Business Details
Specialist Business Insurance for High-Risk Trades
Established with over 50 years of combined experience in the insurance industry, our company specialises in providing tailored insurance solutions for high-risk trades and diverse business sectors. We focus on understanding the unique needs of contractors, construction professionals, manufacturers, and office-based businesses, offering competitive packages that align with specific operational requirements. Our independence allows us to select policies from an exclusive panel of insurers, ensuring optimal coverage at budget-friendly rates.Regulated by the Financial Conduct Authority, we prioritise transparency, personal service, and long-term relationships with both clients and insurance providers. Our commitment extends to conducting free insurance reviews, staying updated with industry legislation, and delivering value-driven solutions that protect businesses against evolving risks.
Services
Construction Insurance
Motor Fleet Insurance
Care Homes Insurance
Professional Indemnity
Directors and Officers Insurance
Manufacturing Insurance
Highlights and features
- We have over 50 years of combined experience in the insurance industry.
- Our tailored packages meet specific business needs across diverse sectors.
- We offer free insurance reviews and stay updated with industry legislation.
- Regulated by the Financial Conduct Authority for compliance and trust.
- Exclusive insurer panels provide competitive premiums and comprehensive cover.
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Construction Insurance
Specialist insurance for high-risk construction trades, including roofers, scaffolders, and demolition contractors. Tailored policies address working-at-height risks and heat-related activities, ensuring compliance with industry standards. Competitive premiums sourced from exclusive insurer partnerships provide comprehensive protection for both small businesses and large organisations.
Motor Fleet Insurance
Cost-effective fleet insurance for commercial vehicles, private cars, and plant equipment. Designed for businesses with three or more vehicles, this scheme reduces costs compared to individual policies. Coverage includes minibuses and specialist vehicles, supporting diverse operational needs while maintaining affordability.
Professional Indemnity
Legal liability coverage for professional negligence claims, essential for sectors like healthcare, law, and consultancy. Protects against third-party injury, loss, or damage arising from professional services. Mandatory for regulated professions, ensuring financial security and compliance with industry requirements.
Care Homes Insurance
Tailored protection for care homes, nursing facilities, and domiciliary care providers. Policies safeguard against operational risks, including liability claims and property damage. Ensures business continuity and financial stability, allowing providers to focus on delivering quality care without disruption.
Directors and Officers Insurance
Financial protection for company directors against lawsuits related to their duties. Covers legal costs and settlements arising from alleged mismanagement or negligence. Acts as an 'Errors and Omissions' policy for leadership teams, ensuring personal assets remain secure during corporate disputes.
Questions
What types of businesses does C & B Insurance cover?
We specialise in high-risk trades like construction and demolition, plus manufacturing, retail, offices, care homes, and professional sectors.
Can I get a free insurance review?
Yes, we offer free reviews to assess your current policy, ensure compliance, and identify cost-saving opportunities.
Are your insurance policies tailored to specific industries?
Yes, our policies are customised to meet the unique risks of your sector, including working-at-height or heat-related activities.
How do you ensure competitive pricing?
Our exclusive insurer panels and independent status allow us to negotiate competitive premiums without compromising coverage quality.
Are you regulated by the Financial Conduct Authority?
Yes, we are FCA-regulated, ensuring compliance with strict financial and ethical standards for client protection.
