Pays the difference between the motor insurers settlement and the outstanding Finance Balance. Pays the difference between the motor insurers settlement and either the invoice price or the amount outstanding on finance whichever is the highest. Pays the difference between the motor insurers settlement and the cost of a replacement vehicle matching the original specification, age, mileage or the amount outstanding on finance whichever is highest.
Easy to complete the transaction, reasonable price and covers a lease car that is just over one year old. Covers to the end of a three year lease contract. First time I have used you but all was very straightforward in arranging the gap insurance. The premium was also significantly cheaper than that offered by my dealer.
Easy to complete the transaction, reasonable price and covers a lease car that is just over one year old. Covers to the end of a three year lease contract. First time I have used you but all was very straightforward in arranging the gap insurance. The premium was also significantly cheaper than that offered by my dealer.
Services
Finance/Contract Hire
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In the event of your vehicle being declared a total loss, our Finance, Lease and Contract Hire Gap Insurance will pay the difference between the outstanding finance balance and the motor insurer's settlement. Knowledge: Our fully trained professionals are specialists when it comes to car finance and Gap Insurance.
Return To Invoice
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In the event of your vehicle being declared a total loss, Return to Invoice (RTI) or Back to Invoice Gap Insurance pays the difference between the motor insurer's settlement and the purchase price paid for your vehicle.
If you bought your vehicle under a finance agreement (except where the policy is transferred) and the outstanding balance at the point of total loss is greater than the original purchase price, RTI Gap Insurance will pay the difference between the vehicle's current market value and the remaining finance balance.
If you bought your vehicle under a finance agreement (except where the policy is transferred) and the outstanding balance at the point of total loss is greater than the original purchase price, RTI Gap Insurance will pay the difference between the vehicle's current market value and the remaining finance balance.
Vehicle Replacement
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In the event of your car being declared a total loss, Vehicle Replacement Gap Insurance will pay the difference between the motor insurer's settlement and the cost of a replacement vehicle matching the original model's specification. Vehicle replacement gap cover also protects you if you purchased your car under a finance agreement (except where the policy is transferred).
Agreed Value
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If your vehicle is written off in an accident or stolen, the pain and inconvenience of being without a car is bad enough. If you're left out of pocket on top of that, those feelings of frustration are only like to grow. Your motor insurer will offer a payout in line with your car's value at the time.
Free Gap Insurance
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Free Gap Insurance from Direct Gap is a complimentary form of cover which lasts for 14 days from the policy start date. In the event of your vehicle being written off or stolen, Free Gap Insurance will pay the difference between the purchase price and the motor insurer's settlement at the point of total loss.
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