Balance Wealth Planning

Business Details

12 Years

experience

Your Trusted Financial Advisers in Nottingham

Founded in 2014, Balance Wealth Planning was established to address systemic issues in the financial planning profession. Our approach prioritises holistic, goals-based financial planning with transparent fixed fees rather than percentage-based charges. We specialise in lifetime financial planning, investment management, and tax-efficient strategies for individuals and businesses. Our team of FCA-authorised professionals combines technical expertise with ethical practices, focusing on client education and long-term financial security.

With offices in Nottingham and Lincolnshire, we serve clients nationwide through in-person and virtual consultations. Our investment philosophy emphasises evidence-based decision-making, global diversification, and responsible investing options. We have maintained a Top 100 UK Financial Planning Firm status for six consecutive years through our commitment to client-centric service.

Services

Financial planning Investment portfolios Inheritance planning Retirement planning Cash-flow planning Tax-efficient strategies Wealth management

Details

Year established: 2014

Highlights and features

We operate on transparent fixed fees with no hidden charges
Our investment portfolios are evidence-based and globally diversified
FCA-authorised team with six consecutive Top 100 UK Financial Planning Firm awards
Holistic lifetime financial planning approach focusing on client education
Responsible investment options aligning with personal values

Associations and certifications

Financial Conduct Authority

What people say

Changed our lives Excellent communication skills Stress-free process Ethical and honest Comprehensive understanding

Website

Update Listing

Services

Financial planning

Our comprehensive financial planning service creates lifetime strategies tailored to individual goals. We analyse your complete financial situation to develop tax-efficient plans covering retirement, inheritance, and wealth preservation. The process includes cash-flow modelling and investment strategy development to ensure long-term financial security while maintaining lifestyle flexibility.

Investment portfolios

We offer two proprietary investment portfolio ranges with 10 risk levels each. Our Core portfolio focuses on cost-effective growth while the Good Practice portfolio incorporates ESG criteria. Both are globally diversified and evidence-based, with transparent fee structures and regular performance reviews to maintain alignment with your financial objectives.

Retirement planning

Specialist retirement planning service that determines financial readiness through detailed cash-flow analysis. We develop tax-efficient withdrawal strategies and income plans to support your desired retirement lifestyle. The service includes pension consolidation advice and lifetime income projections to ensure sustainable retirement finances.

Inheritance planning

Comprehensive inheritance planning that minimises tax liabilities while respecting family wishes. We coordinate with legal professionals to create effective succession strategies, including trust structures and charitable giving options. The service ensures smooth wealth transfer while maintaining financial security for all parties involved.

Tax-efficient strategies

Tailored tax optimisation strategies for individuals and businesses. We specialise in capital gains tax mitigation, income tax efficiency, and corporate tax planning. Our approach combines legal tax reliefs with strategic investment structures to maximise after-tax returns while maintaining full compliance with HMRC regulations.

People

Rebecca Aldridge

Founder

With extensive experience in financial planning operations and compliance, Rebecca established Balance Wealth Planning in 2014 to address industry shortcomings. She pioneered the firm's fixed-fee model and holistic planning approach, maintaining its position as a Top 100 UK Financial Planning Firm.

Susie

Financial Planner

Combining professionalism with approachability, Susie specialises in client education and long-term financial strategy. Her ethical approach and clear communication have earned consistent positive feedback from clients across Lincolnshire and beyond.

Krupesh

Financial Adviser

Known for his empathetic approach, Krupesh provides tailored financial solutions while maintaining technical excellence. Clients appreciate his availability and ability to simplify complex financial concepts into actionable plans that align with personal goals.

Tina

Wealth Manager

Tina conducts thorough financial assessments to create comprehensive wealth management strategies. Her clients value the enjoyable planning process and the balanced approach she takes between technical analysis and personal considerations.

Rebecca

Client Advisor

Specialising in client relationship management, Rebecca ensures ongoing plan relevance through regular reviews. Her ability to explain complex financial matters clearly has made her a trusted advisor to clients throughout Nottinghamshire.

Questions

What financial planning services do you offer?

We provide holistic financial planning covering retirement, inheritance, investment management, tax efficiency, and lifetime cash-flow analysis tailored to individual circumstances.

How are your fees structured?

We use transparent fixed fees based on time and expertise required, not as a percentage of investments, ensuring no conflict of interest in advice.

Do you offer investment options with ethical considerations?

Yes, our Good Practice portfolio range incorporates environmental, social and governance criteria while maintaining competitive returns.

Can you help with business-related financial planning?

We specialise in business succession planning, corporate tax strategies, and investment management for business owners and directors.

How do you ensure ongoing plan relevance?

We conduct regular reviews and maintain open communication channels to adapt plans to changing circumstances and market conditions.

What areas do you serve?

While based in Nottingham and Lincolnshire, we work with clients nationwide through virtual meetings and office consultations.

Reviews (4)

Write a Review

Mozu Suke

Jan 06, 2022 Report

My wife and I first met with Balance: Wealth Planning shortly after my father's death, when I had started to believe with a little more confidence than previously that early retirement might conceivably be within reach. Tina spent significant time with us going through a really thorough (and actually enjoyable!) process assessing our life position and preferences, vision for the future and of course financial landscape. She was incredibly patient with us as well - I'm a lay person with a little knowledge, which is always dangerous and potentially frustrating for real experts, but her patience and

Jacqueline Hicks

Aug 23, 2021 Report

I wasnt sure what to expect, having never met with a financial planner before. I had a great meeting with Lindy who was very helpful, and there was absolutely no hard sell of their services. Recommend.

Dawn Wilsher

Oct 06, 2020 Report

Positive:Professionalism
Krupesh guided us through the pandemic turmoil that hit the world in March, his knowledge and calm approach gave us confidence that we were in the best place to get through it all. level heads and practical advice from Balance Wealth gives us confidence for the future.
Shaun&Dawn.

Chris Cain

Jun 19, 2020 Report

Positive:Professionalism,Quality,Responsiveness,Value
Tina from Balance wealth planning has been helping us with our finances for the last few years. They have managed to take most of the worry out of the whole retirement finances thing and in 2020 we definatly need less things to worry about.