Business Details
22 Years
experience
Your Trusted Independent Financial Adviser in Cirencester
Founded in 2004, R T Financial Planners provides fully independent financial and investment advice, prioritizing tailored solutions for private clients, trusts, and charities. Our team of highly qualified advisers, including Chartered Financial Planners and CISI members, delivers expertise in pensions, retirement planning, investments, and tax-efficient strategies. We operate with complete independence, researching the entire market to recommend unbiased solutions aligned with individual circumstances.By fostering long-term partnerships through attentive listening and personalized planning, we address evolving financial goals, from wealth creation to long-term care. Our client-centric approach, regulatory compliance, and commitment to excellence ensure clients receive practical, sustainable advice focused on their best interests.
Services
Full Financial Planning
Retirement Planning
Investment Planning
Inheritance Tax Planning
Protection Services
Details
- Year established: 2004
Highlights and features
- We are fully independent, researching the entire market for unbiased solutions.
- Our team includes Chartered Financial Planners with decades of industry experience.
- We prioritize long-term client relationships built on trust and personalized advice.
- We offer comprehensive expertise in pensions, tax planning, and investment strategies.
- Our regulated status ensures adherence to the highest professional standards.
Associations and certifications
- Financial Conduct Authority
What people say
Tailored solutions
Expert team
Trustworthy advisors
Clear communication
Long-term support
Services
Full Financial Planning
Our Full Financial Planning Service evaluates your current financial status and future goals to create a holistic strategy. We analyze income, assets, liabilities, and risk tolerance to design actionable plans for wealth growth and security. By integrating retirement, investment, and tax planning, we ensure your financial decisions align with long-term objectives while adapting to life changes.
Retirement Planning
We provide tailored retirement planning, assessing pension pots, income needs, and legislative complexities. Using forecasting models, we optimize asset allocation and tax efficiency to ensure sustainable post-retirement income. Our advice covers phased retirement, pension consolidation, and strategies to maximize benefits while mitigating longevity risks for a secure future.
Investment Planning
Our Investment Planning Service designs portfolios aligned with your risk profile and financial goals. We conduct ongoing market research to select diversified assets, balancing growth, and capital preservation. Regular reviews ensure strategies adapt to economic shifts, maximizing returns while minimizing tax liabilities through disciplined rebalancing and performance monitoring.
Inheritance Tax Planning
We develop tax-efficient estate plans to preserve wealth for future generations. Through trusts, gifting strategies, and IHT-exempt investments, we reduce liabilities while safeguarding liquidity for dependents. Our approach balances legacy goals with practical care funding solutions, ensuring compliance with evolving inheritance regulations.
Protection Services
Our Protection Services assess life, health, and critical illness risks to secure your family's financial stability. We recommend tailored insurance policies, income protection, and care funding plans. By aligning coverage with evolving needs, we mitigate financial disruptions from unforeseen events, providing peace of mind for you and your loved ones.
People
Jackie Greenwood
Director
Chartered Financial Planner with over 20 years of experience, specializing in pensions and tax planning. Formerly with Prudential and NatWest, she co-founded R T Financial Planners and oversees regulatory compliance and strategic leadership.
Simon Fell
Operations Director
CISI chartered member with 20 years in financial services, focusing on investment management. Joins R T Financial Planners in 2017, driving client outcomes and operational efficiency with technical expertise in portfolio strategy.
James Highett
Director & Financial Adviser
Qualified adviser since 2021, combining 11 years of accounting and financial planning experience. Specializes in holistic financial strategies, helping clients build sustainable plans aligned with personal and professional aspirations.
Harrison Angove
Financial Adviser
Qualified adviser since 2020, with expertise in pensions, savings, and protection. Joined R T Financial Planners in 2024 after starting his career in administration, bringing a grounded perspective to client advisory services.
Questions
What services does RT Financial Planners offer?
We offer full financial planning, retirement and investment strategies, inheritance tax solutions, and protection services tailored to individual needs.
Are RT Financial Planners truly independent?
Yes, we are fully independent advisers researching the entire market to provide unbiased, bespoke recommendations without affiliation to providers.
How are your fees structured?
Our fees are transparent and discussed upfront during initial consultations. They vary based on service complexity and client requirements.
Can you help clients outside the Cirencester area?
Yes, our advisers work with clients nationwide, offering remote and in-person consultations as needed.
What qualifications do your advisers hold?
Our team includes Chartered Financial Planners, CISI members, and professionals with advanced diplomas in financial planning and investment advice.
How do you ensure ongoing client support?
We offer annual reviews, tailored meetings, and access to our secure client portal for continuous portfolio tracking and communication.
