Business Details
Trusted Landlord Insurance Solutions in Rugby
Established in the mid-1990s, C I A Insurance operates as an independent insurance brokerage specializing in niche areas of landlord insurance. With over two decades of industry expertise, we serve clients across the UK from our Midlands headquarters, offering tailored insurance solutions for residential and commercial properties. Our team of UK-based advisors combines extensive market knowledge with personalized service to identify optimal coverage options at competitive rates. Through strong partnerships with leading UK insurers, we secure exclusive pricing unavailable elsewhere while maintaining a commitment to transparency and client education.Our services encompass buildings and contents insurance, unoccupied property coverage, and portfolio policies, supported by dedicated customer support throughout the policy lifecycle. We guarantee price competitiveness through a price-match promise and provide comprehensive after-sales assistance including claims management. Backed by the Financial Services Compensation Scheme, our operations adhere to rigorous regulatory standards under the Financial Conduct Authority's authorization.
Services
Landlord Buildings Insurance
Landlord Contents Insurance
Unoccupied Property Cover
Buy To Let Insurance
Rental Property Insurance
Highlights and features
- We guarantee price-matched policies against any UK competitor
- 20+ years of specialized landlord insurance expertise
- Personalized service from UK-based insurance professionals
- Exclusive rates through direct insurer partnerships
- Comprehensive claims support with dedicated contact lines
Associations and certifications
- Financial Conduct Authority
What people say
Excellent experience
Competitive renewal quotes
Knowledgeable advisors
Quick policy adjustments
Clear communication
Services
Landlord Buildings Insurance
Covers structural damage to rental properties from fire, flooding, and theft. Includes permanent fixtures like kitchens and bathrooms. Provides financial protection for property owners against unexpected repair costs while ensuring compliance with lease agreements.
Landlord Contents Insurance
Protects landlords' possessions in rental properties including furniture and appliances. Covers loss, theft, or damage to white goods and fixtures. Offers financial security for replacement or repair while maintaining property value between tenancies.
Unoccupied Property Cover
Provides protection for empty properties during renovations or tenant transitions. Covers risks including vandalism, theft, and fire damage. Includes loss of rent protection during vacancy periods while maintaining policy validity through property turnover phases.
Portfolio Policies
Offers consolidated coverage for multiple investment properties. Provides cost-effective solutions through bulk discounts while maintaining individual policy flexibility. Includes tailored options for landlords managing diverse property types across different locations with centralized administration.
Tenant Type Coverage
Specialized policies accommodating various tenant profiles including professionals, students, and DSS tenants. Ensures policy validity through accurate tenant classification while addressing specific risk factors associated with different occupancy types across the UK rental market.
Questions
What types of landlord insurance do you offer?
We provide buildings insurance, contents insurance, unoccupied property cover, and portfolio policies tailored to different property types and tenant arrangements across the UK.
Do you cover properties with challenging tenant profiles?
Yes, we offer policies accommodating DSS tenants, professionals, students, and asylum seekers with appropriate classification to maintain policy validity.
How do you handle policy renewals?
We provide proactive renewal quotes with competitive pricing, typically contacting clients 6-8 weeks before expiration to ensure seamless coverage continuation.
What claims support do you provide?
We offer dedicated claims lines for our partner insurers with direct contact numbers provided in policy documents for immediate assistance during incidents.
Can I add properties to existing policies?
Yes, we can add properties mid-term on a pro-rata basis if requested when purchasing the initial policy, subject to insurer terms and conditions.
How do you ensure competitive pricing?
Through exclusive partnerships with leading UK insurers and a price-match guarantee, we ensure clients receive the most competitive rates available in the market.
