Business Details
22 Years
experience
Your Trusted Mortgage Broker in Bromsgrove
Established in 2004, Guest Independent Mortgage Advice has built a reputation for delivering tailored mortgage, protection, and insurance solutions. Our team, led by Lee Guest with over two decades of financial advisory experience, prioritises transparency and client-centric service. We specialise in accessing a comprehensive range of mortgage products across the market, ensuring clients receive impartial advice aligned with their unique circumstances.Our commitment to regulatory compliance, evidenced by authorisation from the Financial Conduct Authority, underscores our dedication to trustworthiness and professional standards. Through a streamlined processfrom initial consultation to completionwe aim to simplify complex financial decisions while maintaining open communication at every stage.
Services
Mortgages
Protection Advice
Insurance
Buy-to-Let Mortgages
Self-Build Mortgages
Details
- Year established: 2004
Highlights and features
- We offer access to a comprehensive range of mortgage products across the market.
- Our team combines over 25 years of industry experience with FCA-regulated expertise.
- Tailored financial solutions designed to meet individual client circumstances.
- Transparent process with no hidden fees or direct lender exclusivity.
- Proven track record of successful mortgage completions and client satisfaction.
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Professional and helpful
Hassle-free process
Quick turnaround
Highly recommend
Services
Mortgage Advice
We provide impartial mortgage advice covering first and second charge products, including buy-to-let and self-build options. Our FCA-regulated team assesses market-wide deals to secure competitive rates tailored to client circumstances. With expertise in capital raising and remortgaging, we guide clients through every stagefrom initial consultation to completionensuring transparency and compliance with regulatory standards.
Protection Plans
Our protection services include life cover, critical illness, and income protection tailored to individual needs. We evaluate existing policies and recommend enhancements to safeguard against financial risks. Coverage options address mortgage security, ongoing income for dependents, and medical treatment costs, with clear explanations of policy terms and provider-specific definitions.
Insurance Solutions
We offer buildings, contents, and landlord insurance with optional add-ons like rent guarantee and legal expenses cover. Our advice ensures compliance with mortgage requirements while addressing risks such as fire, theft, and tenant-related damages. Policies are customised to protect residential and investment properties, including emergency assistance and legal support.
Buy-to-Let Mortgages
Specialist buy-to-let mortgage advice helps investors build property portfolios. We assess rental income viability, tax implications, and lender criteria to secure competitive financing. Services include portfolio management strategies and guidance on regulatory requirements for landlords, ensuring long-term profitability and compliance.
Self-Build Mortgages
Tailored self-build mortgage solutions support clients constructing custom homes. We explain funding stages, eligibility criteria, and budgeting considerations. Our expertise covers land purchase financing, phased payment structures, and completion processes to ensure seamless project execution.
People
Lee Guest
Founder & Mortgage Adviser
Lee Guest established the company in 2004 after 18 years in financial services. He specialises in mortgage strategy and client education, ensuring transparent, needs-based advice. His focus on long-term client relationships drives the firm's commitment to excellence.
Nikki
Mortgage Adviser
Nikki supports clients through the mortgage process with clear communication and attention to detail. Her expertise in protection planning ensures comprehensive financial security solutions. She maintains regular contact to address client concerns promptly.
Questions
What mortgage types do you offer?
We provide first and second charge mortgages, buy-to-let, self-build, and remortgaging options, tailored to individual financial circumstances.
Are your services regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority under reference 939335.
How do you tailor protection plans?
We assess existing coverage and recommend life, critical illness, or income protection policies to address gaps and personal circumstances.
Do you offer insurance for landlords?
Yes, we provide buildings, contents, and rent guarantee insurance specifically designed for rental property owners.
What areas do you serve?
Primarily the UK, with a focus on Bromsgrove and surrounding regions for in-person consultations.
How long does the mortgage process take?
Typically 4-8 weeks, depending on lender requirements and client readiness, with regular progress updates provided.
Reviews (5)
George
Dec 12, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
Lee & Nikki helped with both our first mortgage and most recently our re-mortgage. I can't praise them both enough for their guidance with our first mortgage and also with their most recent help. They were always on hand to answer any questions and always made sure we knew what was going on. We would highly recommend them!
Lee & Nikki helped with both our first mortgage and most recently our re-mortgage. I can't praise them both enough for their guidance with our first mortgage and also with their most recent help. They were always on hand to answer any questions and always made sure we knew what was going on. We would highly recommend them!
Amy Cogswell
Nov 29, 2021
Report
Positive:Professionalism,Quality
Very slick service, we couldn't believe how quickly our re-mortgage application was sent and approved. We will be using Lee Guest's services again and highly recommend.
Very slick service, we couldn't believe how quickly our re-mortgage application was sent and approved. We will be using Lee Guest's services again and highly recommend.
Jonathan Coleman
Nov 14, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
Excellent. Very quick in sorting out a brilliant mortgage deal. I would recommend to anyone looking for the best Mortgage.
Excellent. Very quick in sorting out a brilliant mortgage deal. I would recommend to anyone looking for the best Mortgage.
Sean Moulder
Nov 07, 2021
Report
I found the company to be very quick to respond to any questions I had with detailed information. They were quick to get the ball rolling for me once I had put an offer in on my house and they found me some great deals . The whole process was quick and painless and all I had to do was sign a few forms and send a few documents , the rest was done for me . I felt very looked after and will certainly be recommending this company to my friends .
Ellen Cochrane
Oct 28, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
We couldn't rate Lee and Nikki highly enough. They've been so helpful throughout our entire journey, and made buying our first home so much easier. Thank you both so much!
We couldn't rate Lee and Nikki highly enough. They've been so helpful throughout our entire journey, and made buying our first home so much easier. Thank you both so much!
