Business Details
12 Years
experience
Trusted Financial Advisers in Nottingham
Riverfall Financial was established to redefine financial planning by prioritising life goals over mere financial metrics. Our approach integrates sophisticated forecasting tools with tailored strategies, ensuring clients achieve clarity and certainty in their financial futures. With a team of CFP-certified planners and a focus on ethical practices, we address pensions, mortgages, investments, and intergenerational wealth.Our recognition in industry publications and client testimonials underscores our commitment to delivering impactful solutions. We operate under the regulatory oversight of Quilter Financial Services Ltd (FCA ref: 440703), adhering to stringent compliance standards while maintaining a client-centric ethos.
Services
Personal Financial Planning
Business Planning
Mortgage Advice
Investment Management
Pension Transfers
Later Life Planning
Company Investments
Buy to Let Mortgages
Commercial Mortgages
Details
- Year established: 2014
Highlights and features
- We offer free initial consultations with FCA-regulated advisers
- Our team includes CFP-certified professionals with decades of combined experience
- We utilise advanced financial forecasting software for scenario-based planning
- We maintain transparent, ethical practices with no hidden fees
- Our client-centric approach has earned multiple positive testimonials
Associations and certifications
- Quilter Financial Services Limited
- Financial Conduct Authority
What people say
Comfort blanket
Expert advice
Stress reduction
Improved retirement plans
Ethical practices
Services
Personal Financial Planning
Our personal financial planning service creates comprehensive strategies tailored to individual life goals. Using advanced forecasting tools, we analyse cash flow, retirement readiness, and investment performance. The process begins with in-depth consultations to understand personal circumstances before developing actionable plans that adapt to changing life events.
Business Planning
We help business owners optimise financial structures through strategic planning. Services include succession planning, tax-efficient profit extraction, and investment management. Our approach considers both business objectives and personal financial goals of owners, ensuring cohesive long-term strategies with risk management components.
Mortgage Advice
Our mortgage advisory service covers residential, buy-to-let, and commercial mortgages. We assess affordability, compare market options, and provide protection planning. The service includes remortgaging strategies and tailored solutions for complex cases like self-employed applicants or non-standard properties.
Investment Management
We create diversified investment portfolios aligned with risk profiles and financial objectives. The service includes regular performance reviews, tax-efficient structuring, and ongoing adjustments. We focus on long-term growth while maintaining appropriate risk controls through continuous market monitoring.
Later Life Planning
This service addresses financial needs for retirement and beyond. We specialise in pension decumulation strategies, care funding options, and intergenerational wealth transfer. Services include will writing guidance, inheritance tax planning, and charitable legacy considerations while maintaining regulatory compliance in unregulated areas.
People
Jared Bowers
Financial Planner
CFP-certified planner with expertise in children's education funds and long-term investment strategies. Holds Chartered MCSI status and specialises in creating multi-generational wealth solutions.
Jessica McGowan
Financial Planner
Chartered FCSI member with specialist knowledge in state pension optimisation. Helps clients maximise retirement income through strategic planning and regulatory compliance frameworks.
Shaun Brennan
Financial Planner
DipPFS-qualified expert in intergenerational wealth transfer. Focuses on family financial planning, ensuring cohesive strategies across multiple generations while maintaining tax efficiency.
Questions
What services does Riverfall Financial offer?
We specialise in personal and business financial planning, mortgage advice, pension transfers, investment management, and later life planning solutions.
Are your advisers qualified?
Yes, our team includes CFP-certified planners and Chartered Financial Consultants with extensive experience in financial services.
How do you ensure ethical financial planning?
We maintain FCA regulation compliance and adhere to strict ethical guidelines prioritising client interests over product sales.
Can you help with final salary pension transfers?
While we generally advise caution, we provide comprehensive assessments to determine if pension transfers would benefit individual circumstances.
What areas do you serve?
Primarily Nottingham and surrounding areas, with remote consultation options available nationwide.
Do you charge for initial consultations?
No, we offer free initial consultations to assess how our financial planning services can meet your specific needs.
Reviews (4)
Stuart Flinders
Dec 29, 2019
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I think that they are rather slow and do not keep you informed. just to put things right I have had a consultation with riverfall and everything has been completed and I am now truly very satisfied, they Definitely were doing work for me behind the scenes, and I would like to say thanks for what you have done, and once again thank you.
Sharon Lambert
Sep 29, 2019
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Since contacting Riverfall to deal with our pensions my husband and I have been able to retire early thanks to the professional help and advice we received from Jessica. Everything was explained fully and made easy for us to understand. We felt confident all through the process as we were kept fully informed every step of the way. We are looking forward to a financially stable retirement with thanks to Jessica and the team.
Mark Seymour
Sep 28, 2019
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Shaun Brennan, of Riverfall Financial has been taking financial care of my family and I for the last 30 years. I have always had a personal, prompt service from Shaun and the team and have always been very satisfied with their quick response to queries. The advice is always excellent, clearly explained and the various options presented to me. Thank you Shaun and thank you Riverfall.
Lesley Morris
Aug 04, 2019
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Very bad service by Shaun Brennan. I referred a client to him. They met, all financial info copied and search on National Ibsurance no carried out in October. Never heard anything back after that even though client tried to contact. Client had business profits to use.. B2B network group collapsed following that Shaun was unresponsive. Just be aware not all what he seems or comes across as. I certainly did not expect this.
