Business Details
34 Years
experience
Trusted Independent Financial Advisers in Witney
We are experienced independent financial advisors entrusted by our clients to secure their financial future. Our combined investment planning experience spans 37 years, and we actively manage over 90 million of client funds. As proactive advisors, we monitor global market opportunities and provide bespoke portfolios tailored to individual needs. Our independence allows us to act solely in clients' best interests, offering unrestricted access to the entire market.With a foundation built on long-term relationships, we prioritise calm reassurance, in-depth expertise, and personalised service. We are available to clients whenever needed, understanding their families and aspirations to ensure financial strategies align with evolving goals. Our team includes specialists with decades of experience, including a founder who has advised for over 34 years and contributed to BBC radio discussions on personal finance.
Services
Investment advice
Pension and retirement advice
ESG Investing
Financial protection
Estate planning and wills
Details
- Year established: 1992
Highlights and features
- We offer 37 years of combined investment planning experience managing 90 million of client funds
- Our active management approach aims to outperform the market through bespoke portfolios
- We provide unrestricted access to the entire financial market as independent advisors
- Our team maintains direct availability for clients with personalised service
- We are regulated by the Financial Conduct Authority for professional accountability
Associations and certifications
- Financial Conduct Authority (FCA No.: 624799)
What people say
Hugely knowledgeable and reliable
Personal and thoughtful help
Performed very well indeed
Delighted with results
Peace of mind restored
Services
Investment advice
We provide bespoke investment strategies tailored to individual risk profiles and financial goals. Our active management approach leverages global market opportunities to optimise portfolio performance. With unrestricted access to the entire market, we construct diversified portfolios designed to outperform benchmarks while maintaining alignment with client objectives.
Pension and retirement advice
Our pension advice covers portfolio growth, wealth preservation pre-retirement, and income drawdown strategies. We create flexible plans that adapt to changing circumstances, ensuring financial security during retirement. Services include state pension optimisation and tax-efficient withdrawal planning tailored to individual lifestyles.
ESG Investing
We offer environmental, social, and governance (ESG) investment solutions since the early 1990s. Our approach combines ethical considerations with performance objectives, creating portfolios that align with personal values while delivering competitive returns. We assess clients' specific ESG priorities to build customised sustainable investment strategies.
Financial protection
Our protection services address life insurance, critical illness cover, and income protection to safeguard against financial hardship. We design policies that provide security during challenging times, ensuring families maintain financial stability. The service includes regular policy reviews to adapt to changing life circumstances and needs.
Estate planning and wills
We provide comprehensive estate planning to ensure legacy preservation and smooth asset transfer. Services include inheritance tax planning, trust creation, and will preparation. We collaborate with legal professionals to address complex legal considerations, ensuring beneficiaries receive intended inheritances while minimising tax liabilities.
People
Simon Neal
Founder / IFA
With over 34 years of financial advisory experience, Simon founded Cornerstone in 1992. He contributes to BBC radio on personal finance and serves as Treasurer for a charitable trust. His expertise combines strategic thinking with practical financial solutions.
Rupert Sakkalli
IFA
Qualified with a Chartered Insurance Institute Level 4 Diploma, Rupert joined Cornerstone in 2018. He specialises in financial planning for high-net-worth individuals, leveraging his international experience in China and expertise in Far East markets.
Questions
What services does Cornerstone Financial Planning offer?
We provide investment advice, pension planning, ESG investing, financial protection, and estate planning services tailored to individual client needs.
How does Cornerstone's approach differ from other financial advisors?
We combine 37 years of experience with active management of bespoke portfolios, maintaining independence to act solely in clients' best interests.
Can I discuss ethical investment options?
Yes, we've specialised in ESG investing since the 1990s, creating custom portfolios that align with your ethical values and financial objectives.
How do you ensure ongoing client support?
We maintain direct availability for clients, building long-term relationships through regular reviews and adaptive financial strategies.
What happens during the initial consultation?
The free initial consultation explores your financial goals through online or face-to-face discussions to create tailored investment strategies.
How are complaints handled?
We resolve complaints promptly through direct communication, with escalation options to the Financial Ombudsman Service if required.
