Business Details
Your Trusted Mortgage Brokers in Liskeard
Your Ideal Mortgage has established itself as a trusted provider of mortgage advisory services across Devon and Cornwall. Our team of qualified professionals delivers tailored solutions for first-time buyers, home movers, remortgagers, and landlords, leveraging access to exclusive mortgage deals through the PRIMIS Mortgage Network. We prioritise individualised advice, offering appointments at our Liskeard office or clients' homes, with evening availability to accommodate busy schedules.As an appointed representative of TenetLime Ltd, authorised and regulated by the Financial Conduct Authority, we maintain rigorous compliance standards while delivering expert guidance on residential and buy-to-let mortgages, equity release, and associated insurance products. Our commitment to transparency is evident in our clear fee structure and comprehensive risk warnings, ensuring clients make informed decisions about secured lending products.
Services
First Time Buyer Mortgages
Buy to Let Mortgages
Equity Release
Home Insurance
Remortgage Services
Highlights and features
- We offer FCA-regulated mortgage advice with transparent fee structures
- Our team includes CeMAP-qualified consultants with specialist equity release accreditation
- We provide exclusive mortgage deals unavailable on the high street
- Home visits available across Devon and Cornwall for client convenience
- Evening appointments at our Liskeard office accommodate busy schedules
Associations and certifications
- Financial Conduct Authority
Services
First Time Buyer Mortgages
We specialise in guiding first-time buyers through the mortgage process, offering access to exclusive deals and expert advice on eligibility criteria. Our consultants help assess borrowing capacity and identify suitable mortgage products tailored to individual financial circumstances. As FCA-regulated brokers, we ensure transparent communication about fees and repayment obligations for these secured loans.
Equity Release
Our equity release specialists provide detailed guidance on unlocking property value for homeowners aged 55+. We explain lifetime mortgage options, including interest servicing choices and staged drawdown facilities. We clearly explain the implications for inheritance and means-tested benefits, with a 395 application fee for processing these complex financial arrangements.
Buy to Let Mortgages
We support property investors with competitive buy-to-let mortgage solutions, including portfolio management strategies. Our consultants explain tax implications and lending criteria for multiple properties, offering access to exclusive deals through our broker network. We provide clear guidance on deposit requirements and rental income assessments.
Home Insurance
We facilitate comprehensive home insurance solutions including buildings, contents, and combined policies. Our team explains coverage options for residential and landlord properties, ensuring appropriate protection levels. We provide clear information about policy terms and exclusions for these essential risk management products.
Remortgage Services
Our remortgage specialists help homeowners access better rates and release equity from their properties. We compare hundreds of deals including exclusive broker-only offers, providing detailed analysis of potential savings. We explain the implications of exiting existing mortgages and associated fees for these financial transactions.
People
Greg West
Managing Director
CeMAP-qualified mortgage consultant with distinction in all seven elements. Specialises in residential and buy-to-let mortgages, equity release, and protection insurance. Over 15 years' experience in the mortgage industry since 2007.
Barrie Evans
Mortgage & Protection Consultant
CeMAP-qualified consultant with extensive experience in residential and buy-to-let mortgages. Provides expert advice on property investment strategies and personal protection products. Joined the team in 2018 after successful career in PGA golf.
Gemma Collins
Mortgage & Protection Consultant
Brings 10 years' financial services experience to mortgage advisory work. Specialises in helping families achieve property ownership goals while providing expert guidance on protection insurance products for comprehensive financial planning.
Questions
What mortgage options are available for first-time buyers?
We offer access to exclusive first-time buyer mortgages with competitive rates through our broker network, including government-backed schemes and traditional products.
Can I remortgage my property to release equity?
Yes, we specialise in remortgaging solutions for equity release, helping homeowners access funds while comparing hundreds of deals including exclusive broker rates.
Are your mortgage advisors qualified?
Our team includes CeMAP-qualified consultants with specialist equity release accreditation, ensuring expert guidance on all mortgage products.
Do you offer home visits for mortgage consultations?
Yes, we provide home visits across Devon and Cornwall for client convenience, allowing you to discuss mortgage options in familiar surroundings.
How are mortgage fees structured?
We charge a transparent fee between £0-£195 depending on circumstances, plus a £395 application fee for equity release products, with lender-paid commissions disclosed.
What protection insurance options do you offer?
We provide comprehensive protection advice including life cover, critical illness, income protection, and family income benefit policies tailored to mortgage requirements.
