Business Details
29 Years
experience
Your Trusted Financial Advisers in Carmarthen
Established in 1997, Roberts Boyt is a leading independent financial advisory firm based in Carmarthen, South Wales. Our team of highly qualified professionals specialises in delivering tailored financial solutions, including retirement planning, wealth management, inheritance tax planning, and pension consolidation. With direct authorisation from the Financial Conduct Authority (FCA), we prioritise client-centric service, combining technical expertise with a commitment to continuous professional development.Our approach emphasizes transparency, security, and long-term client relationships, supported by a robust 24-hour response commitment and a proven track record of managing over 100 million in assets. We serve individuals and businesses across South Wales and the South West, offering bilingual Welsh/English support and leveraging partnerships with legal and accounting firms to provide holistic financial guidance.
Services
Financial Advisory
Income Protection
Retirement Planning
Wealth Management
Inheritance Tax Planning
Pensions
Pension Consolidation
Details
- Year established: 1997
Highlights and features
- We offer 28 years of experience in independent financial advisory services since 1997
- Our team includes Chartered Financial Planners and CII-qualified professionals
- We provide bilingual Welsh/English financial advisory services
- Our 24-hour response commitment ensures timely client support
- We manage over 100 million in client assets with proven investment strategies
Associations and certifications
- Financial Conduct Authority
What people say
Detailed and thorough advice
Highly professional and helpful
Excellent service and knowledge
Transparent and trustworthy
Outstanding pension expertise
Services
Financial Advisory
Our financial advisory service provides comprehensive guidance for individuals and businesses seeking to optimise their financial futures. With FCA-authorised professionals and Chartered Financial Planners, we deliver tailored strategies for asset management, tax efficiency, and long-term wealth preservation. Our approach combines technical expertise with personal service, ensuring clients receive clear, actionable advice aligned with their specific goals and risk profiles.
Retirement Planning
Specialising in retirement planning, we help clients navigate complex pension options and create sustainable income strategies. Our services include pension consolidation, defined benefit scheme analysis, and lifetime allowance management. With CII-qualified experts and a focus on regulatory compliance, we ensure clients maximise their retirement benefits while minimising tax liabilities through both standard and innovative financial solutions.
Wealth Management
Our wealth management service offers sophisticated portfolio management for clients seeking to grow and protect their assets. With expertise in ESG investing and VCT knowledge, we create diversified investment strategies tailored to individual risk appetites. The team manages over 100 million in assets, combining market analysis with personal service to deliver consistent returns while maintaining strict compliance with FCA regulations and client-specific objectives.
Inheritance Tax Planning
Specialising in inheritance tax mitigation, we develop strategic solutions to preserve wealth across generations. Our services include estate analysis, trust creation, and tax-efficient investment structuring. With proven expertise in complex tax planning, we help clients reduce liabilities while ensuring their financial legacy aligns with personal wishes, combining technical knowledge with compassionate, personalised advisory services.
Pension Consolidation
We specialise in simplifying complex pension arrangements through strategic consolidation. Our CII Gold Registered pension transfer specialists evaluate defined benefit and money purchase schemes to create unified, tax-efficient retirement plans. With expertise in avoiding lifetime allowance charges, we ensure clients maximise their pension benefits while maintaining compliance with evolving regulatory requirements through transparent, client-focused solutions.
People
Huw Roberts
Director
With 30 years in financial services since 1984, Huw established Roberts Boyt in 1997. A Chartered Financial Planner and CII Gold Registered pension specialist, he holds Fellow status with the Personal Finance Society and regulates as FCA Compliance Officer.
Mark Howse
Senior Financial Planner
A qualified adviser since 2003, Mark brings expertise from major financial institutions. Working towards PFS Fellowship, he specialises in corporate pension solutions and has developed key client relationships through his technical knowledge and consistent service delivery.
Emma Jones
Financial Planner
Qualified with a Masters in Finance, Emma joined in 2021 and focuses on ESG investing. She combines advanced financial planning expertise with client-friendly communication, delivering tailored solutions while progressing towards chartered status through ongoing CII examinations.
Paula Price
Office Manager
Since 2003, Paula has ensured operational excellence as Office Manager. Holding CII qualifications in financial administration, she provides essential client support and maintains the firm's reputation for exceptional service through her organisational expertise and welcoming approach.
Alice Lumb
Financial Planner
Joining in 2013, Alice holds a Diploma in Financial Planning and manages client portfolio reviews. With a background in accounting, she provides analytical expertise while progressing towards chartered status through continued professional development.
Questions
What financial services do you specialise in?
We specialise in retirement planning, wealth management, inheritance tax planning, pension consolidation, and income protection, tailored to individual and business client needs.
Are you regulated by financial authorities?
Yes, we are directly authorised and regulated by the Financial Conduct Authority (FCA) under number 532928.
Do you offer online financial consultations?
Yes, we offer flexible appointments including online meetings in Welsh or English, alongside in-person consultations at our Carmarthen office.
How do you handle client investment portfolios?
We manage over £100 million in assets using diversified strategies, with regular reviews and a focus on tax-efficient, risk-appropriate investment solutions.
What makes your firm different from other advisers?
With 28 years' experience, we combine Chartered status, CII qualifications, and personal service, maintaining a 24-hour response commitment and long-term client relationships.
Reviews (1)
Mark Howse
Oct 09, 2018
Report
Highly professional and experienced IFA firm that exceeded my expectations in terms service, advice and cost. Would have no hesitation in recommending to others.
