Business Details
Your Trusted Mortgage Broker in Peterborough
At Nene Valley Financial Planning, we have specialised in mortgage and insurance advice since 2001, offering impartial guidance tailored to individual client needs. Our dedicated advisers provide one-to-one support via telephone, email, or face-to-face meetings, prioritising transparency and long-term relationships over high-pressure sales tactics. With over two decades of experience in financial services, including roles at Barclays Stockbrokers and Gartmore, we combine industry expertise with a commitment to accessible, client-focused solutions.Our services cover first-time purchases, remortgaging, buy-to-let investments, and protection planning, ensuring clients receive comprehensive advice aligned with their financial goals. As an appointed representative of The Right Mortgage Limited, we adhere to rigorous regulatory standards while maintaining a personal approach that has earned us a strong reputation through client referrals.
Services
Mortgages
Equity Release
Protection
Life Insurance
Home Insurance
Remortgages
Buy to Let
Financial Planning
Insurance Services
Mortgage Advice
Highlights and features
- We offer over 20 years of experience in mortgage and insurance advisory services.
- Our dedicated advisers provide transparent, obligation-free guidance tailored to individual needs.
- We maintain partnerships with multiple lenders to secure competitive mortgage rates.
- Our client-centric approach has earned 95% of new business through referrals.
- We provide comprehensive support from initial consultation to mortgage completion.
Services
Mortgage Advice
We provide tailored mortgage advice for first-time buyers, homemovers, and investors. Our services include remortgaging to reduce costs, buy-to-let financing, and mortgage completion support. With access to multiple lenders, we help clients secure competitive rates aligned with their financial circumstances and long-term goals.
Equity Release
Our equity release guidance helps homeowners aged 55+ access tax-free cash from their property. We explain lifetime mortgage options, repayment terms, and inheritance implications. While we refer clients to third-party specialists for final advice, we ensure they understand risks and alternatives before making decisions.
Life Insurance
We offer life insurance solutions to protect mortgages and families. Options include decreasing term policies for repayment mortgages, level term cover, and family income benefit plans. Our advice ensures clients select appropriate coverage amounts to safeguard dependants against financial hardship in case of death or illness.
Home Insurance
We provide buildings and contents insurance to protect residential properties. Our partnerships with top-rated insurers ensure competitive rates for comprehensive coverage, including fire, theft, and liability protection. We help clients meet mortgage lenders' insurance requirements while customising policies to their specific needs.
Protection Advice
Our protection services include income protection and critical illness cover. These policies safeguard clients' finances against job loss, accidents, or long-term illness. We assess individual circumstances to recommend policies that maintain living standards and prevent home repossession during unexpected life events.
People
Nick Cleathero
Financial Adviser
Nick has worked in financial services since 1995, specialising in mortgages and protection since 2001. He previously held roles at Barclays Stockbrokers and Gartmore, managing corporate accounts. His client-first approach has built a referral-based business focused on transparency and long-term relationships.
Questions
What mortgage services do you offer?
We advise on first-time purchases, remortgaging, buy-to-let investments, and lifetime mortgages. Our services include mortgage pre-approval, rate comparisons, and completion support tailored to individual financial circumstances.
Can you help with equity release?
We provide initial guidance on equity release options but refer clients to FCA-authorised specialists for final advice. We ensure you understand lifetime mortgage terms, repayment conditions, and inheritance implications before proceeding.
Do you offer protection insurance?
Yes, we offer life insurance, critical illness cover, and income protection policies. These products safeguard against mortgage default due to death, accident, or long-term illness, ensuring financial security for your family.
How are your mortgage fees structured?
Our fees are £295 for residential mortgages and £795 for lifetime mortgages. We provide full transparency about costs during initial consultations, with no hidden fees or unexpected charges.
What areas do you cover?
Based in Peterborough, we serve clients nationwide. Our telephone and email advisory services make location irrelevant, though we offer face-to-face meetings for local clients within travelling distance.
Are you regulated by the FCA?
We operate as an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority (FCA). This ensures our mortgage advice meets strict regulatory standards.
Reviews (3)
Akaehilem Benedict Chinaegbo
Aug 05, 2021
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Hollie Sinfield
Jul 08, 2020
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Nick sorted out our mortgage for us and did an excellent job. Very helpful, knowledgeable, professional and efficient. He got us a great deal and did everything for us. I would highly recommend and will definitely use him again 👏🏻
Paul Craske
Jul 07, 2020
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I have used Nene Valley Financial Planning, on several occasions and the service has always been absolutely perfect. With excellent communication, in a clear and concise manner I have always felt totally in control, well informed and confident to make decisions that were the best for my personal circumstances. When discussing personal circumstances, feedback has always been constructive, honest and judgement free which is imperative when planning your financial future. Once clear goals were set, they have always been achieved either on time or early, whilst saving me money in the long term.
