Business Details
Specialist Property Insurance Solutions in Littlehampton
Bickers Insurance Services was founded by brothers Colin and Julian Bickers, each with over 20 years of extensive experience in insurance broking and client service management. Recognising a gap in the market for specialist property insurance solutions, they established Bickers Insurance to focus on high-risk and niche property coverage that mainstream insurers often decline. Our business philosophy centres on three core principles: People, Product, and Price. We prioritise exceptional client service, deliver reliable insurance products from reputable markets, and maintain competitive premium rates to ensure consistent value for our clients.Our expertise particularly benefits legal professionals and private clients requiring unoccupied property insurance, UK holiday home coverage, and policies for individuals working abroad or residing in care homes. With a deep understanding of the insurance industry and legal sector, we provide fast, efficient solutions tailored to complex property insurance needs while maintaining regulatory compliance as an FCA-authorised firm.
Services
Unoccupied property insurance
Holiday home insurance
Care home insurance
Commercial property insurance
Landlords insurance
Highlights and features
- Over 20 years' experience in specialist property insurance broking
- FCA-authorised experts in high-risk property coverage
- Tailored solutions for unoccupied properties and legal compliance
- Competitive premiums with no compromise on policy reliability
- Dedicated support for both legal professionals and private clients
Associations and certifications
- Financial Conduct Authority
Services
Unoccupied property insurance
Specialist insurance for vacant properties facing heightened risks. Designed for homes on the market, between tenants, or undergoing renovations. Covers theft, malicious damage, storm impact, and water escape with tailored terms for previously underpinned or flood-affected properties. Ideal for executors, trustees, and private owners requiring temporary or long-term protection during transitional periods.
Holiday home insurance
Comprehensive protection for UK holiday properties with flexible letting options. Includes buildings and contents coverage, loss of rent protection, and compliance with legal safety certificate requirements. Features adaptable security provisions and inspection warranties to accommodate seasonal occupancy patterns while maintaining full reinstatement value protection.
Care home insurance
Tailored policies for properties vacated due to care home residency. Maintains standard perils coverage beyond typical 30-60 day unoccupancy exclusions. Addresses legal obligations under property sale contracts and provides continuity during probate administration. Includes specialist advice on policy conversions and risk management for long-term empty properties.
Commercial property insurance
Risk-specific protection for vacant commercial buildings and conversion projects. Offers extended coverage during redevelopment phases and transition to residential use. Includes liability protection and adaptable terms for properties with absent freeholders or complex ownership structures. Designed to meet insurers' heightened requirements for empty commercial premises.
Landlords insurance
Specialist policies for residential rental properties with unoccupied periods. Combines buildings protection, loss of rent coverage, and liability insurance. Features flexible terms for furnished/unfurnished properties and blocks of flats. Includes risk management guidance for environmental hazards and planned property renovations.
People
Colin Bickers
Co-Founder
Insurance broking professional with over 20 years' experience in specialist property coverage. Formerly held senior roles in insurance product development before co-founding Bickers Insurance to address niche market needs.
Julian Bickers
Co-Founder
Seasoned insurance broker with two decades of expertise in client relationship management. Partnered with Colin to establish Bickers Insurance, focusing on delivering innovative property insurance solutions for complex scenarios.
Questions
What unoccupied property insurance options exist for care home residents?
We offer tailored policies maintaining standard perils coverage when properties become vacant due to care home residency, avoiding typical 30-60 day unoccupancy exclusions.
How does property insurance work between exchange and completion?
We provide specialist coverage fulfilling Law Society Standard Conditions of Sale requirements, ensuring buildings insurance remains valid during property transaction periods.
Can I get insurance for previously underpinned properties?
Yes, we specialise in coverage for properties with subsidence history, offering tailored solutions where mainstream insurers typically decline.
What security requirements apply to holiday home insurance?
Policies include specific security provisions for vacant properties, with flexible terms accommodating seasonal usage patterns and remote property management.
How to insure blocks of flats with previous claims?
We assess risk management improvements and provide competitive quotes considering implemented loss prevention measures for blocks with prior claims history.
What coverage applies during property renovations?
Specialist renovation insurance maintains protection during building works, with adjusted liability terms aligning coverage with contractor responsibilities during different project phases.
Reviews (1)
Suzanne Dooner
Dec 15, 2014
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Bickers insurance are efficient, cost effective and very friendly to deal with. No high pressure sales to deal with which makes the process simple. Reduced our contents policy by 400 for greater cover which was amazing. Well done chaps and will continue to use you and pass on recommendations!