Business Details
Trusted Financial Advisers in Cheadle
Clarke Nicklin Financial Planning has built its reputation on delivering independent, client-centric financial advice tailored to individual, business, and corporate needs. With decades of combined experience, our team prioritises long-term relationships, proactive reviews, and bespoke solutions that evolve alongside clients' changing circumstances. We specialise in retirement planning, protection strategies, mortgages, and employee benefits, ensuring comprehensive wealth management aligned with clients' short-, medium-, and long-term goals. Regulated by the Financial Conduct Authority, we combine technical expertise with a commitment to transparency, ethical standards, and generational financial stewardship.Our approach integrates risk assessment, tax-efficient planning, and ongoing portfolio monitoring to preserve and grow wealth while minimising stress for clients. Testimonials highlight our ability to simplify complex financial decisions and deliver seamless service, from auto-enrolment pensions to customised corporate benefits packages. Headquartered in Cheadle, we serve clients nationwide, blending local expertise with national regulatory compliance.
Services
Retirement Planning
Life and Protection Planning
Mortgages
Auto Enrolment
Group Employee Benefits
Savings and Investments
Business Owner Financial Planning
Highlights and features
- We provide tailored financial solutions for individuals, businesses, and corporate clients.
- Our team holds specialist qualifications in pensions and auto-enrolment.
- We offer proactive reviews to adapt strategies as client needs evolve.
- Regulated by the Financial Conduct Authority for compliance and transparency.
- Proven expertise in managing complex interlinking business and personal finances.
Associations and certifications
- Financial Conduct Authority
What people say
Clear and concise advice
Seamless auto-enrolment transition
Well looked after
Expertise in tax structures
Personalised retirement planning
Services
Retirement Planning
Our retirement planning service assesses your financial goals, risk tolerance, and life stage to create tailored strategies. We integrate pensions, savings, investments, and tax planning to ensure sustainable income in retirement. With expertise in both personal and corporate pension schemes, we provide ongoing reviews to adapt to changing circumstances and regulatory updates.
Life and Protection Planning
We design protection strategies to safeguard your family and business against unforeseen events. Services include mortgage protection, private medical insurance, and key man insurance. Our approach balances affordability with comprehensive coverage, ensuring financial security for dependants and business continuity during illness, disability, or death.
Auto Enrolment
We help businesses comply with auto-enrolment regulations by selecting suitable pension schemes and managing implementation. Our services include scheme administration, employee engagement, and tax-efficient planning. With specialist qualifications, we ensure compliance with The Pensions Regulator while minimising administrative burdens for employers.
Group Employee Benefits
We design customised employee benefit packages to enhance workplace satisfaction and retention. Options include group pensions, private medical insurance, and flexible benefits. By collaborating with HR teams, we align benefits with business budgets and employee needs, improving morale without compromising financial sustainability.
Mortgages
Our mortgage advisory service evaluates your financial situation to recommend suitable residential or commercial mortgage products. We assess affordability, fixed/variable rates, and long-term implications, including equity release and buy-to-let options. With experience in self-employed and complex cases, we secure competitive terms aligned with your budget.
People
Scott Herbert
Partner/Independent Financial Advisor
With over 20 years in financial services, Scott specialises in retirement planning and corporate pensions. He holds the DipPFS qualification and has guided businesses through auto-enrolment compliance, earning client praise for clarity and expertise.
Jon Nield
Independent Financial Advisor / Mortgage Advisor
Jon focuses on residential and commercial mortgages, assisting self-employed clients and property investors. His expertise in affordability assessments and mortgage market complexities ensures tailored solutions for diverse client needs.
Questions
What financial services do you offer for business owners?
We provide retirement planning, auto-enrolment pensions, business protection, and interlinked personal/business wealth management tailored to business owners' unique needs.
Are your financial advisers qualified?
Yes. Our team holds qualifications including DipPFS and specialist auto-enrolment certifications, regulated by the Financial Conduct Authority for compliance and professionalism.
How do you handle ongoing financial reviews?
We conduct regular proactive reviews to adapt strategies as your circumstances, market conditions, or regulations change, ensuring sustained alignment with your goals.
Can you help with employee benefits packages?
Yes. We design customised group benefits, including pensions, health insurance, and flexible schemes, to enhance employee satisfaction while maintaining cost-effectiveness for businesses.
What areas do you cover?
While based in Cheadle, we serve clients nationwide across the UK, offering both in-person and virtual consultations for convenience.
How are investment risks managed?
We assess your risk tolerance and construct diversified portfolios aligned with your objectives, combining ongoing monitoring with regular performance reviews to mitigate risks.
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