Pennymatters

Business Details

Your Trusted Financial Advisers in Bracknell

Pennymatters is an independent financial planning practice composed of highly qualified professionals with extensive market knowledge. Established on principles of reliability and exceptional service, we specialise in providing independent financial advice across pensions, investments, mortgages, and protection planning. Our team leverages the latest technology to optimise planning efficiency while minimising client costs. We prioritise client-centric solutions, offering comprehensive financial reviews and tailored advice to help individuals and businesses achieve their financial objectives. With authorisation from the Financial Conduct Authority, we maintain strict adherence to regulatory standards.

Our services include pension consolidation, tax-efficient investment strategies, life assurance, mortgage advisory, and corporate employee benefits packages. We serve clients in Bracknell and surrounding areas, providing both personal and business financial solutions. Our commitment to transparency and expertise ensures clients receive reliable guidance for complex financial decisions. We offer ongoing support through multiple communication channels, including email and telephone consultations.

Services

Investment Advice Retirement Planning Protection Cover Mortgage Advisory Estate Planning Corporate Services

Highlights and features

We are authorised and regulated by the Financial Conduct Authority for professional compliance
Our team combines extensive market knowledge with advanced financial planning technology
We offer comprehensive services covering all aspects of personal and corporate financial planning
We provide transparent advice with a focus on client education and understanding
Our specialists deliver tailored solutions for complex financial situations

Associations and certifications

Financial Conduct Authority

Website

Update Listing

Services

Investment Advice

We provide specialist investment advice to help clients manage their financial wealth effectively. Our qualified advisers research the marketplace to recommend appropriate investment products including ISAs, GIAs, and alternative investments. We focus on creating tax-efficient portfolios that align with individual risk profiles and long-term financial goals.

Retirement Planning

Our pension review service helps clients understand and manage their retirement plans. We offer consolidation of multiple schemes, analysis of underlying assets, and tax relief optimisation. We specialise in pension drawdown options and annuity solutions to ensure financial security during retirement years.

Protection Cover

We help clients establish adequate protection cover to safeguard their families' financial future. Our services include life assurance, critical illness cover, income protection, and private medical insurance. We ensure clients have appropriate coverage against unforeseen circumstances while balancing affordability and comprehensive protection.

Mortgage Advisory

Our mortgage experts advise on all types of residential and commercial mortgages. We offer guidance on buy-to-let investments, equity release schemes, and business property financing. We help clients navigate mortgage options to find suitable solutions for their property investment needs.

Estate Planning

We provide comprehensive estate planning services to manage wealth transfer and inheritance tax implications. Our specialists help create wills, establish trusts, and develop succession plans that protect assets and ensure clients' wishes are fulfilled while minimising tax liabilities for beneficiaries.

Questions

Are you regulated financial advisers?

Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under number 530681.

What financial services do you offer?

We provide investment advice, retirement planning, protection cover, mortgage advisory, estate planning, and corporate financial services.

How can you help with pension planning?

We offer pension reviews, consolidation of multiple schemes, tax relief optimisation, and retirement income planning solutions.

Do you offer corporate financial services?

Yes, we provide employee benefits packages including group pensions, life assurance, and private medical insurance for businesses.

How do you charge for your services?

Our charging structure varies by service type - we provide transparent fee information during initial consultations.

Can you help with mortgage types?

We advise on residential, buy-to-let, commercial mortgages and equity release schemes with various lenders.

Reviews (4)

Write a Review

Tushar Kesare

Dec 13, 2021 Report

Excellent service by Kate Mihell of Pennymatters to get best mortgage deal based on my personal circumstances! I am using Pennymatters service for last few years and dealing with mortgages is absolutely painless because of them. Kate is quite responsive, has very good knowledge of lenders, understands individual financial situations and provides best mortgage offer based on it. I highly recommend Pennymatters.

Steve O'Neill

Dec 04, 2021 Report

Mike Roberts came highly recommended to me. I needed an Independent Financial Adviser to help me through the minefield of arranging a suitable pension for myself. From the moment I first contacted Mike, I was impressed with his quick responsiveness, his extensive professional knowledge of financial products, his friendly and open personality and excellent client communication skills, and his ability to explain in clear, concise terms, complex matters in a way that was easy for me to understand.
Mike and his excellent team of professionals have kept me updated every step of the way during the whole

Jim Watchorn

Nov 27, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
We have used Penny Matters multiple times over the past 6 years and the service is faultless. It's straight forward, hassle free and cost effective. I would recommend their services 100%

Sarah Watson

Nov 25, 2021 Report

This is the fourth time I have worked with Kate Mihell at Pennymatters to get a mortgage, and every time she has gone above and beyond to find the best mortgage, each time navigating the complicated set up of our financial life with knowledge and determination to find the right product. I will continue to use Kate for many years to come and wholeheartedly recommend the service.