Business Details
Your Trusted Partner for Financial Planning Solutions
At JPB Financial Planning, we believe that great financial planning starts with understanding your unique goals, lifestyle, and future aspirations. Our independent approach ensures unbiased advice based on comprehensive market research, delivering tailored strategies that evolve with your changing needs. With a team of experienced professionals, we specialise in retirement planning, investment management, and protection services, prioritising client-first service and transparency. Our commitment to excellence is reflected in our Chartered Financial Planner status, awarded by the Chartered Insurance Institute, and our regulation by the Financial Conduct Authority.We serve individuals, families, and businesses across the UK, offering ongoing support to adjust plans as life evolves. Our structured process begins with understanding your current financial situation, creating customised plans, and implementing recommendations with meticulous care. Regular reviews ensure your financial strategy remains aligned with tax laws, market conditions, and personal circumstances, providing long-term security and adaptability.
Services
Business Protection
At-Retirement Advice
Investment Management
Family Protection
Tax and Estate Planning
Long Term Care Planning
Highlights and features
- Independent advice free from provider ties, focused on your best interests.
- Tailored financial strategies built around your unique goals and circumstances.
- Experienced team with expertise in retirement, investments, and protection planning.
- Ongoing support to adapt your plan as life changes and evolves.
- Transparent fee structure with no hidden costs or surprises.
Associations and certifications
- Chartered Insurance Institute (CII)
- Financial Conduct Authority (FCA)
What people say
Transparent fees structure
Wealth of experience
First class service
Knowledgeable and helpful
Ethical and diverse
Services
Business Protection Planning
Our business protection services safeguard companies against risks like key person loss, shareholder transitions, and loan obligations. We design bespoke insurance solutions, including key person insurance and shareholder protection, ensuring business continuity. Our independent advice leverages market-wide options to secure your company's financial stability during unexpected events.
At-Retirement Advice
We specialise in guiding clients through retirement transitions, offering pension access strategies, annuity vs. drawdown comparisons, and tax-efficient income planning. Our advice ensures sustainable retirement income aligned with lifestyle goals. Regular reviews adapt strategies to changing regulations and personal circumstances, maximising financial security in later life.
Investment Management
Our investment management service creates custom portfolios aligned with risk tolerance and financial goals. We employ diversification, tax-efficient structures like ISAs, and ethical investing options. Ongoing monitoring and rebalancing ensure optimal performance, while our independent status guarantees unbiased recommendations from the entire market.
Family Protection Planning
We provide life insurance, critical illness cover, and income protection solutions to secure your family's financial future. Our tailored policies protect against mortgage liabilities, income loss, and unexpected events. Independent market analysis ensures cost-effective coverage that adapts to evolving family needs and budgetary constraints.
Tax and Estate Planning
Our tax and estate planning services minimise inheritance tax liabilities through gifting strategies, trusts, and business succession plans. We integrate legal and tax expertise to ensure efficient asset transfer across generations. Bespoke solutions protect family wealth while aligning with long-term financial objectives and regulatory requirements.
Questions
What financial planning services do you offer?
We provide retirement planning, investment management, business protection, family protection, tax and estate planning, and long-term care strategies.
Are you regulated by any official body?
Yes, we are regulated by the Financial Conduct Authority and hold Chartered Financial Planner status through the Chartered Insurance Institute.
How do you tailor financial plans to individual needs?
We conduct detailed assessments of your goals, risk tolerance, and financial situation to create customised strategies that evolve with life changes.
Can I access my pension funds early?
We provide guidance on pension freedoms, including phased retirement options and tax-efficient withdrawal strategies under UK regulations.
What areas do you serve?
We operate nationwide across the UK, with our head office located in Macclesfield, Cheshire.
Reviews (4)
Debra Bookbinder
Dec 07, 2021
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My first foray into shares and couldn't have wished for better hand holders. Whilst it was humbly suggested a combination of good timing, my strong commitment to ethical investing and a willingness to accept risk were major factors, none of this would have come together to produce such a staggeringly good performance if JPB hadn't sprinkled their experience, knowledge and expertise dust so heavily in my direction. Ethical, diverse, open. Even I can cope with finance when they manage to make it interesting!
Alexander Shaw
Nov 03, 2020
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JPB organised my pension, life insurance and permanent health insurance - and I was delighted with their service.
Phil Jones conducted a review of our financial position, income, assets and aspirations. He was professional yet friendly. JPB were then able advise me on the most suitable products for myself and my family. I couldn't recommend Phil and his team enough.
Phil Jones conducted a review of our financial position, income, assets and aspirations. He was professional yet friendly. JPB were then able advise me on the most suitable products for myself and my family. I couldn't recommend Phil and his team enough.
Zoe Marriott
Sep 18, 2020
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Fantastic service from Phil. He took time to listen and understand our circumstances before giving really clear advice that will benefit us going forward. Highly recommend Phil and his team.
Christian Kershaw
Jun 29, 2020
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Positive:Professionalism,Quality,Responsiveness
I have recently moved over to JPB from a London based corporate and have found the process thorough , professional and well communicated - so whilst early days i have a very clear understanding of the investment strategy and costs.
I have recently moved over to JPB from a London based corporate and have found the process thorough , professional and well communicated - so whilst early days i have a very clear understanding of the investment strategy and costs.
