Business Details
8 Years
experience
Trusted Financial Advisers in Aberfeldy
Founded in 2018 by Andrew and Jennifer Macintyre, our firm delivers specialist financial advice rooted in trust and expertise. With over 20 years of experience in senior financial services roles, Andrew is a Chartered Financial Planner who guides clients through wealth management, retirement planning, and financial security. Based in Aberfeldy, Perthshire, we serve families across Scotland and the UK, offering tailored strategies that align with individual life goals. As a Partner Practice of St. Jamess Place, we combine a personal approach with access to extensive resources. Our commitment to ethical practices and community involvement ensures clients receive both professional excellence and genuine care.We prioritise understanding each clients unique circumstances to create bespoke financial plans. Our teams dedication to continuous learning and client-focused service has earned us strong recommendations from satisfied clients. We believe in transparency, clear communication, and long-term relationships built on mutual trust. By focusing on both present needs and future aspirations, we help clients navigate financial complexities with confidence.
Services
Retirement Planning
Investment Planning
Long-Term Care
Protection Planning
Inheritance Tax Planning
Banking
Cashflow Modelling
Estate Planning
Pension Advice
Wealth Management
Details
- Year established: 2018
Highlights and features
- We have over 20 years of experience in senior financial services roles.
- Our team provides tailored financial strategies for clients across Scotland.
- We operate as a Partner Practice of St. Jamess Place Wealth Management.
- Our client reviews highlight our approachable, professional service.
- We combine local community knowledge with national financial resources.
What people say
Personalised service
Expert guidance
Confidence in planning
Approachable and professional
Community involvement
Services
Retirement Planning
We help clients create comprehensive retirement strategies tailored to their lifestyle goals. Our approach considers current financial status, future aspirations, and risk tolerance. By analysing income sources, investments, and potential care needs, we develop plans that ensure financial security during retirement years. Regular reviews adapt to changing circumstances and market conditions.
Investment Planning
Our investment planning focuses on building portfolios aligned with individual objectives and risk profiles. We assess market opportunities, diversification needs, and tax-efficient strategies. Clients receive ongoing guidance to optimise returns while managing volatility. Regular performance reviews ensure investments remain aligned with long-term financial goals.
Inheritance Tax Planning
We develop strategies to preserve wealth for future generations while minimising tax liabilities. Our approach includes reviewing asset structures, gifting strategies, and trust arrangements. We ensure clients understand their options for transferring wealth efficiently while maintaining financial security during their lifetime.
Protection Planning
We identify appropriate insurance solutions to safeguard against financial risks. This includes life cover, critical illness, and income protection policies. Our recommendations consider family needs, business obligations, and personal circumstances. Regular reviews ensure coverage remains adequate as life situations evolve.
Cashflow Modelling
We create detailed cashflow projections to visualise financial futures. This helps clients understand how their resources will support lifestyle goals over time. By stress-testing scenarios, we identify potential challenges and opportunities. The process enables informed decisions about spending, saving, and investment strategies.
People
Andrew Macintyre
Chartered Financial Planner
With over 20 years in financial services, Andrew specialises in wealth management and retirement planning. He combines technical expertise with a client-focused approach to deliver tailored solutions. His experience includes guiding clients through complex financial decisions while maintaining clear communication.
Jennifer Macintyre
Co-Founder
Jennifer brings extensive financial services experience to client relationships. She focuses on understanding client needs and ensuring exceptional service delivery. Her background in senior financial roles complements Andrews expertise, creating a balanced approach to wealth management solutions.
Questions
What financial services do you specialise in?
We specialise in retirement planning, investment management, inheritance tax strategies, protection planning, and cashflow modelling tailored to individual client needs.
How do you tailor financial plans to individual clients?
We conduct detailed consultations to understand personal goals, risk tolerance, and financial circumstances before creating bespoke strategies.
Are you affiliated with any financial institutions?
We operate as a Partner Practice of St. James’s Place Wealth Management, combining local expertise with national resources.
How often are financial plans reviewed?
We recommend annual reviews or whenever significant life changes occur to ensure plans remain aligned with client objectives.
Do you work with clients outside Scotland?
While based in Aberfeldy, we provide services to clients across the UK through in-person and remote consultations.
How are fees structured for your services?
Our fee structure is transparent and discussed during initial consultations, with options tailored to the complexity of required services.
Reviews (5)
Stuart Brain
Jul 15, 2021
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Can't recommend Andrew and team enough. A very professional service , tailored to me as an individual. Andrew is very approachable and really knows his stuff. The company treat you as an individual and as a result allow you to make the best decisions to suit you. Thank you for all your help!
Sue Olivier
Oct 01, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Just before the lock down began I had a productive meeting with Andy Macintyre when he was able to give me concise and pertinent advice regarding the future planning of my finances. I look forward to further input from him in the future and I would happily recommend his expertise to others.
Just before the lock down began I had a productive meeting with Andy Macintyre when he was able to give me concise and pertinent advice regarding the future planning of my finances. I look forward to further input from him in the future and I would happily recommend his expertise to others.
Stuart Cluckie
Aug 31, 2020
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The team at Macintyre wealth management are always so friendly and helpful when I call in. Andy's knowledge is amazing and he is always excellent at explaining things in a way that I can understand.
Ewan Watson
Jul 13, 2020
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The Macintyre Wealth Management team have provided a comprehensive set of services that have allowed me to plan my early retirement with confidence. Even in these uncertain times, their guidance has been valuable in helping to ensure that my plans are still intact. At 51 years old, I feel lucky to be able retire, but I would not have known how I could achieve that without the help from Andrew, Jennifer and their team. Not only are they responsive to any queries, they also pro-actively keep me informed of any relevant information regarding investments. The services they deliver definitely feel specific
Gordana Ross
Jul 31, 2018
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Andrew is very knowledgeable and I like working with him. We moved our accounts to his new business when he moved on because we trust Andrew and wouldn't hesitate to refer him to our family and friends. So if you are looking for a financial adviser, look no further - Andrew is your man.
