Business Details
Your Trusted Mortgage & Insurance Broker in Scarborough
Mark Grayshan has been delivering impartial financial advice in Scarborough and surrounding areas for over 14 years. Our approach prioritizes client education, ensuring customers fully understand mortgage and insurance products before making decisions. As an FCA-authorised firm, we combine regulatory compliance with personalized service, offering tailored solutions for first-time buyers, property movers, and commercial clients.Our expertise spans mortgage types, life assurance, critical illness cover, and income protection, supported by partnerships with leading providers. We maintain transparency by waiving broker fees for mortgage setup, focusing instead on long-term client relationships built on trust and market knowledge.
Services
Mortgages
Life Assurance
Critical Illness Cover
Income Protection
General Insurance
Commercial Insurance
Highlights and features
- We offer 14+ years of experience in mortgage and insurance brokering
- Our FCA-regulated services ensure compliance and client protection
- We provide face-to-face consultations to understand individual client needs
- No broker fees for mortgage setup, focusing on long-term client relationships
- We partner with leading providers for comprehensive insurance solutions
Associations and certifications
- Financial Conduct Authority
What people say
Brilliant, did everything
Honest advice
Smooth process
Highly efficient
Excellent after care
Services
Mortgage Brokering
We specialize in mortgage brokering services tailored to individual financial circumstances. Our expertise covers first-time buyer schemes, buy-to-let investments, remortgaging strategies, and commercial property financing. With access to exclusive deals and a deep understanding of lending criteria, we help clients secure optimal mortgage terms while explaining all documentation in plain language.
Life Assurance
Our life assurance solutions protect families' financial futures through customized coverage plans. We offer decreasing term policies for repayment mortgages and level term options for interest-only mortgages or family protection needs. By conducting thorough needs assessments, we ensure clients understand policy terms and select appropriate coverage amounts that align with their long-term financial obligations.
Critical Illness Cover
We provide critical illness cover that pays out upon diagnosis of specified serious conditions. Our service includes explaining policy definitions, comparing coverage for different illnesses, and advising on appropriate benefit amounts. We help clients understand how this protection can safeguard their mortgage payments or provide financial support during recovery periods.
Income Protection
Our income protection policies ensure financial stability during work incapacity due to accident or illness. We assess clients' occupational risks and recommend policies that replace a portion of lost income until they return to work or reach retirement age. We explain policy exclusions and help select appropriate deferment periods.
General Insurance
We offer comprehensive general insurance solutions including home and contents coverage, accident sickness redundancy protection, and public liability insurance. Our approach ensures clients understand policy limits, excess amounts, and claim procedures to maintain adequate protection against common financial risks.
People
Mark Grayshan
Mortgage and Insurance Broker
With over 14 years of experience in financial services, Mark specializes in mortgage brokering and insurance solutions. He focuses on client education, explaining complex financial products in plain language while maintaining FCA-regulated compliance standards.
Questions
How do you differ from online mortgage comparison services?
We provide personalized advice explaining product details face-to-face, rather than relying on automated systems. Our FCA-regulated service ensures tailored recommendations based on your specific circumstances.
What mortgage types do you specialize in?
We handle all mortgage categories including first-time buyer schemes, buy-to-let investments, remortgaging, commercial mortgages, and let-to-buy arrangements.
Are your services regulated?
Yes, we operate under Julian Harris Mortgages Ltd, which is authorized and regulated by the Financial Conduct Authority (FCA No. 301455).
Do you charge broker fees for mortgage setup?
No, we waive broker fees for mortgage setup to focus on long-term client relationships and transparent financial advice.
How do you handle insurance policy comparisons?
We conduct face-to-face consultations to understand your protection needs, then compare policies from multiple providers to find the most suitable coverage.
What areas do you serve?
We primarily serve Scarborough and surrounding North Yorkshire areas, providing both in-person consultations and remote financial advice.
