Business Details
8 Years
experience
Your Trusted Mortgage Brokers in Mold
Established in 2018, Mortgage Milestones operates as a mortgage brokerage firm based in Mold, Flintshire. We specialise in providing unrestricted access to mortgage products from a comprehensive panel of lenders, catering to first-time buyers, remortgagers, and property investors. Our services include tailored advice on fixed-rate mortgages, base-rate tracker mortgages, and buy-to-let financing solutions. As an Appointed Representative of Stonebridge Mortgage Solutions Limited, we are authorised and regulated by the Financial Conduct Authority, ensuring compliance with stringent industry standards.Our team offers flexible consultation options, including home visits and telephone appointments, to accommodate client preferences. We prioritise transparent fee structures, with typical arrangements incurring no charge beyond a maximum of 1% of the mortgage amount. Our process combines market expertise with sophisticated sourcing tools to recommend suitable mortgage products aligned with individual client needs.
Services
First Time Buyer Mortgages
Remortgage Services
Buy to Let Mortgages
Moving Home Mortgages
Life Assurance
Critical Illness Insurance
Details
- Year established: 2018
Highlights and features
- We offer fee-free mortgage arrangements (up to 1% maximum)
- Fully regulated by the Financial Conduct Authority
- Home visits and flexible telephone consultation options
- Personalised service tailored to individual circumstances
- Access to a comprehensive panel of mortgage lenders
Associations and certifications
- Financial Conduct Authority
Services
First Time Buyer Mortgages
We specialise in guiding first-time buyers through mortgage selection, offering access to competitive fixed-rate and tracker mortgages. Our advice considers individual financial circumstances to identify optimal deals. With extensive market knowledge, we simplify the process of navigating thousands of available products for new homeowners.
Remortgage Services
Our remortgaging service helps homeowners secure better interest rates or release equity for home improvements and debt consolidation. We assess current mortgage terms against market alternatives to identify cost-saving opportunities while explaining potential early repayment charges.
Buy to Let Mortgages
We provide access to competitive buy-to-let mortgage products for property investors. Our advice considers long-term investment strategies and retirement planning while explaining regulatory requirements and tax implications associated with rental property financing.
Life Assurance
We recommend life assurance policies to protect mortgages and ensure financial security for dependants. Our solutions offer affordable coverage options to safeguard families against financial hardship in the event of unexpected death.
Critical Illness Insurance
Our critical illness insurance recommendations provide financial protection against unexpected diagnoses. Policies offer lump-sum payouts to settle mortgages or cover living expenses, subject to policy terms and conditions, providing peace of mind for homeowners.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging solutions, buy-to-let financing, and moving home mortgages, along with life and critical illness insurance options.
Are there any fees for your mortgage services?
Typically no fee applies, though charges may reach up to 1% of the mortgage amount depending on individual circumstances.
How are you regulated?
We operate as an Appointed Representative of Stonebridge Mortgage Solutions Limited, authorised and regulated by the Financial Conduct Authority.
Can you assist with mortgage applications remotely?
Yes, we offer telephone consultations and home visits to discuss mortgage options and assess individual circumstances.
What areas do you serve?
Our primary service area includes Mold and surrounding regions of Flintshire.
How does the mortgage application process work?
We begin by assessing your circumstances, then research suitable mortgage products before submitting applications to lenders on your behalf.