Business Details
41 Years
experience
Trusted Business Loans in Doncaster
Finance For Enterprise has been dedicated to supporting SME businesses since 1985, initially operating as Donbac before evolving into a leading alternative lending provider in the North of England. Our mission focuses on helping businesses overcome growth barriers through responsible and ethical lending practices. Over the past five years, we have disbursed 37 million in loans, contributing to the creation of 1,400 jobs and safeguarding 1,800 roles, with a total economic impact exceeding 140 million. Our tailored lending packages offer loans up to 250,000, enabling businesses to invest in equipment, develop new products, and strengthen local economies. As a regulated lender under the Growth Guarantee Scheme, we combine financial expertise with personalized guidance to ensure businesses receive the right support at the right time. Our team of experienced Business Lending Managers works closely with clients to understand their unique needs, fostering long-term relationships built on trust and mutual success.With a heritage rooted in community development, we continue to expand our reach across Yorkshire, the Humber, and surrounding regions. Our commitment to ethical lending remains unwavering, reinvesting loan interest into our funds to support future borrowers. We pride ourselves on being more than a lender, offering strategic financial partnerships that drive sustainable growth. For nearly four decades, our organization has adapted to economic challenges, stepping in to fill gaps left by traditional lenders while maintaining rigorous standards of accountability. Today, we remain a cornerstone of SME support, combining decades of experience with innovative solutions to meet modern business needs.
Services
Business Loans
Enterprise Loans
Growth Guarantee Scheme Loans
SME Funding
Gap Funding
Details
- Year established: 1985
Highlights and features
- We offer 40 years of experience in SME business lending
- Our tailored lending packages include Growth Guarantee Scheme support
- We provide loans up to 250,000 with flexible repayment terms
- Our team includes 12 experienced Business Lending Managers
- We combine ethical lending practices with community-focused financial support
Associations and certifications
- Financial Conduct Authority
Services
Enterprise Loans
Enterprise Loans provide vital funding between 25,001 and 250,000 for established businesses. These loans address cash flow gaps and fund growth projects when traditional financing isn't available. Our flexible terms support equipment purchases, business expansion, and working capital needs while requiring personal guarantees for limited companies.
Growth Guarantee Scheme
This government-backed scheme supports UK SMEs with loans up to 250,000. The 70% government guarantee enables businesses rejected by traditional lenders to access funding. We assess applications based on viability, with flexible terms ranging from 3 months to 6 years while maintaining strict ethical lending standards.
SME Funding
Our SME funding solutions address diverse business needs including asset purchases and expansion projects. With loan amounts up to 250,000 and interest rates tied to Bank of England base rate, we offer tailored financing packages supported by expert guidance throughout the application process.
Gap Funding
Gap funding bridges financial shortfalls for growth initiatives when traditional lenders can't provide full coverage. Our solutions support syndicated packages with flexible security arrangements, focusing on sustainable business development while maintaining responsible lending practices.
Cash Flow Solutions
Our cash flow solutions provide essential working capital for established businesses. With loan amounts from 25,001 to 250,000, we help businesses maintain operations and pursue growth opportunities while offering personalized support from experienced lending professionals.
People
Andrew Austwick
Managing Director
Andrew leads Finance For Enterprise with decades of experience in business finance. He oversees strategic direction while maintaining the organization's commitment to ethical lending and community-focused financial support for SMEs.
Simon Quin
Senior Business Lending Manager
Simon brings 25+ years of financial sector experience to his role. His expertise in SME lending helps businesses access tailored financing solutions that support sustainable growth and development projects.
Kelvin Smith
Senior Business Lending Manager
Kelvin applies his extensive finance industry background to help SMEs overcome funding challenges. He specializes in creating customized lending solutions that align with each business's unique growth requirements.
Jonathan Pearson
Senior Business Lending Manager
Jonathan combines creative problem-solving with financial expertise to support business growth. His approach focuses on understanding each client's specific needs to deliver effective lending solutions.
Sean Thorn
Senior Business Lending Manager
Sean leverages his successful finance brokerage background to assist SMEs. He builds strong relationships with clients to develop financing strategies that support long-term business objectives.
Questions
What loan amounts do you offer?
We provide business loans ranging from £25,001 to £250,000 to support growth initiatives and cash flow requirements.
Are you part of the Growth Guarantee Scheme?
Yes, we're an approved lender under the Growth Guarantee Scheme, offering government-backed loans up to £250,000.
What are your interest rates?
Interest rates range from 9% to 15% over Bank of England base rate, calculated on a reducing balance basis.
What areas do you serve?
We support businesses across Yorkshire and The Humber, East Midlands, West Midlands, North East, and North West regions.
What loan terms do you offer?
Loan terms range from 3 months to 6 years, with repayment schedules tailored to each business's specific needs.
How do I apply for a loan?
Start by contacting our team for an initial consultation, then submit a completed application form with business plan and financial forecasts.
