Business Details
30 Years
experience
Independent Financial Advisers in Farningham
AW Financial Management is a firm of Independent Financial Advisers and Wealth Managers based in Farningham, Kent. We provide impartial, professional financial planning advice to clients across London and the South-East of England. Our approach begins with a comprehensive analysis of each client's financial position, followed by a detailed discussion about lifetime and financial goals. With over 60 years of combined experience, our advisers deliver tailored solutions grounded in Christian principles, emphasizing budgeting, debt management, and long-term planning. We operate on a transparent, fee-based model established in the early 2000s, ensuring our recommendations remain free from commission-based influences.Our services include pension and investment advice, retirement planning, inheritance tax mitigation, and life insurance solutions. We offer a free initial consultation to assess how we can add value, with meetings available in person or via video conferencing. Our commitment to ethical investing and client-centric service has built lasting relationships with individuals from diverse backgrounds. We pride ourselves on combining technical expertise with a personal touch, ensuring clients feel understood and supported throughout their financial journey.
Services
Financial Planning
Wealth Management
Retirement Planning
Inheritance Tax Planning
Investment Advice
Life Insurance Review
Ethical Investing
Pension Transfers
Details
- Year established: 1996
Highlights and features
- We offer over 60 years of combined experience in financial advice.
- Our fee-based model ensures impartial, commission-free recommendations.
- Christian principles guide our ethical approach to financial planning.
- Tailored solutions for pensions, investments, and inheritance tax planning.
- Free initial consultation to discuss your specific needs.
Associations and certifications
- Financial Conduct Authority
What people say
Personalized service
Expert knowledge
Ethical approach
Long-term support
Services
Financial Planning
We provide comprehensive financial planning services tailored to individual goals. Our approach combines budgeting, debt management, and long-term strategies to ensure financial stability. Clients receive personalized advice on pensions, investments, and tax-efficient solutions.
Wealth Management
Our wealth management services focus on optimizing investment portfolios and pension plans. We offer ongoing advice to help clients grow and protect their assets. Strategies include risk assessment, diversification, and ethical investment options.
Retirement Planning
We specialize in pre- and post-retirement planning to ensure financial security. Services include pension reviews, income strategies, and tax-efficient withdrawals. Our goal is to help clients achieve their desired lifestyle in retirement.
Inheritance Tax Planning
Our inheritance tax planning services aim to minimize liabilities while preserving wealth for future generations. We provide tailored solutions such as trusts and gifting strategies. Clients receive clear guidance on legal and tax implications.
Investment Advice
We offer expert investment advice to build and manage diversified portfolios. Services include risk profiling, fund selection, and performance reviews. Our approach balances growth potential with capital preservation to meet long-term objectives.
People
Martin Andrews
Managing Partner/Adviser
Martin has been an Independent Financial Adviser since 1986 and founded AW Financial Management in 1996. He specializes in long-term financial planning and is a Trustee of CRIBS. Martin combines professional expertise with a commitment to Christian principles.
Jon French
Partner/Adviser
Jon joined AW Financial Management in 2010 and became a Partner in 2013. He holds the Diploma in Regulated Financial Planning and specializes in pensions, long-term care, and investments. Jon is actively involved in his local church community.
Harin Fernando
Business Manager
Harin manages business accounts and operations at AW Financial Management. With experience in charity and commercial sectors, he ensures efficient administrative support. Harin is committed to delivering excellence in financial services management.
Harry Barnett
Independent Financial Adviser (Trainee)
Harry joined AW Financial Management as a Trainee IFA Administrator in 2023. He completed his Diploma in Regulated Financial Planning and is working towards becoming an Independent Financial Adviser. Harry focuses on technical support and client service.
Angus Stephens
Independent Financial Adviser (Trainee)
Angus joined AW Financial Management in 2024 with prior experience in wealth management. He holds the Diploma in Regulated Financial Planning and specializes in advising NHS doctors. Angus is engaged in ongoing professional development.
Questions
What services do you offer?
We provide financial planning, wealth management, retirement planning, inheritance tax advice, and investment solutions tailored to individual needs.
How are your fees structured?
We operate a transparent, fee-based model agreed upfront, ensuring impartial advice without commission-based influences.
Do you offer a free initial consultation?
Yes, we provide a free half-hour meeting to discuss your needs and how we can assist you.
Can you help with ethical investments?
Yes, we offer ethical investment options aligned with your values and financial goals.
What areas do you serve?
We primarily serve clients in London and the South-East of England from our Farningham office.
