Business Details
10 Years
experience
Your Trusted Mortgage Broker in Folkestone
At Alicia Baker Consultancy, we specialise in providing tailored mortgage advice and financial protection solutions to individuals across Folkestone and the surrounding areas. With over a decade of experience in the industry, our team is dedicated to simplifying the mortgage process, ensuring clients receive personalised guidance from initial consultation through to property completion. We offer access to the entire mortgage market, leveraging advanced technology to identify competitive deals suited to each client's unique circumstances. Our services extend beyond mortgages to include life insurance, critical illness cover, and home insurance, all designed to safeguard families and assets.As an Appointed Representative of Stonebridge Mortgage Solutions Ltd, authorised and regulated by the Financial Conduct Authority, we uphold the highest standards of professionalism and compliance. Our commitment to transparency, client education, and ongoing support has earned us a reputation for reliability, particularly among first-time buyers and those navigating complex property transactions. We prioritise clear communication, prompt responses, and a stress-free experience, ensuring clients feel confident and informed at every stage of their journey.
Services
Mortgage Advice
Life Insurance
Illness Cover
Buildings Insurance
Family Protection
Details
- Year established: 2016
Highlights and features
- We offer over 10 years of mortgage industry experience with a focus on client education.
- We provide personalised mortgage solutions tailored to individual financial circumstances.
- Our team is regulated by the Financial Conduct Authority for compliance and transparency.
- We prioritise prompt communication and ongoing support throughout the mortgage process.
- We specialise in assisting first-time buyers and complex property transactions.
Associations and certifications
- Financial Conduct Authority
What people say
Incredibly helpful
Stress-free process
Fantastic service
Highly recommended
Prompt responses
Services
Mortgage Advice
We provide comprehensive mortgage advice tailored to individual financial situations, helping clients secure competitive deals across the entire market. Our expertise covers residential, buy-to-let, and remortgaging options, ensuring clarity and confidence throughout the application process. With a focus on transparency and client education, we simplify complex financial products to meet long-term homeownership goals.
Family Protection
Our family protection services include life insurance and critical illness cover designed to safeguard loved ones against financial hardship. We assess individual needs to recommend policies that provide security in unforeseen circumstances, ensuring peace of mind for policyholders and their families through tailored, reliable coverage.
Home Insurance
We offer buildings and contents insurance solutions to protect homeowners against risks such as damage or theft. Our advice ensures adequate coverage levels, avoiding underinsurance while balancing affordability, providing clients with confidence in their property's protection through carefully selected policies.
Buy-to-Let Mortgages
Specialising in buy-to-let mortgages, we guide investors through market complexities, including evolving stress tests and lender criteria. Our service identifies cost-effective financing options, optimising returns while navigating regulatory requirements to support property investment growth strategies.
Remortgaging
We assist clients in remortgaging to secure better rates or release equity, streamlining the transition while avoiding early repayment penalties. Our market knowledge identifies optimal deals, ensuring seamless refinancing aligned with changing financial objectives.
People
Alicia Baker
Mortgage Broker
With over 10 years of experience, Alicia specialises in mortgage advice and financial protection, offering tailored solutions to first-time buyers and property investors. Her client-focused approach prioritises transparency and long-term financial security.
Questions
What mortgage services do you offer?
We provide residential, buy-to-let, and remortgaging advice, along with life insurance and home protection policies tailored to individual needs.
Are your mortgage fees transparent?
Yes, our fees are £450 for residential and £550 for buy-to-let mortgages, payable only upon application submission.
Do you assist first-time buyers?
Yes, we specialise in guiding first-time buyers through the mortgage process with clear advice and support.
Are you regulated by the FCA?
Yes, we operate as an Appointed Representative of Stonebridge Mortgage Solutions Ltd, authorised by the Financial Conduct Authority.
Can I check my credit report through you?
We offer a free 30-day credit report trial via an affiliate link, with optional £14.99 monthly access thereafter.
What areas do you serve?
We primarily serve Folkestone and surrounding areas in Kent, providing localised mortgage expertise.
Reviews (4)
Ashley Jones
Jan 04, 2022
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Positive:Professionalism,Quality,Responsiveness,Value
Absolutely fantastic experience getting a mortgage with Alicia would 100% recommend
Absolutely fantastic experience getting a mortgage with Alicia would 100% recommend
Steve Taylor
Oct 27, 2021
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We got referred to Alicia by a local agent, she was very helpful, broken everything down for us to make it easy and was there until we got our keys. Being first time buyers we was worried but Alicia made it so easy for us, even hassling the solicitor and agents when they wasnt rushing or putting stuff off. Would happily recommend to everyone we know and would use again! Thanks again Alicia!
Marie Proctor
Aug 25, 2021
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Alicia is truly the best!! She worked so very hard to get us the home we are in now, Im not sure anybody else could have done any more! She honestly went above and beyond for us, and managed to work her magic and get us a great deal that suited us as first time buyers. She is a true professional and expert in her field, and had the solution to any hurdles/problems that came up. She is also very responsive and a very good communicator, always keeping us in the loop. Besides from this, she is the nicest person, worth every penny and more for the service she provides. I would 100% recommend
Marc Brazier
Aug 25, 2021
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If I could give 6 stars, I would. Alicia is brilliant. Ive had all kinds of trouble getting a mortgage, Alicia broke through every single barrier for me. You never have to chase her, she always gives regular and relevant updates to you. If theres a problem with the mortgage process, Alicia helps you solve it.
Alicia helped me save over 500 per month on my remortgage.I am not eloquent enough to describe how good she is. Thank you for all of your help and wise words.
Marc
Alicia helped me save over 500 per month on my remortgage.I am not eloquent enough to describe how good she is. Thank you for all of your help and wise words.
Marc
