Commercial & General

It's estimated that over 30% of drivers cannot afford to pay their excess when collecting their car from a garage following an accident. Our Private Car Excess product is the only one on the market which is not a reimbursement product. This means in the event of a claim on your main car insurance policy, you won't pay anything out of your own pocket.

Home Excess Insurance from Bettersafe will allow you to reclaim any excess deductions you have experienced following a successful claim on your main household insurance policy. Typically, your home insurance will include something called an 'excess'. That can be a very substantial sum of money that your main policy provider will expect you to pay as the first part of any future claim.

You can be a plumber or perhaps a bricklayer, you may be the owner of a company or you could be freelance, but your van is undoubtedly essential for your business. Many people can not afford to pair their excess when collecting their vehicles after repair.

Our Commercial Vehicle excess product is the only one on the market that is not a reimbursement product - meaning, in the event of a claim on your main personal Commercial Vehicle insurance policy, you'll never need to put your hand in your pocket.Car excess insurance from Bettersafe pays the excess to the garage directly when your car is left with them for repair.

At Bettersafe, we have designed a comprehensive Short Term Income Protection policy to protect our customers should they suffer the loss of income through accident or illness. Such significant events are stressful and unsettling so we have focused on designing a product that offers choice, flexibility and support if you have to make a claim.

GAP stands for Guaranteed Asset Protection. In layman's terms, it covers the difference between what your car insurer values your vehicle at the time it was written off and the original price you paid for it. Generally speaking, over the course of a car's lifetime, it will lose its value - depreciate - quickly.