Business Details
27 Years
experience
Your Trusted Partner for Financial Advice and Retirement Planning
Money Minder has been delivering independent financial advice since 1999, prioritising transparency, client education, and tailored solutions. Our team of qualified advisers, including Chartered status professionals, specialises in retirement planning, protection, and investment strategies designed to meet individual client needs. We combine regulated advice with innovative online tools to demystify financial services, ensuring clients make informed decisions without hidden fees.With a focus on continuous service development, we serve diverse clients from private investors to business owners, maintaining a reputation for reliability and expertise. Our commitment to clarity and ethical practices has earned us long-term trust, reflected in decades of client retention and positive testimonials highlighting our proactive, stress-free approach to financial planning.
Services
Life Insurance
Critical Illness
Mortgage Protection
Income Protection
Retirement Planning
Investment Management
Pension Transfers
Tax Efficient Planning
Inheritance Tax Planning
Online Financial Tools
Details
- Year established: 1999
Highlights and features
- We have over 25 years of experience in independent financial advice.
- Our team includes Chartered status qualified financial professionals.
- We provide transparent fee structures with no hidden charges.
- We combine expert advisory with free, innovative online financial tools.
- We have served clients nationwide since 1999 with proven results.
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Highly recommend
Transparent fees
Stress-free process
Knowledgeable staff
Services
Life Insurance
Life Insurance provides financial protection for your loved ones in the event of your death. Our policies are tailored to individual needs, offering flexible coverage options and competitive premiums. Clients benefit from expert guidance to ensure appropriate coverage levels while maintaining affordability.
Retirement Planning
Retirement Planning services help clients prepare for a secure financial future. We offer personalised strategies including annuity quotes, drawdown projections, and tax-efficient investment planning. Our tools and expert advice ensure clients maximise their pension pots while minimising risks.
Critical Illness
Critical Illness cover provides a lump sum payment if diagnosed with a specified serious condition. We help clients select comprehensive policies with clear terms, ensuring financial security during challenging times while offering competitive market rates.
Investment Management
Investment Management services create bespoke portfolios aligned with client goals and risk tolerance. We offer ongoing portfolio reviews and market analysis to optimise returns while maintaining transparency in strategy execution and performance tracking.
Mortgage Protection
Mortgage Protection ensures your home loan is covered in case of death or illness. We provide tailored policies that match mortgage terms, offering peace of mind through financial security while maintaining affordability through competitive market comparisons.
People
Ray Black
Director
Ray Black, co-founder of Money Minder, has over 25 years of experience in financial services. He specialises in retirement planning and investment strategies, known for his clear communication and client-focused approach.
Karron Black
Director
Karron Black, co-founder, brings extensive expertise in financial planning and client relationship management. She focuses on ensuring Money Minder maintains its commitment to transparent, jargon-free financial advice.
Questions
What financial services does Money Minder offer?
We provide life insurance, critical illness cover, mortgage protection, income protection, retirement planning, investment management, and tax-efficient financial strategies.
How can I get a free financial report?
Use our online Finance Navigator tool to generate a personalised retirement income report with no obligation or fees.
Are your financial advisers qualified?
Yes, our team includes Chartered status advisers with advanced qualifications in regulated financial planning.
Do you offer online financial tools?
Yes, we provide free interactive tools for pension projections, budget calculations, and protection quote comparisons.
How do you charge for your services?
We disclose fees upfront, with options including a £35 flat fee for online policy processing or commission-based advisory services.
Can I speak to a financial adviser directly?
Yes, contact us at 0800 197 8888 during business hours or request a callback for personalised advice.
