Business Details
16 Years
experience
Trusted Financial Advisers in Eastbourne
Established in 2010, Complete Financial Planning operates as a premier independent financial advisory firm serving private and corporate clients across the UK. Our FCA-authorised team delivers tailored financial solutions from offices in Eastbourne and Brighton, covering clients from the Sussex coast to Orkney. We specialise in whole-market financial planning, offering unbiased advice on pensions, mortgages, wealth management, and protection services. Our client-centric approach prioritises individual needs through customised fund selection and cash flow modelling, avoiding industry-standard model portfolios.With over a decade of proven expertise, we maintain direct FCA authorisation to ensure complete independence from third-party influences. Our commitment to transparency includes no hidden fees, commission-free advice, and clear explanations of all costs during initial consultations. We collaborate closely with clients' existing professionals while maintaining rigorous compliance with FCA regulations and Financial Services Compensation Scheme protections.
Services
Financial Planning
Mortgage Advice
Life Insurance
Wealth Management
Pension Planning
Details
- Year established: 2010
Highlights and features
- FCA-authorised independent advisers since 2010 with direct regulatory accountability
- Whole-market access to 35+ years of investment expertise
- Customised fund selection avoiding industry-standard model portfolios
- Transparent fee structure with no hidden commissions
- Proven track record managing multiple millions in client assets
Associations and certifications
- Financial Conduct Authority
What people say
Spot on advice
Impeccable service
No pressure selling
Comprehensive policy
Personalised approach
Services
Financial Planning
Our financial planning service creates bespoke strategies combining pensions, investments, and tax mitigation. Using cash flow modelling, we develop long-term plans aligned with individual risk profiles and life goals. We implement whole-market solutions avoiding standardised approaches, focusing on achieving specific client outcomes through regular portfolio reviews and market opportunity exploitation.
Mortgage Advice
Specialist mortgage advisory covering residential, investment, and commercial properties. We access the entire market to secure competitive rates, including specialist products like bridging finance and equity release. Our advisers guide clients through property transactions, ensuring appropriate lending solutions while considering broader financial planning objectives.
Wealth Management
Comprehensive wealth management utilising tailored fund selection across global markets. We construct diversified portfolios based on individual objectives, employing tax-efficient strategies and regular performance monitoring. Our approach combines active fund management with risk-controlled methodologies to optimise long-term capital growth and income generation.
Life Insurance
Independent life insurance advisory service comparing whole market options to secure optimal coverage. We specialise in term life, critical illness, and income protection policies, regularly reviewing existing arrangements to ensure ongoing suitability. Our clients benefit from negotiated premium reductions through direct insurer relationships and market competition.
Pension Planning
Specialist pension planning covering SIPP, SSAS, and workplace schemes. We consolidate existing provisions, optimise tax efficiency, and develop withdrawal strategies for retirement. Our advice incorporates inheritance tax considerations and inter-generational wealth transfer, ensuring comprehensive preparation for long-term financial security.
People
Paul Hill
Director
Former Barclays Wealth top 3 adviser with Level 5 investment qualifications. Specialises in strategic investment planning, combining RAF operational experience with financial expertise to deliver client-focused solutions.
David Andrews
Director
18-year financial services veteran known for simplifying complex strategies. Focuses on empathetic client relationships, specialising in retirement planning and inter-generational wealth transfer while maintaining technical FCA compliance expertise.
Maria Atherden
Mortgage Advisor
Former corporate real estate professional with 200+ successful mortgage completions. Specialises in residential and investment property financing, applying property market expertise to complex lending scenarios and client protection requirements.
Louis Goacher
Independent Financial Advisor
Level 4 qualified adviser with Royal Engineers background. Combines military precision with property investment experience to deliver detailed mortgage and wealth management solutions, maintaining strong client communication focus.
Caroline Roberts
Mortgage & Protection Specialist
Apprentice programme graduate specialising in mortgage administration and protection policies. Combines financial education background with practical client support experience, managing documentation and compliance requirements for complex financial transactions.
Questions
What financial services do you specialise in?
We specialise in whole-market financial planning including pensions, mortgages, wealth management, life insurance, and tax-efficient investments. Our FCA-regulated advisers also handle inheritance tax planning and business protection solutions.
How are you different from other financial advisers?
As directly FCA-authorised independent advisers, we consider all market options without restrictions. We avoid standard model portfolios, creating bespoke investment strategies while maintaining complete transparency about fees and commissions.
What areas do you cover?
We operate from Eastbourne and Brighton offices, serving clients nationwide from the Sussex coast to Orkney. Our digital capabilities enable effective service delivery across the entire UK.
How does your financial planning process work?
We begin with a free initial consultation to understand your needs. After agreeing terms, we conduct detailed analysis and present tailored recommendations. We implement solutions while maintaining regular reviews to ensure ongoing suitability and market responsiveness.
Are your services FCA regulated?
Yes, we're directly authorised and regulated by the Financial Conduct Authority (number 608988). This ensures strict compliance with ethical standards and client protection requirements across all our financial advisory services.
Reviews (6)
Javad Ahvazi
Oct 29, 2021
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Positive:Professionalism
The whole meeting with young Paul the financial adviser was consist of professional fact and figures and now I have better understanding of my private pension. Thank you
The whole meeting with young Paul the financial adviser was consist of professional fact and figures and now I have better understanding of my private pension. Thank you
Neil Hooper
Jun 06, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Great firm of advisors. Helped us through a time-critical need and were extremely responsive. Special mention to our adviser, Paul, who exceeded all our expectations... Can't recommend highly enough. ***** 5 stars!
Great firm of advisors. Helped us through a time-critical need and were extremely responsive. Special mention to our adviser, Paul, who exceeded all our expectations... Can't recommend highly enough. ***** 5 stars!
Zoe Charlton
Mar 15, 2021
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Positive:Professionalism,Quality,Responsiveness
I am a very nervous person around investments and pensions, after an hour or so talking to Paul about my options he gave me the complete confidence to take the plunge. His professional advice has already started to pay off and I am so happy I asked him for advice.
I am a very nervous person around investments and pensions, after an hour or so talking to Paul about my options he gave me the complete confidence to take the plunge. His professional advice has already started to pay off and I am so happy I asked him for advice.
Tim Rylatt
Mar 07, 2021
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I recently spoke with Louis Goacher from CFP and was immediately impressed by the level of attention and guidance he provides to his clients. He is an extremely passionate IFA who really goes the extra mile to ensure that his clients get the best advice and tailored support for their individual situations. I have no hesitation in recommending him as a professional, and above all, caring advisor.
Thomas Mayhew
Dec 02, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Mr L Goacher is my financial advisor, he delivers professional yet concise advice regularly. in the time in which I have been his client I have been able to save up a deposit for my first property, as well as start up a personal pension for the future. I cannot recommend Louis enough as a financial advisor or mortgage broker.
Mr L Goacher is my financial advisor, he delivers professional yet concise advice regularly. in the time in which I have been his client I have been able to save up a deposit for my first property, as well as start up a personal pension for the future. I cannot recommend Louis enough as a financial advisor or mortgage broker.
Billy Cook
Aug 06, 2020
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I had a fantastic and seamless experience with Louis at CFP. His dedication, efficiency and attention to detail ensured that our somewhat challenging remortgage went through without any issue. He also provided me with an exceptionally good Protection and Critical Illness product which I didn't believe was achievable for the budget I had in mind - which he managed to beat. What I like most about CFP is that they're Financial Planners so once I have provided them with all of my details they will be able to service all of my financial requirements moving forward - and certainly will do.
Highly
Highly
