Business Details
19 Years
experience
Trusted Financial Advisers in Wiltshire
At D J Financial Advice, we prioritise client-centric financial planning rooted in transparency and trust. With over three decades of industry experience, our director Dominic O'Connor combines expertise from roles at PricewaterhouseCoopers, KPMG, and Zurich Insurance to deliver tailored solutions. We specialise in pension planning, investment strategies, and protection services, ensuring clients understand risks and options through clear, jargon-free communication.Our Chartered Financial Planner status and affiliation with the Chartered Insurance Institute reflect our commitment to professional excellence. We operate under strict regulatory compliance, maintaining open dialogue with clients throughout the advisory process to align recommendations with individual financial goals.
Services
Business Protection
Pension Planning
Investment Advice
Life Insurance
Estate Planning
Retirement Solutions
General Insurance
Mortgage Guidance
Protection Policies
Online Portfolio Management
Details
- Year established: 2007
Highlights and features
- We have 35+ years of combined financial services experience
- Our director is a Chartered Financial Planner
- We provide transparent fee structures with no hidden costs
- We maintain open communication throughout the advisory process
- We partner with leading industry providers like Openwork and Zurich
Associations and certifications
- Companies House
- Chartered Insurance Institute
Services
Business Protection
Business protection ensures continuity during unexpected events. We help companies establish appropriate insurance coverage against financial losses from key personnel loss, operational disruptions, or liability claims. Our solutions protect assets and maintain cash flow during crises, tailored to specific business needs while explaining policy terms and exclusions clearly.
Pension Planning
Pension planning secures your financial future through strategic savings. We evaluate current provisions, recommend suitable schemes like SIPPs or workplace pensions, and optimise tax efficiencies. Our approach considers retirement goals, risk tolerance, and changing regulations to maximise benefits while clearly explaining investment risks and withdrawal options.
Investment Advice
Investment advice focuses on growing capital through informed decisions. We analyse financial objectives, risk profiles, and market conditions to recommend diversified portfolios. Services include regular reviews, performance monitoring, and adjustments aligned with changing circumstances, always explaining market risks and investment product characteristics thoroughly.
Life Insurance
Life insurance provides financial security for dependants. We assess protection needs, compare policies like term or whole-of-life cover, and ensure appropriate sums assured. Our guidance covers policy features, exclusions, and premium structures to match family needs while explaining claim conditions and policy limitations clearly.
Estate Planning
Estate planning ensures efficient asset distribution. We help minimise inheritance tax through trusts, wills, and gifting strategies. Our advice covers legal documentation, beneficiary designations, and succession planning for property and investments, always explaining tax implications and legal requirements in straightforward terms.
People
Dominic O'Connor
Director
With 35+ years in financial services, Dominic worked at PricewaterhouseCoopers, KPMG, and Zurich Insurance. A Chartered Financial Planner since 2007, he specialises in pensions, investments, and protection, prioritising client needs through transparent advice.
Questions
What financial services do you specialise in?
We specialise in pension planning, investment advice, business protection, life insurance, and estate planning tailored to individual client needs.
How qualified are your financial advisers?
Our director is a Chartered Financial Planner with 35+ years' experience and membership of the Chartered Insurance Institute.
How do you charge for your services?
We provide transparent fee structures with costs confirmed in writing before any work begins, ensuring no hidden charges.
Do you serve clients outside Wiltshire?
While based in Wiltshire, we provide financial advice services to clients across the UK through remote consultations.
What investment options do you recommend?
We assess individual risk profiles to recommend diversified investment solutions, explaining risks and potential returns clearly.
