Business Details
26 Years
experience
Your Trusted Financial Partner in Ipswich
Established over 25 years ago, Citrus Wealth Management has developed a reputation as a trusted partner in financial planning and wealth management. Our team of qualified professionals prioritises client needs, delivering tailored strategies that evolve alongside individual and business requirements. With offices in Ipswich and Woodbridge, we combine local market knowledge with global financial insights to address diverse wealth management scenarios. Our independence allows us to provide unbiased advice, leveraging extensive experience across pensions, investments, tax efficiency, and intergenerational wealth transfer.Backed by Financial Conduct Authority regulation and a client-first ethos, we maintain rigorous compliance standards while fostering long-term relationships built on transparency and expertise. Through continuous professional development and strategic industry connections, our team remains at the forefront of evolving financial landscapes, ensuring clients benefit from innovative solutions and meticulous service.
Services
Financial Planning
Investment Management
Estate Planning
Later Life Planning
Business Financial Planning
Pensions Advice
Inheritance Tax Reduction
Details
- Year established: 2000
Highlights and features
- We offer bespoke financial plans tailored to individual circumstances
- Our independent advice avoids corporate red tape and conflicts of interest
- We implement strategies across pensions, investments, and tax efficiency
- Our team serves Ipswich and East Anglia with local market understanding
- We combine 25+ years of regulatory-compliant experience with modern financial solutions
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent business relationship
Honest thorough approach
Personalised professional service
Responsive to concerns
Competitive costs
Services
Investment Management
Our investment management service creates tailored portfolios aligned with client risk profiles and financial goals. We combine extensive market analysis with ongoing monitoring to optimize returns while maintaining appropriate risk levels. Utilizing a diverse range of investment vehicles, we help clients grow and protect their wealth across changing economic conditions.
Estate Planning
We develop comprehensive estate planning strategies to ensure efficient wealth transfer between generations. Our specialists review wills, establish trusts, and implement tax-efficient solutions that align with clients' personal circumstances and family requirements. This includes lifetime gifting strategies and inheritance tax mitigation techniques.
Later Life Planning
Our later life planning addresses financial considerations for retirement and long-term care. We advise on care funding strategies, equity release options, and annuity solutions while ensuring clients maintain financial security throughout their later years. This includes balancing income needs with asset preservation.
Pensions Advice
We provide comprehensive pensions guidance covering workplace schemes, personal pensions, and self-invested pension plans (SIPPs). Our advice focuses on maximizing retirement savings, consolidating multiple pensions, and creating sustainable income streams that meet clients' desired retirement lifestyles.
Business Financial Planning
This service addresses financial requirements specific to business owners, including succession planning, corporate tax strategies, and asset protection. We help entrepreneurs structure their financial affairs to optimize business growth while ensuring personal financial security both during and after business ownership.
People
Steven Hutchinson
Director
With over 15 years' experience at Citrus Wealth Management, Steven provides expert guidance on investment management and retirement planning. He specialises in translating complex financial concepts into actionable strategies while maintaining regulatory compliance and prioritising client outcomes.
Sarah
Financial Adviser
Sarah delivers tailored financial solutions to clients, focusing on estate planning and later life considerations. She combines technical expertise with empathetic communication to address clients' specific requirements while maintaining the firm's high service standards.
Questions
What financial services do you offer?
We provide investment management, estate planning, pensions advice, later life planning, and business financial planning tailored to individual client circumstances.
How do you personalise financial plans?
Through comprehensive consultations, we understand your specific needs and create bespoke strategies that evolve with your changing life circumstances and financial goals.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) with reference number 429045.
How do you charge for your services?
Our fees are transparent and reflect the complexity of the services provided. We discuss all costs upfront during your initial consultation to ensure complete clarity.
Can you help with inheritance tax planning?
Yes, we implement tax-efficient estate planning strategies designed to reduce inheritance tax liabilities while ensuring wealth is transferred according to your wishes.
What areas do you cover?
We primarily serve Ipswich and the wider East Anglia region from our offices in Orwell House, The Strand, Wherstead.
