Business Details
28 Years
experience
Your Trusted Car Finance Partner in Tunbridge Wells
Established in 1998, we are a trusted car finance broker committed to helping customers secure tailored financing solutions. Our team of Specialist Automotive Finance advisors works with a wide network of lenders to accommodate diverse credit profiles, from bad credit to excellent credit. As an FCA-authorised firm, we prioritise responsible lending practices and transparent communication. With nearly 25 years of industry experience, we specialise in arranging competitive car finance packages, including Hire Purchase, PCP, and no-deposit options.Our customer-centric approach ensures individual applications are assessed thoroughly, and our partnerships with leading UK lenders maximise approval chances. We provide nationwide service, allowing customers to choose vehicles from reputable dealers while offering ongoing support throughout the finance process.
Services
Hire Purchase
PCP Finance
No Deposit Finance
Personal Loan
Guarantor Finance
Van Finance
Motorbike Finance
Caravan Finance
Details
- Year established: 1998
Highlights and features
- We are FCA-authorised and regulated for responsible lending practices
- We've served customers since 1998 with specialist automotive finance expertise
- We work with a wide portfolio of lenders to maximise approval chances
- We offer tailored solutions for all credit situations from poor to excellent
- We provide transparent pricing with no hidden fees or charges
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Helpful and friendly staff
Fantastic customer service
Quick and easy process
Excellent communication
Professional and trustworthy
Services
Hire Purchase
Hire Purchase allows customers to spread vehicle costs through monthly payments. Ownership transfers after final payment. Ideal for those seeking straightforward financing with predictable payments. Our HP agreements include flexible terms tailored to individual financial circumstances.
PCP Finance
Personal Contract Purchase offers lower monthly payments with a final balloon payment option. Customers can return the vehicle or complete purchase at agreement end. Our PCP plans feature guaranteed future value protection for financial certainty.
No Deposit Finance
No-deposit car finance enables immediate vehicle ownership without upfront payment. We assess applications individually to accommodate various credit profiles. This option suits customers needing urgent transportation solutions with limited initial funds.
Guarantor Finance
Guarantor car finance requires a trusted individual to guarantee repayments. Designed for those building credit history or facing financial challenges. Our guarantor agreements ensure responsible lending while improving accessibility to vehicle financing.
Van Finance
Specialist van financing solutions for business owners and tradespeople. We offer competitive rates for both new and used commercial vehicles. Our van finance packages include tailored repayment terms aligned with business cash flow requirements.
People
Alex Townsend
Finance Advisor
With over 10 years in automotive finance, Alex specialises in helping customers with complex credit histories. He focuses on transparent communication and tailored solutions, ensuring clients understand all financial commitments before proceeding.
Jake Sadique
Senior Broker
Jake has arranged specialist car finance for over 1,000 customers since 2015. His expertise lies in matching clients with appropriate lenders while maintaining strict compliance with FCA regulations and responsible lending practices.
Questions
Can I get car finance with bad credit?
Yes, we specialise in helping customers with all credit situations. Our wide lender network increases approval chances even for those with poor credit histories.
How quickly can I get approved?
Applications receive instant preliminary decisions, with full approval processes typically completed within 24-48 hours after submitting required documentation.
What documents are required?
Basic identification, proof of income, and residency documents are needed. Our advisors will guide you through specific requirements during the application process.
Can I choose any vehicle?
Yes, approved customers can select from any reputable dealership nationwide. We finance various vehicle types including cars, vans, motorbikes, and caravans.
Is there an application fee?
No, our application process is completely free. We only receive commission from lenders upon successful finance agreement completion.
How does PCP finance work?
PCP offers lower monthly payments with a final balloon payment option. You can return the vehicle or complete purchase at agreement end, with guaranteed future value protection.
