Business Details
27 Years
experience
Your Trusted Partner for Financial Planning Solutions
Established in 1999, our firm has dedicated itself to transforming financial planning into a straightforward, client-centric experience. With a team of 40 financial advisers and tax specialists, we offer bespoke advice tailored to individual goals, combining investment, retirement, tax, and later-life planning into a cohesive strategy. Our holistic approach ensures clients receive comprehensive support, with regular reviews to adapt to life's changes. As a Principal Partner Practice of St. James's Place, we uphold a commitment to expertise, authoritativeness, and trustworthiness, serving over 5,000 clients with 2.2bn in funds under management.Our face-to-face advisory model, refined over 25 years, prioritizes clarity over jargon, empowering clients to achieve financial freedom. Backed by the Financial Conduct Authority's regulation, we blend local insight with national expertise, ensuring every client's journey is met with proactive, personalized guidance.
Services
Investment planning
Retirement planning
Tax planning
Later life planning
Protection
Details
- Year established: 1999
Highlights and features
- 25 years of face-to-face financial advice expertise
- Holistic service combining financial and tax planning
- Team of 40+ experienced financial advisers and specialists
- Regular plan reviews to adapt to life's changes
- Principal Partner Practice of St. James's Place Wealth Management
Associations and certifications
- Financial Conduct Authority
Services
Investment planning
Our investment planning service designs strategies aligned with your financial goals, risk tolerance, and time horizons. We select funds from St. James's Place, ensuring diversification and performance tracking. Regular reviews maintain alignment with market changes and personal circumstances.
Retirement planning
We create tailored retirement plans considering income needs, pension pots, and tax efficiency. Our advisers assess state and private pensions, recommending adjustments to maximize post-retirement quality of life and financial security.
Tax planning
Combining in-house tax expertise with financial strategies, we identify legal methods to minimize tax liabilities. Services include capital gains tax mitigation, inheritance tax planning, and optimizing tax-efficient savings vehicles like ISAs.
Later life planning
We address long-term care costs, equity release options, and intergenerational wealth transfer. Our plans ensure your assets protect your lifestyle while minimizing inheritance tax burdens for beneficiaries.
Protection
We assess insurance needs including life cover, critical illness, and income protection. Policies safeguard dependents against financial hardship while integrating with broader wealth management objectives for comprehensive security.
People
Sebastien Le Barth
Chartered Senior Financial Planner
Sebastien Le Barth is a Chartered Senior Financial Planner with extensive experience in wealth management, dedicated to providing clients with tailored financial solutions that align with their long-term goals.
Megan Smith
Chartered Senior Financial Planner
Megan Smith combines Chartered status with deep expertise in financial planning, focusing on creating bespoke strategies that address clients' unique circumstances and aspirations.
Helen Findlay
Chartered Senior Financial Planner
Helen Findlay specializes in holistic financial planning, integrating tax-efficient strategies to help clients achieve their retirement and wealth preservation objectives.
Adam Jones
Chartered Senior Financial Planner
Adam Jones offers comprehensive financial advice, leveraging his Chartered expertise to develop sustainable investment strategies that adapt to clients' evolving needs.
Charlotte Ohlson
Senior Financial Planner
Charlotte Ohlson provides personalized financial planning services, focusing on building long-term client relationships through transparent communication and evidence-based recommendations.
Questions
What services does FLM offer?
FLM provides investment planning, retirement planning, tax planning, later life planning, and protection services, all tailored to individual client needs.
How do I start working with FLM?
Book an initial consultation via our website to discuss your financial goals with a senior adviser, who will create a personalized plan for you.
What makes FLM different from other advisers?
Our holistic approach combines financial and tax planning with face-to-face advice, supported by 25 years' experience and a partnership with St. James's Place.
Are FLM's advisers qualified?
All senior advisers hold Chartered status or equivalent qualifications, with combined decades of experience in wealth management and client-focused planning.
How often are financial plans reviewed?
We conduct regular reviews to ensure your plan adapts to life changes, market conditions, and evolving financial objectives, typically annually or as needed.
Is FLM regulated?
Yes, we are an Appointed Representative of St. James's Place Wealth Management, authorised and regulated by the Financial Conduct Authority.
