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Business Details
25 Years
experience
Expert Mortgage & Financial Protection Services
Established in 2001, Riviera Mortgages has built a reputation as a trusted mortgage advisor in Torbay. With over three decades of collective experience in financial services, we specialize in tailoring mortgage, insurance, and protection solutions to individual client needs. Our team delivers face-to-face financial planning from our Torquay office, prioritizing transparency, expertise, and personalized service.

We focus on demystifying mortgage options by explaining complex details in plain English, ensuring clients understand lender criteria and market changes. Our commitment to client-centric service, including adaptable mortgage solutions and long-term relationship-building, has driven growth through customer recommendations.
Services
Mortgage Advice Life Insurance Business Protection Conveyancing Wills Referral
Details
  • Year established: 2001
Highlights and features
  • Over 30 years of financial services expertise
  • Personalized face-to-face mortgage advisory service
  • Thorough explanation of lender criteria changes
  • Client-focused approach with no hidden fees
  • Proven track record with armed forces mortgages
Associations and certifications
  • Financial Conduct Authority
What people say
Fantastic communication Highly recommend Excellent advice Personalised service Stress-free transaction
Services
Mortgage Advice
We provide tailored mortgage solutions for first-time buyers, home movers, and investors. Our advisors help clients navigate complex lender criteria and market changes. With personalized guidance, we ensure clients find suitable mortgage products that align with their financial circumstances and long-term goals.
Life Insurance
Protecting clients' financial futures through customized insurance solutions. We offer life insurance and critical illness cover to safeguard families and businesses. Our approach considers individual risk profiles and ensures adequate coverage against unforeseen circumstances.
Business Protection
Specialized protection plans for business owners, including key person insurance and shareholder protection. Our solutions ensure business continuity during challenging times. We help companies establish financial safeguards that preserve business value and operational stability.
Conveyancing
Streamlined legal transaction support for property purchases and sales. We coordinate with legal professionals to simplify the conveyancing process. Our clients benefit from efficient documentation handling and timely completion of property transfers.
Wills Referral
Referral service for professional will creation and trust establishment. Through our partnership with RJC Wills Drafting Ltd, clients receive expert estate planning guidance. We help individuals secure assets and ensure their wishes are fulfilled through legally sound documentation.
People
Colin Tucker
Mortgage Advisor
With extensive experience in financial services, Colin provides expert mortgage advice to individuals and businesses in Torbay. He specializes in complex cases, including armed forces personnel, and maintains a client-focused approach that has earned numerous recommendations.
Questions
What mortgage services do you offer?
We provide residential mortgages, buy-to-let financing, remortgaging, and specialized solutions for armed forces personnel across Torbay and surrounding areas.
Do you charge a mortgage arrangement fee?
Yes, our fee is up to £495 depending on case complexity, confirmed in advance with no hidden charges throughout the process.
How do you assist with mortgage applications?
We explain lender criteria clearly, compare market options, and provide personalized guidance from initial consultation through to completion in plain English.
What protection products are available?
We offer life insurance, critical illness cover, income protection, and business-specific protection plans tailored to individual circumstances.
Can you help with complex mortgage cases?
Yes, we specialize in challenging situations including multiple property addresses, self-employment, and armed forces mortgages with proven success.
Reviews (3)
Louise Martin
Jul 28, 2020 Report
Fantastic mortgage advice and Colin is so friendly and helpful, nothing is too much trouble! I would highly recommend :)
Ninga
Nov 02, 2019 Report
Brilliant service from Colin and his team. We have used Colin for many years and he has always got us the mortgage we require with the best rates. Can highly recommend Riviera Mortgages
Fiona Gardner
Oct 16, 2019 Report
Great service from Kevin on our recent mortgages. Very quick service, easy to deal with and saved us a great deal in interest payments with much better rates. Thank you