Business Details
Award-Winning Independent Mortgage Brokers in Nantwich
Established over 35 years ago, our family-run business provides independent mortgage and protection advice across the UK. We pride ourselves on our deep understanding of diverse financial needs, offering tailored solutions through a comprehensive search of over 100 lenders. Our dedicated team combines specialist expertise in non-standard mortgagessuch as regulated bridging loans, equity release, and self-employed mortgageswith personalised protection strategies, including life insurance for complex cases.As a fully regulated firm with FCA authorisation, we prioritise long-term client relationships, ensuring transparent, ethical guidance from initial consultation through to claim support. Our industry recognition, including being named the UK's No 1 Protection Adviser of the Year, reflects our commitment to excellence in both service and outcomes.
Services
Mortgages
Protection
Life Insurance
Buy-to-let
Equity Release
Bridging Loans
Remortgages
Self-employed Mortgages
Private Medical Insurance
Critical Illness Cover
Highlights and features
- We are directly authorised and regulated by the Financial Conduct Authority.
- Our team has over 30 years of experience in the mortgage and insurance sector.
- We specialise in non-standard mortgages for complex income structures.
- We offer dedicated personal advisers for tailored support throughout the process.
- We won the UK's No 1 Protection Adviser of the Year award.
Associations and certifications
- Financial Conduct Authority
What people say
Stress free process
Superb knowledge
Excellent communication
Dedicated support
Competitive pricing
Services
Mortgages
We provide independent, whole-of-market mortgage advice tailored to individual circumstances, including non-standard cases. Our expertise includes buy-to-let, self-employed, and regulated bridging loans. With access to over 100 lenders, we find competitive deals suited to clients' financial situations.
Life Insurance
Our life insurance solutions protect families and businesses against financial loss. We arrange policies for standard and complex cases, including pre-existing medical conditions or hazardous occupations. We work with specialist providers to ensure appropriate coverage at competitive rates.
Critical Illness Cover
We arrange critical illness insurance to provide financial security if diagnosed with specified conditions. Our advisers help clients understand policy terms and exclusions while navigating coverage options for existing medical conditions or high-risk professions.
Equity Release
We specialise in equity release schemes for older borrowers seeking to access property wealth. Our advice includes lifetime mortgages and home reversion plans, ensuring clients understand long-term implications while meeting their financial goals.
Remortgages
We advise on remortgaging options to secure better rates or release equity. Our whole-of-market access allows comparison of deals while considering early repayment charges and individual financial circumstances for optimal outcomes.
People
Andrew Watts Mortgage & Financial Services
Managing Director
With decades of experience in mortgage broking, Andrew leads our team in delivering expert financial advice. He specialises in complex cases and maintains strong lender relationships to secure competitive deals for clients.
Alistair Macarthur
Director of Mortgages
Alistair provides specialist mortgage advice with particular expertise in non-standard lending solutions. He helps clients navigate complex regulatory requirements to find suitable financing arrangements.
Barry Jones
Director and Head of Financial Planning
Barry offers comprehensive financial planning services, focusing on protection products and life insurance. He has extensive experience arranging policies for clients with pre-existing medical conditions.
Katie Ellwood
Protection Adviser
Katie provides expert guidance on personal and business protection solutions. Her client-focused approach ensures thorough understanding of individual needs when arranging life insurance and critical illness policies.
Questions
How do I start the mortgage application process?
Contact us via phone or email to schedule a consultation. We'll discuss your financial situation and property goals before searching suitable mortgage deals.
Can I get mortgage advice with a complex income structure?
Yes, we specialise in advising self-employed individuals and company directors on mortgage applications, working with lenders experienced in complex income verification.
Do you offer insurance advice for pre-existing medical conditions?
Yes, we have expertise arranging life and critical illness insurance for clients with medical conditions, working with specialist underwriters to find appropriate coverage.
What mortgage types do you offer for non-standard properties?
We provide advice on mortgages for holiday homes, self-build projects, renovations, and commercial properties through specialist lender connections.
Can you help with remortgaging existing properties?
Yes, we review current arrangements and market options to help reduce repayments or release equity while considering associated fees and long-term benefits.
How do you support clients during the insurance claims process?
We provide ongoing assistance during claims, leveraging our industry relationships to ensure smooth processing and timely resolution of insurance claims.
Reviews (5)
Gerald A.
Nov 21, 2021
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Kieran provided an excellent and outstanding service. He was very knowledgeable and I felt stress free during the whole process. I highly recommend him to anyone that is in need of a mortgage.
Conrad Bonell
Jul 03, 2021
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Brilliant, thanks to all, especially Becky and Ashleigh really professional, and always so nice to deal with a pleasure :)
Whole office noticeably polite and helpful at all times really appreciated.
Whole office noticeably polite and helpful at all times really appreciated.
Maisy Owen
May 05, 2021
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Dear Barry
I would like to thank Kate for her coordination of the referral I passed a few weeks ago to assist one of my clients. As Kate is the room at BNI South Cheshire I naturally passed her the information but wanted to make sure that my client had a positive experience with Watts so asked Kate to keep an eye on the communication and ensure my client felt valued, as I know her very well and always measures a company on the service she receives. Between Kate and her colleague, they have made what is a tricky mortgage opportunity into a very positive experience for my client which in turn has
I would like to thank Kate for her coordination of the referral I passed a few weeks ago to assist one of my clients. As Kate is the room at BNI South Cheshire I naturally passed her the information but wanted to make sure that my client had a positive experience with Watts so asked Kate to keep an eye on the communication and ensure my client felt valued, as I know her very well and always measures a company on the service she receives. Between Kate and her colleague, they have made what is a tricky mortgage opportunity into a very positive experience for my client which in turn has
Iain Nash
Oct 03, 2020
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These guys (gals included) deserve a medal! I (we) literally can't recommend them enough. Watts looked after my partner last time she moved house and she suggested we try them again.
Rachel and Emma were professional, efficient, effective, friendly and seemed to genuinely care for our situation and we can't thank them enough. We have our dream home and we have Rachel and Emma to thank. Big ups to Barry and Katie too for expeditiously sorting out life insurance in a manner that took into account our budget and our situation.
Rachel and Emma were professional, efficient, effective, friendly and seemed to genuinely care for our situation and we can't thank them enough. We have our dream home and we have Rachel and Emma to thank. Big ups to Barry and Katie too for expeditiously sorting out life insurance in a manner that took into account our budget and our situation.
Dave Y.
Aug 31, 2020
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Positive:Professionalism,Responsiveness
Ashleigh was just extremely helpful in finding us our mortgage deal. She was patient and helpful in providing us the best deal for us. Becky was incredibly supportive throughout and kept us updated throughout the process. I would recommend their services to all.
Ashleigh was just extremely helpful in finding us our mortgage deal. She was patient and helpful in providing us the best deal for us. Becky was incredibly supportive throughout and kept us updated throughout the process. I would recommend their services to all.
