History - I joined the financial services industry in 2001, prior to that I had many jobs including supermarket shelf stacker, travel agent and call centre worker. My first job in the industry was as a financial advisor for Co-op Bank. I left there in 2003 to join a firm of independent mortgage advisers where I stayed until 2008 when I left to set up Mortgage 1st.
For the first 5 years, Mortgage 1st was just me as an adviser working from home. It wasn't until 2013 that I employed my first member of staff and since then the company has grown year on year to where we are today. I never set out to be the managing director of a large mortgage broker firm but I wouldn't change a thing!
For the first 5 years, Mortgage 1st was just me as an adviser working from home. It wasn't until 2013 that I employed my first member of staff and since then the company has grown year on year to where we are today. I never set out to be the managing director of a large mortgage broker firm but I wouldn't change a thing!
Services
First Time Buyers
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Buying a home is extremely exciting but it can also be a daunting and overwhelming experience for anyone, especially if you are a first time buyer. You need to be confident that you have the best possible advice from the start and ongoing support throughout from fully trained professionals.
Our friendly team at Mortgage 1st will guide you through the entire process, taking care of everything and answering all your questions (we know you will have lots!) to ensure the journey is as smooth and stress-free as possible.
Our friendly team at Mortgage 1st will guide you through the entire process, taking care of everything and answering all your questions (we know you will have lots!) to ensure the journey is as smooth and stress-free as possible.
Moving Home
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Moving house is probably one of the most stressful things anyone will do in their lifetime but it can also be extremely exciting for all the family. Whether you're looking for more space, a forever home, to downsize or even to relocate the first thing you need to do is to ensure you can get the mortgage you need.
Remortgage
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Remortgaging is when you take out a new mortgage deal on your existing property and can be done for many reasons, firstly you may want to find yourself a better deal on your existing repayments or secondly to avoid switching onto a potentially higher standard variable rate when your current mortgage deal comes to an end.
Buy to Let
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The Buy-to-Let market is constantly growing due to the short term gains of an additional source of rental income and the long term benefits of property investment. If you are looking to purchase your first rental property and have no idea where to start our team of specialist Mortgage Advisers can guide you through the entire process giving you the confidence to become a property landlord for the first time.
Help to Buy
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The government's Help-to-Buy scheme is aimed at increasing the number of homeowners around the country by offering financial assistance with the purchasing of a property. With this scheme, buyers can move into a home with a deposit of just 5%, making houses affordable even to people with a small deposit.
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