Business Details
13 Years
experience
Trusted Financial Advisers in Dover | Black & White Financial Planning
Established in 2013, Black & White Financial Planning has built a reputation for delivering personalized financial solutions tailored to the unique needs of individuals, families, and small businesses. Our approach combines a deep understanding of financial products with a commitment to long-term client relationships, ensuring we recommend strategies that align with each client's goals. Our team of experienced financial planners and administrators prioritises transparency, consistency, and a client-centric ethos. We are authorised and regulated by the Financial Conduct Authority, reflecting our adherence to rigorous professional standards.With offices in Dover, we focus on simplifying complex financial decisions, whether for mortgages, retirement planning, or protection needs. Our process begins with an initial consultation to understand client aspirations before presenting tailored options. We handle administrative tasks, ensuring a seamless experience, and advocate for regular reviews to adapt to changing circumstances. Client trust is reinforced through secure data handling and a dedicated complaints procedure overseen by the Financial Ombudsman Service.
Services
Mortgages
Savings & Investments
Business Financial Planning
Retirement Planning
Financial Protection
Details
- Year established: 2013
Highlights and features
- We offer tailored financial strategies based on in-depth client consultations.
- Our client-focused approach prioritises long-term relationships over short-term gains.
- We handle complex administrative processes to simplify financial planning.
- Regular reviews ensure strategies adapt to evolving client circumstances.
- Authorised and regulated by the Financial Conduct Authority for compliance
Associations and certifications
- Financial Conduct Authority
Services
Mortgages
We recommend suitable mortgage lenders and products tailored to individual circumstances. Our service simplifies the application process, whether for first-time buyers or property investors. We focus on securing competitive terms through our industry expertise and lender relationships.
Financial Protection
We help clients select insurance products that provide financial security for dependents during unexpected events. Our approach ensures coverage aligns with family needs and financial obligations. We explain policy details clearly to enable informed decision-making.
Retirement Planning
We develop long-term retirement strategies to determine optimal savings levels and investment vehicles. Our guidance considers future income requirements and market conditions. Regular reviews ensure plans remain aligned with evolving personal circumstances.
Savings & Investments
We create customised savings strategies for specific goals or general financial security. Our expertise covers risk assessment and investment vehicle selection. We prioritise education to help clients understand their options and expected outcomes.
Business Financial Planning
We assist businesses with employer responsibilities and financial risk management. Services include cash flow planning and protection strategies for business continuity. Our advice helps owners navigate complex regulatory requirements while safeguarding livelihoods.
People
James Burke
Managing Director
James Burke founded Black & White Financial Planning in 2013. His leadership focuses on building long-term client relationships through transparent financial planning. He oversees the team's development and ensures delivery of compliant, client-centred advice.
Questions
What financial services do you offer?
We provide mortgages, retirement planning, investment strategies, financial protection insurance, and business financial planning services tailored to individual needs.
How are your services different from others?
We combine product expertise with personalized planning, focusing on long-term relationships rather than quick solutions. Our regulated status ensures compliance with industry standards.
Are initial consultations free?
Yes, our first meeting is complimentary. We use this time to understand your goals without charging fees, ensuring alignment before proceeding.
How often should plans be reviewed?
We recommend annual reviews to adjust strategies according to changing personal circumstances, market conditions, and financial objectives.
Are you regulated by any authority?
We are authorised and regulated by the Financial Conduct Authority (FCA), adhering to strict compliance and ethical standards.
Reviews (1)
Karen Southon
Jun 18, 2018
Report
I have used Black and White Financial Planning to deal with our personal finances and to advise regarding pensions and protection issues. I have been really pleased wit the service and advice and would recommend them for any financial planning as they offer a professional and friendly service.
