We offer a wide range of financial planning advice and services, for both personal and business clients. As experienced financial planners we are able to offer advice on a broad range of products and services. Whether for investment advice, retirement planning, inheritance planning, mortgages, protection or simply reducing costs, we have many years of finding the most suitable solutions for your needs.
The success of a business often depends on a few key individuals and business can be decimated by the death or illness of one of the individuals. This can cause financial disruption for the business, but can also impact the company reputation, the employees and their families' wellbeing. Smart Money is our no fluff, straight forward financial advice bi-monthly magazine.
The success of a business often depends on a few key individuals and business can be decimated by the death or illness of one of the individuals. This can cause financial disruption for the business, but can also impact the company reputation, the employees and their families' wellbeing. Smart Money is our no fluff, straight forward financial advice bi-monthly magazine.
Services
Personal Advice
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As experienced financial planners we are able to offer advice on a broad range of products and services. Whether for investment advice, retirement planning, inheritance planning, mortgages, protection or simply reducing costs, we have many years of finding the most suitable solutions for your needs.
Mortgages
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For most people, a home is likely to be the biggest financial commitment they will ever make and there are so many confusing options available - do you go for low-interest rate or low fees, fixed or tracker, traditional or offset? An initial headline rate may be low, but the addition of application fees, product fees, conditional insurance, lock-in periods and a whole host of other variables may make that initial rate less attractive.
Equity Release
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Equity Release is a way of releasing some of the money that's tied up in your home, providing you with a cash lump sum. This is different to re-mortgaging which can involve capital raising. It is a complex area of financial advice and it's important to speak to an adviser to guide you through the options available.
Investments
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Today there is a bewildering range of savings and investment vehicles and options available, and building an investment portfolio must take into account tax opportunities and implications as well as a host of other considerations. Your goal and investment objectives - are you saving for an event, have an income requirement or simply looking for capital growth?.
Life Assurance
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It is the duty to arrest the ghastly waste, not merely of human happiness, but national health and strength, which follows when, through the death of the breadwinner, the frail boat in which the family are embarked, founders and the women and children and the estates are left to struggle in the dark waters of a friendless world.
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