Business Details
17 Years
experience
Your Trusted Financial Advisers in Oswestry
With over three decades of expertise in financial advice, specialising in mortgages and protection, Grindley Potter was established in 2009 to provide tailored solutions for clients at every stage of their property journey. Our reputation, built on referrals from satisfied clients, reflects our commitment to approachable, family-led service and transparency in all dealings. We pride ourselves on offering access to exclusive broker-only deals and a diverse range of financial products not available through high-street banks. Our fee structure is clear and open, ensuring clients receive both expert advice and exceptional value.Led by Ian, with support from his son Henry, we combine decades of experience with a personalised approach, advising clients from first-time buyers to landlords. Our philosophy centres on integrity, professionalism, and long-term client relationships, supported by our partnerships with industry-accredited professionals like Hayley Jackson, our in-house estate agent. We remain dedicated to navigating the complexities of the financial landscape, making the process seamless and stress-free for our clients.
Services
Mortgage Advice
Remortgaging
Buy-to-Let
Financial Planning
Income Protection
Life Insurance
Critical Illness Cover
Home Contents Insurance
Savings Plans
Inheritance Tax Planning
Details
- Year established: 2009
Highlights and features
- 30+ years of experience in mortgage and financial advice
- Exclusive access to broker-only mortgage deals
- Transparent and open fee structure for all services
- Family-led business with a personalised approach
- Strong client retention through referrals and trust
Associations and certifications
- Financial Conduct Authority
What people say
Expert guidance
Calm approach
Made it a breeze
Huge thank you
Settled in new house
Services
Mortgage Advice
Our mortgage advice service guides clients through the complexities of securing a home loan. We assess individual circumstances to recommend competitive deals, including first-time buyer schemes and buy-to-let options. With access to exclusive broker-only rates, we ensure tailored solutions that align with financial goals and affordability.
Remortgaging
Remortgaging services help clients secure better interest rates or release equity from their properties. We evaluate current mortgages, market options, and eligibility to identify cost-saving opportunities. Our process simplifies refinancing, ensuring clients benefit from improved terms without unnecessary complications.
Buy-to-Let
Specialist buy-to-let advice caters to landlords seeking property investment mortgages. We navigate lender criteria, tax implications, and portfolio strategies to secure competitive rates. Our expertise ensures clients understand risks and returns, supporting informed decisions for long-term rental income growth.
Financial Planning
Comprehensive financial planning covers savings, investments, and tax-efficient strategies. We create bespoke plans to meet short- and long-term goals, including retirement and inheritance tax mitigation. Our impartial approach prioritises clients' financial security through diversified, risk-appropriate solutions.
Income Protection
Income protection insurance safeguards against financial hardship due to illness or disability. We design policies tailored to employment status and lifestyle needs, ensuring replacement income continues during unforeseen absences. Our advice balances affordability with comprehensive coverage for peace of mind.
People
Ian Grindley
Founder
Ian established Grindley Potter in 2009, leveraging over 30 years of financial advisory experience. His expertise in mortgages and protection, combined with a client-centric ethos, drives the firm's reputation for integrity and excellence.
Henry Potter
Director
Henry leads daily operations, bringing fresh perspectives to the family-run business. With a focus on innovation and client care, he ensures seamless service delivery while upholding the firm's legacy of trust and professionalism.
Hayley Jackson
Estate Agent
Hayley, a RICS and Propertymark member, offers expert property sales and lettings advice. Her 20 years of local experience and commitment to transparency enhance our clients' end-to-end property journey.
Questions
What mortgage options are available for first-time buyers?
We offer tailored first-time buyer mortgages with competitive rates, including government-backed schemes. Our advice ensures affordability assessments and deposit requirements align with your budget.
Are your services regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority, ensuring compliance with strict standards for client protection and ethical practices.
Can I remortgage with bad credit?
Yes, we work with lenders specialising in adverse credit cases. Eligibility depends on issue severity, repayment history, and current financial stability.
How do I prepare for a mortgage application?
Gather proof of income, ID, deposit evidence, and credit history. We guide you through improving credit scores and documentation to streamline lender approvals.
What financial products do you advise on besides mortgages?
We provide advice on life insurance, income protection, critical illness cover, savings plans, and inheritance tax planning to support holistic financial health.
Do you offer online consultations?
Yes, we provide virtual appointments for convenience, ensuring expert advice remains accessible regardless of location or schedule.
