Business Details
50+ Years
experience
Emergency
services
Trusted Insurance Brokers in Sunderland
Northern Risk Solutions has been providing tailored insurance and risk management solutions since 1965. As independent brokers based in Sunderland, we specialise in understanding the unique needs of businesses across construction, manufacturing, property, fleet, and private client sectors. Our approach prioritises early involvement to build comprehensive insurance programmes, ensuring clients benefit from senior accountability, regular updates, and access to a wide range of markets.We deliver detailed policy summaries, implement innovative risk management strategies, and manage claims from inception to resolution with transparency. With decades of experience, we act as trusted advisors, maintaining open communication and offering 24-hour emergency claims support to businesses throughout the North East and beyond.
Services
Construction Insurance
Manufacturing Insurance
Property Insurance
Fleet Insurance
Private Client Insurance
Cyber Liability
Unoccupied Property Insurance
Professional Indemnity
Environmental Liability
Latent Defects Insurance
Details
- Year established: 1965
Highlights and features
- We offer senior-level accountability and dedicated service for complex insurance needs.
- Our team provides regular mid-term policy updates and market analysis.
- We access specialist insurance markets for hard-to-place risks in construction and manufacturing.
- Our claims handling includes detailed cost tracking and trend analysis.
- We implement bespoke risk management solutions tailored to sector-specific exposures.
Associations and certifications
- Financial Conduct Authority
Services
Construction Insurance
We provide comprehensive construction insurance tailored to project-specific risks, covering airside liability, hazardous locations, and environmental clean-up costs. Our policies include public liability up to 100m, defective workmanship coverage, and financial loss extensions. Designed for contractors, developers, and specialist trades, this insurance protects against project complexities from inception to completion.
Cyber Liability Insurance
Our cyber liability policies address digital risks including data breaches, privacy violations, and business interruption from cyber attacks. Coverage includes cloud data protection, media liability, breach notification costs, and crisis communication support. With cyber crime affecting 50% of UK businesses, this insurance provides critical response resources for technology-dependent organisations of all sizes.
Property Owners Insurance
This specialist insurance protects residential and commercial property investments with extended coverage including unoccupied property protection, trace and access, and theft by tenants. Policies automatically include 1m buildings cover and feature flexible terms for capital additions, loss of income, and temporary removal of assets.
Fleet Insurance
We arrange tailored fleet insurance for 3-300 vehicles, covering HGVs, LGVs, coaches, and company cars. Our service includes claims management, market analysis, and bespoke packages for waste vehicles, self-drive hire, and public/private hire operations. With 20+ years' experience, we secure competitive terms even for high-risk or claims-affected fleets.
Private Client Insurance
Our mid/high net worth policies offer bespoke coverage for properties exceeding standard insurance limits. Features include worldwide contents cover, agreed art/antique valuations, legal liability extensions, and 24-hour emergency assistance. Optional travel cover, garden protection up to 25k, and student possessions cover enhance comprehensive protection for premium properties.
Questions
What industries do you specialise in?
We specialise in construction, manufacturing, property, fleet, and private client insurance with access to specialist markets for complex risks.
How do you tailor insurance programmes?
We conduct detailed risk reviews, provide market-leading policy wordings, and implement bespoke risk management strategies aligned to your operational exposures.
Do you cover unoccupied properties?
Yes, our unoccupied property scheme offers full perils cover with no inspection requirements, including £1m buildings and £10k contents cover.
How are claims handled?
We manage claims from first notification to completion with regular updates, cost tracking, and dedicated support through our insurer panel.
What risk management support is available?
We identify exposures early, implement innovative risk solutions, and provide regular mid-term policy reviews to address evolving business risks.
