?
Yes, we provide specialist thatched property insurance with coverage for high rebuild costs and unique risks associated with listed thatched homes.
Do you offer flood risk property insurance?
Yes, we provide flood risk insurance with case-by-case assessments and access to Flood Re schemes for properties in high-risk areas.
What payment methods do you accept?
We accept online payments for policy purchases, with payment options detailed during the quote process for transparency.
Can I get emergency assistance coverage?
Yes, optional 24/7 emergency assistance is available for home emergencies like burst pipes, heating failures, and pest infestations.
Reviews (7)
Connor Campbell
Dec 06, 2021 Report
Positive:Professionalism,Quality,Value
I cannot reccommend Highworth Insurance enough. They provided me with easya and clear instructions of what information I need, how much it would cost and to be honest the price to insure a high value item was very cheap. I dealt with Louise from Highworth and she was fantastic
Helen V.
Dec 02, 2021 Report
I was delighted with the polite, kind and professional service from Josh at Highworth Insurance. I had been having real trouble finding landlord insurance cover for an insulated concrete form home, most insurers would not consider insuring the property and the lowest quote I had received was 1,500. A ten minute telephone call to Highworth and they immediately came back with multiple offers of insurance at the 275 price range. I would not hesitate to recommend them if you have any non standard insurance requirements.
Neil Purves
Nov 29, 2021 Report
Samuel Booth at Highworth did a fantastic job on our renovation and unoccupied insurance. After quotes up to 2700 elsewhere their special relationship with Midas / Munich Re resulted in insurance for under 900. This covers buildings up to 1m and extensive cover when we are out of our home. Very happy after Tesco Insurance messed us about in a big way.
Dave Postlethwaite
Nov 18, 2021 Report
Positive:Professionalism,Quality,Responsiveness
Very happy with the service from Vicky Pine! Quick to respond in order to satisfy our requirements!
Mary Hughes
Oct 26, 2021 Report
I would like to thank Highworth Insurance for their dedication and hard work in finding me Insurance for my Holiday Let.
Kirsty in particular was extraordinarily helpful at a particularly stressful time for me. Thank you. I would definitely recommend them to all.
Lisa Stewart
Oct 20, 2021 Report
Positive:Professionalism,Responsiveness,Value
Great service with a quick response and sharp price for home insurance on a grade A(1) listed building with high re-build costs. Thank you Vicky for making the process painless.
Ralph John Nicholls
Oct 06, 2021 Report
Positive:Professionalism,Quality,Responsiveness,Value
Excellent discussion with Vicky Pine of HighWorth Insurance transferring house cover from another insurer. Efficient and clear. Well explained and at reasonable cost.