Business Details
Your Trusted Financial Partner in Billericay
Established as a client-focused financial advisory firm, we specialise in delivering tailored financial solutions that empower individuals to achieve their long-term goals. Our team of experienced professionals prioritises transparency, integrity, and personalised service, ensuring clients receive strategic advice aligned with their unique circumstances. With expertise in pensions, investments, mortgages, and inheritance planning, we combine comprehensive financial analysis with a commitment to regulatory compliance, helping clients navigate complex financial decisions with confidence. 
Services
Investments
Pensions
Mortgages
Protection
Inheritance
Employee Benefits
Financial Planning
Portfolio Management
Tax Planning
Retirement Planning
Highlights and features
- We operate with complete independence, offering unbiased recommendations tailored to your specific needs
- Our team holds extensive experience in financial planning and investment management
- Client relationships are built on trust, transparency, and long-term commitment
- We provide comprehensive financial solutions covering all major wealth management areas
- Regulated by the Financial Conduct Authority for your protection
Associations and certifications
- Financial Conduct Authority
What people say
First grade service with a smile
Attentive, professional and genuinely interested
Made the process smooth and clear
Highly recommend their services
Instrumental in pension transfers
Services
Investments
We create tailored investment strategies that align with your financial goals and risk tolerance. Our approach combines strategic asset allocation with ongoing portfolio monitoring to optimise returns while managing risk. We focus on tax-efficient investment placement and regular rebalancing to maintain optimal performance.
Pensions
Our comprehensive pension advice covers private provision strategies and state pension optimisation. We specialise in pension transfers, tax-free lump sum arrangements, and creating sustainable retirement income streams. Our expertise ensures compliance with evolving pension regulations while maximising your retirement benefits.
Mortgages
We provide complete mortgage solutions from first-time buyer assistance to complex remortgaging arrangements. Our service includes market analysis, affordability assessments, and securing competitive rates. We guide clients through the entire mortgage process, ensuring clear communication and optimal financing structures.
Inheritance
Our inheritance planning services focus on wealth preservation and efficient asset transfer. We help clients navigate tax implications, establish appropriate structures, and create comprehensive succession plans. Our approach ensures your assets are protected and distributed according to your wishes while minimising tax liabilities.
Financial Planning
We offer holistic financial planning that integrates cash flow modelling, tax planning, and investment management. Our process begins with understanding your complete financial picture to develop strategic plans that address both immediate needs and long-term objectives. Regular reviews ensure your plan evolves with changing circumstances.
People
Trevor Whiting
Director & Adviser
Experienced financial director with expertise in pension transfers and investment management. Specialises in creating tailored financial solutions while maintaining a client-focused approach to wealth management.
Oliver Whiting
Director & Adviser
Skilled financial adviser with extensive experience in mortgage solutions and portfolio management. Focuses on delivering comprehensive financial strategies that align with clients' long-term objectives.
Helenna Mills
Mortgage Adviser
Specialist mortgage adviser providing expert guidance on property financing solutions. Experienced in assisting clients with first-time purchases and complex mortgage arrangements.
Questions
What financial services do you specialise in?
We specialise in pensions, investments, mortgages, inheritance planning, and employee benefits, providing comprehensive financial solutions tailored to individual client needs.
How do you ensure advice is tailored to my needs?
We conduct thorough financial assessments and maintain ongoing client communication to develop and adjust strategies that align with your specific goals and circumstances.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority, ensuring compliance with strict industry standards and client protection measures.
How do you charge for your services?
Our fee structure is transparent and discussed upfront. Charges vary by service complexity, with detailed explanations provided before any commitment is required.
Do you serve clients outside the UK?
Our services primarily target UK consumers, though we can provide guidance to clients with UK-based financial interests regardless of current location.
Reviews (2)
Christopher Steele
Jul 24, 2018
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Overall, I really enjoyed my experience with Future Life Capital. They were clear about the process from start to finish and I couldn't fault their service.
Emma Mullin
Aug 15, 2016
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We used Core Financial LLP to secure our first mortgage. Not only professionally taking us through the process, explaining how everything worked but also got us the best deal. We never felt an inconvenience regardless of the question or time of day we contacted Core. So impressed by the service that they now handle my pension and I wouldn't go anywhere else for mortgage advice
