Springtide Capital

Business Details

21 Years

experience

Expert Mortgage Brokers in London

Springtide Capital stands as a premier mortgage brokerage firm dedicated to delivering tailored financial solutions across the UK. With over two decades of collective expertise, our team of specialists navigates the complexities of residential and commercial mortgages, ensuring clients secure competitive deals aligned with their unique needs. Our access to more than 100 lenders, coupled with personalized insurance and protection advice, positions us as a trusted partner in the mortgage market.

Recognized for our client-centric approach, we prioritize transparency, efficiency, and long-term relationships, as evidenced by our numerous success stories and industry accolades. Our commitment to excellence is underscored by our authorization and regulation by the Financial Conduct Authority, ensuring adherence to the highest standards of professionalism and service.

Services

Residential Mortgages Buy-To-Let Mortgages Mortgage Protection Later Life Protection Business Protection

Details

Year established: 2005

Highlights and features

We offer over 200 years of combined mortgage market expertise.
Our team is authorized and regulated by the Financial Conduct Authority.
We provide access to more than 100 lenders for competitive deals.
Our personalized service ensures tailored mortgage and protection solutions.
Transparent fee structures and clear communication throughout the process.

Associations and certifications

Financial Conduct Authority

What people say

Outstanding communication Smooth and stress free Expertise and professionalism Personal touch Highly recommend

Website

Update Listing

Services

Residential Mortgages

Springtide Capital offers tailored residential mortgage solutions for first-time buyers and homeowners. Our experts guide clients through property purchases, remortgaging, and equity management. With access to over 100 lenders, we secure competitive rates for standard and complex cases, ensuring affordability and long-term financial stability.

Buy-To-Let Mortgages

Our buy-to-let specialists provide strategic financing for property investors. We offer portfolio management, tax-efficient structures, and competitive rates for single or multiple properties. With expertise in commercial and residential investment lending, we help clients maximize returns while navigating regulatory requirements and market fluctuations.

Mortgage Protection

We provide comprehensive mortgage protection plans to safeguard clients against unforeseen circumstances. Our solutions include life cover, critical illness, and income protection policies tailored to individual needs. These products ensure financial security for families and businesses in case of death, disability, or job loss.

Later Life Protection

Specialized mortgage solutions for older borrowers seeking property finance. Our advisors handle age-related lending criteria, equity release, and inheritance tax planning. We work with lenders offering flexible terms for clients beyond traditional mortgage age limits, ensuring access to appropriate financing options.

Business Protection

Tailored protection strategies for businesses facing financial risks. Our services include key person insurance, partnership protection, and liability coverage. We help companies mitigate risks from unexpected events, ensuring business continuity and safeguarding stakeholders' interests through customized insurance solutions.

People

Henry Knight

Managing Director

With over two decades in financial services, Henry leads Springtide Capital's growth strategy. He established the company in 2005 and focuses on high-net-worth market expansion, fostering lender relationships, and maintaining industry-leading service standards.

James Armstrong

Mortgage Consultant

Specializing in buy-to-let portfolios and overseas clients since 1999, James brings extensive experience in complex property finance. He joined Springtide in 2014, leveraging his expertise to help clients navigate challenging mortgage scenarios and investment opportunities.

Zoe Hatcliff

Mortgage and Later Life Consultant

With over 20 years in the industry, Zoe specializes in later-life lending solutions. Since joining Springtide in 2016, she has built strong lender relationships, providing bespoke mortgage advice for clients navigating age-related property finance challenges and intergenerational wealth planning.

David Merrony

Mortgage Consultant

David offers 25 years of financial services expertise, focusing on cost-effective mortgage solutions. Since 2012, he has developed extensive lender networks at Springtide, specializing in matching clients with tailored financing options that align with their long-term financial objectives.

Joseph D'Cunha

Financial Protection Consultant

Joseph brings 15 years of protection industry experience to Springtide. Specializing in inheritance tax mitigation and business risk management, he joined the team in 2024 to develop comprehensive protection strategies that safeguard clients' financial legacies and commercial interests.

Questions

What mortgage services does Springtide Capital offer?

We provide residential, buy-to-let, commercial, and later-life mortgages, alongside tailored insurance and protection products.

How does Springtide Capital help clients secure competitive deals?

With access to over 100 lenders, we leverage our industry expertise to find bespoke solutions matching clients' financial goals.

Are Springtide Capital's services available nationwide?

Yes, we operate across the UK, supporting clients in all regions with personalized mortgage advice.

Is Springtide Capital regulated by any official body?

We are authorized and regulated by the Financial Conduct Authority, ensuring compliance with rigorous standards.

What sets Springtide Capital apart from other brokers?

Our client-centric approach combines decades of expertise, transparent communication, and a commitment to long-term relationships.

Can Springtide Capital assist with complex mortgage cases?

Yes, our team specializes in handling complex scenarios, including high-net-worth transactions and niche lending requirements.

Reviews (6)

Write a Review

Vegard Tvedt

Jan 04, 2022 Report

We used Rebecca Scott from Springtide Capital, and we couldn't have been more satisfied. We were probably not the most straight-forward clients, but she was outstanding in the way she assisted us. Friendly, helpful, proactive, professional and highly recommendable.

Helen Jolliffe

Sep 26, 2021 Report

Positive:Professionalism
Craig Leverett and Isabelle O'Donnell were incredibly professional and found a fantastic mortgage deal for me. Both were rapid at responding. Most impressive.

Guillaume Corlay Van Der Schaal

Aug 05, 2021 Report

Worked with Rebecca in summer 2021. Hands down the best broker I came across whilst running searches. Really does what it takes to get the job done. Always maintains a terrific demeanour and comes up with solutions. Highly recommend.

Caterina Cannas

May 22, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
I have used Springtide Capital for the mortgage of my first property purchase. Julie was my advisor and I cannot recommend her services enough. She has been really professional, responsive and extremely supportive throughout the whole process. Thanks again Julie for your help throughout this difficult process!!

L. T.

Nov 24, 2020 Report

Craig Leverett from Springtide Capital has helped me secure financing for three projects over the last year. In difficult circumstances and against impossible timeframes, he's found fantastic solutions, been thoroughly professional and never lost his sense of humour, even when I moved the goal posts at the most critical moments. Without his help, I doubt that I would have found the solutions to get my plans together. Thanks for all your help Craig.

Nick

Jul 17, 2020 Report

Sohail Yasin was not very helpful and just never bothered replying to emails, despite being chased by myself numerous times and by the referring estate agent. Not very impressed.